Clearwater Homes with VE Flood Zone

Clearwater Homes with VE Flood Zone

Welcome to Clearwater, a vibrant city located in Pinellas County, Florida. Known for its stunning beaches, warm weather, and endless recreational opportunities, Clearwater is a sought-after destination for homebuyers looking to enjoy the best of coastal living.

One unique aspect of Clearwater is its homes located in the VE Flood Zone. These properties offer residents the chance to experience waterfront living at its finest, with breathtaking views and direct access to the water. While living in a VE Flood Zone requires additional considerations for flood insurance and property maintenance, the unparalleled beauty and lifestyle benefits make it a desirable choice for many buyers.

Whether you're drawn to the idea of owning a waterfront property or simply want to immerse yourself in the laid-back Florida lifestyle, Clearwater has something for everyone. From charming beachfront cottages to modern condos with resort-style amenities, the real estate market in Clearwater offers a diverse range of options to suit every taste and budget.

If you're ready to make Clearwater your home, explore the available properties in the VE Flood Zone and discover the unique opportunity to live by the water in this picturesque city. With its perfect blend of natural beauty, recreational activities, and welcoming community, Clearwater is more than just a place to live – it's a place to thrive.

Newest Clearwater Homes with VE Flood Zone

$250,000
1 Beds ⋅ 1 Baths ⋅ Grand Bellagio At Baywatch Condo The SubDv. ⋅ 33764 Zip Code ⋅ TB8521058 MLS ⋅ Active Status ⋅ 2 BLDG.
Wake up to breathtaking waterfront views and end each day watching dolphins, manatees, and spectacular sunsets from the privacy of your own balcony. Perfectly positioned as one of the community's desirable corner units, this spacious third-floor residence offers panoramic canal views toward Tampa Bay, abundant natural light, and a level of privacy that's hard to find. Unlike many one-bedroom condos, this home offers an oversized layout that feels open, comfortable, and ideal for both everyday living and entertaining. The well-maintained interior features an updated kitchen with granite countertops, stainless steel appliances, and a gas range, while the spacious primary suite offers room for a sitting area, a large walk-in closet, and a luxurious bathroom complete with dual vanities, a soaking tub, and a separate walk-in shower. Adding even more value, the unit includes a private deeded garage—perfect for your vehicle, bikes, kayaks, paddleboards, or extra storage. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this is one of the best values currently available in the community. Life at Grand Bellagio is all about resort-style waterfront living. Residents enjoy a 24-hour gated entrance with security, an elegant clubhouse, resort-style pool and spa, state-of-the-art fitness center, waterfront cabanas, kayak launch, and over 1.5 miles of scenic waterfront walking trails that welcome both you and your pets. Ideally located between Tampa, St. Petersburg, and Clearwater Beach, you'll enjoy quick access to world-class beaches, Tampa International Airport, shopping, dining, and everything the Tampa Bay area has to offer. Corner units with views like this are rarely available—and even more rarely offered at this price. Don't miss your opportunity to own one of Grand Bellagio's most desirable one-bedroom residences.

2738 Via Tivoli Unit 234A, Clearwater
$599,900
2 Beds ⋅ 2 Baths ⋅ Camelot Oaks Condo SubDv. ⋅ 33756 Zip Code ⋅ TB8527048 MLS ⋅ Active Status ⋅ 602 BLDG.
Welcome to Camelot Oaks, one of Clearwater's best-kept secrets. Tucked away in an intimate waterfront community, this turnkey, fully furnished 2-bedroom, 2-bath condo offers something increasingly difficult to find: a quiet, boutique waterfront community with only 21 units, creating a level of privacy rarely found in larger condominium complexes. From the moment you walk through the front door, your attention is immediately drawn to the stunning, unobstructed west-facing Intracoastal views from the main living area and oversized private balcony. Spend your evenings watching spectacular sunsets, dolphins, manatees, boats cruising by, and even Coachman Park's Fourth of July fireworks, all from the comfort of your own home. Lovingly maintained and thoughtfully updated, the current owners have added luxury flooring throughout and fresh interior paint, creating a bright, coastal feel that's completely move-in ready. The remodeled galley kitchen features Bosch appliances, granite countertops, ample cabinet space, and an open sightline to the water, making it easy to cook and entertain with a view. The spacious primary suite features an updated ensuite bathroom and generous closet space, while the second bedroom and updated guest bath offer comfortable accommodations for family and friends. Being sold completely turnkey and fully furnished minus a few pieces of personal artwork, everything is already in place to unpack your suitcase and start living the Florida lifestyle. HVAC (2018), hot water heater (2015), flooring & paint (2020). Residents enjoy a waterfront pool, expansive sun deck, covered gathering area, community kitchen, elevator, additional storage, and an assigned covered parking space. Plus, there's ample guest parking, making it easy to host friends and family whenever they want to enjoy the view with you. HOA fee of $982.02 includes water, sewer, trash, cable TV, and maintenance. Perfectly located just minutes from downtown Clearwater, Coachman Park, the Capitol Theatre, Publix, Morton Plant Hospital, the Clearwater Ferry, and world-famous Clearwater Beach, you'll have the best of the area at your fingertips while coming home to a peaceful waterfront retreat. Whether you're searching for a full-time residence, seasonal escape, or investment in the Florida lifestyle, opportunities to own in Camelot Oaks rarely come available. Come see why so many residents never want to leave.

602 Lime Avenue Unit 101, Clearwater
$755,000
2 Beds ⋅ 2 Baths ⋅ Viewpoint-On-The-Bay Condo SubDv. ⋅ 33756 Zip Code ⋅ TB8523606 MLS ⋅ Active Status ⋅ Viewpoint On The Bay BLDG.
Virtually Staged. PENTHOUSE WATERFRONT LIVING WITH BREATHTAKING INTRACOASTAL VIEWS! Welcome to the premier penthouse residence at Viewpoint-on-the-Bay, where spectacular panoramic water views, spacious living areas, and an unbeatable coastal location come together to create an exceptional lifestyle. Offering approximately 1,900 square feet of living space, this rare top-floor residence captures sweeping views of the Intracoastal Waterway, Sand Key, Clearwater Beach, and unforgettable Florida sunsets from its elevated vantage point. Designed for both comfortable everyday living and entertaining, the expansive floor plan features generous living and dining areas filled with natural light, a spacious primary suite, ample storage, and the convenience of an in-unit laundry room. Large windows and private outdoor living spaces create a seamless connection to the surrounding waterfront scenery. Residents of Viewpoint-on-the-Bay enjoy resort-style amenities including a heated waterfront pool, beautifully maintained grounds, secure building access, elevator service, assigned under-building parking, guest parking, and additional storage. Recent community improvements include a new roof, exterior painting, a 2022 seawall, completed Milestone and SIRS inspections, and completed assessments, providing added confidence for future owners. Perfectly situated between vibrant downtown Clearwater and Morton Plant Hospital, you'll enjoy easy access to waterfront parks, restaurants, entertainment, marinas, and the world-famous beaches while still appreciating the privacy and tranquility of this sought-after waterfront community. Experience the best of Florida waterfront living from the top floor—where every day begins and ends with spectacular views.

55 Rogers Street Unit P5, Clearwater
$498,000
2 Beds ⋅ 2 Baths ⋅ Pierce 100 Condo SubDv. ⋅ 33756 Zip Code ⋅ TB8512278 MLS ⋅ Active Status ⋅ Pierce 100 BLDG.
Impressive sunset view all throughout the year. The open western sunset view occurs every day of the year. For this complex the milestone inspection is complete, funding almost complete, conventional loans accepted, and the ongoing done! This is a rare opportunity to purchase 3rd Floor SouthWest Corner that provides open-water views to the west, southwest and the south! Water views from every room. This well-maintained building with onsite staff just completing numerous construction upgrades. There is secure 24/7 access. Underground garage parking with additional parking in the lot. Beautiful pool is directly waterside. Also directly accessible is paddle boarding (with storage) and fishing from the association's pier. Convenience to beach and to downtown (and the newly completed Coachman Park!) is provided by this one-of-a-kind location. The location is adjacent to a city marina where boat slips or boat rentals are available. What a combination to make this a vacation or full-time residence!! Short stroll to downtown and Capitol Theatre offerings, restaurants, etc adds to the desirability.

100 Pierce Street Unit 307, Clearwater
$558,000
2 Beds ⋅ 2 Baths ⋅ Belleview Biltmore Villas South Garden SubDv. ⋅ 33756 Zip Code ⋅ TB8510910 MLS ⋅ Active Status ⋅ South Garden 6 BLDG.
Nestled within a gated waterfront community and surrounded by one of the nation’s premier golf destinations, this beautifully positioned first floor condominium offers an exceptional Belleair lifestyle. Located alongside the renowned Belleair Country Club, ranked among the Top 100 golf courses in the United States, this spacious 2 bedroom, 2 bathroom residence combines comfort, elegance, and resort-style living. Situated in one of the community’s premier buildings, the condo features under building parking, a large private storage room, and a fabulous extended lanai perfect for enjoying Florida’s indoor-outdoor lifestyle. Residents enjoy a stunning waterfront pool area with a true resort-style atmosphere, along with the peace of mind of a 24-hour guard-gated entrance, creating the ideal setting to relax and unwind. For golf enthusiasts, this property presents a rare opportunity. Ownership provides the ability to apply for membership to the prestigious Belleair Country Club and bypass the club’s current five-year waitlist, an incredible advantage for those seeking immediate access to one of Florida’s most iconic private clubs. Ideally located just minutes from world-famous Gulf beaches, fine dining, shopping, grocery stores, and only approximately 30 minutes from Tampa International Airport, this maintenance-free residence offers the perfect combination of luxury, convenience, security, and timeless Belleair charm.

6 Belleview Boulevard Unit 101, Clearwater
$1,399,900
2 Beds ⋅ 2 Baths ⋅ Belleview Biltmore Villas S Garden 8 SubDv. ⋅ 33756 Zip Code ⋅ TB8507843 MLS ⋅ Active Status ⋅ South Garden 8 Villas BLDG.
You MUST see this video! Step inside and experience this stunning waterfront end unit, where unmatched views and natural light create an inviting and serene atmosphere. Nestled within the exclusive Belleview community, this residence offers a rare opportunity to live alongside the historic Belleview Inn and the prestigious Belleair Country Club. Residents enjoy the unique advantage of immediate access to both Golf and Social Memberships—no wait list required—unlocking a full suite of world-class amenities. This beautifully appointed two-bedroom, two-bath home features two separate living areas, providing both comfort and flexibility for entertaining or relaxing. Throughout the unit, elegant porcelain tile flooring enhances the modern aesthetic, while terrazzo countertops with crushed abalone shells adds a distinctive coastal touch. Two spacious balconies offer breathtaking sunsets and outdoor space for optimal relaxation. Additional highlights include hurricane-grade windows for peace of mind, stainless steel appliances, and a full-size washer and dryer—everything designed for effortless, upscale living. Please note: South Garden 8, Belleview Biltmore Villas, has completed the Milestone project as required by Florida statutes. A major renovation and safety upgrade at all levels was undertaken in 2024 -25 making SG 8 unique among mid-rise condo buildings. A financially strong and elegant residential property is now prepared for the next generation.

8 Belleview Boulevard Unit 507, Clearwater
$550,000
3 Beds ⋅ 3 Baths ⋅ Grand Bellagio At Baywatch Condo The SubDv. ⋅ 33764 Zip Code ⋅ TB8503195 MLS ⋅ Active Status ⋅ Building 9 BLDG.
This exquisitely appointed 2,078-square-foot residence within the gated Grand Bellagio at Baywatch enclave embodies coastal-inspired living. The arrival experience is anchored by an attached two-car garage and a luminous main-level floor plan defined by a palette of light greige and arched transitions. Wood-look flooring laid in a meticulous herringbone pattern flows through the foyer, living, and dining areas, leading to a professional-grade culinary stage. For the epicurean, the kitchen features classic raised-panel wood cabinetry, slate-finish gas appliances, and an earthy-toned mineral backsplash that complements the clean, light-hued surfaces. The main floor is designed for effortless hosting, featuring a half-bath for guests and a seamless transition to the family sanctuary, where chevron-patterned hardwood floors and a stone-surround gas fireplace serve as the focal point. The upper level features a private wellness wing housing all three bedrooms, ensuring absolute tranquility and separation from the social areas. This level includes a versatile second bedroom masterfully engineered with an integrated queen-size Murphy bed and a built-in executive workspace. The primary retreat is an expansive sanctuary featuring multiple large windows with alabaster-toned louvered shutters and a spa-inspired ensuite. This primary bath is perfectly balanced with a split vanity design, warm stone countertops, a large soaking tub, and a framed glass shower for an unparalleled wellness experience. The lifestyle extends beyond the interior, offering an unparalleled maritime advantage, including a private BOAT SLIP. For the modern adventurer, the two-car garage has been upgraded with a professional flake epoxy floor, extensive silver-toned metal wall storage, and a heavy-duty ceiling-mounted rack system. Every detail, from the farmhouse-style lantern pendants to the artisanal cloud-toned plantation shutters, has been curated to deliver an elevated Florida lifestyle without concession. Strategically positioned within the Grand Bellagio community, residents benefit from a Mediterranean-inspired environment featuring a resort-style heated pool, clubhouse, 24-hour fitness center, sand volleyball court, tennis courts, playground, dog park, and car wash station. Woven into the scenic 1.5-mile waterfront jogging trail along Old Tampa Bay, this distinguished property delivers a high-performance residential experience.

2741 Via Cipriani Unit 914A, Clearwater
$1,099,900
3 Beds ⋅ 2 Baths ⋅ Marina Bay 880 Condo SubDv. ⋅ 33755 Zip Code ⋅ TB8500267 MLS ⋅ Active Status ⋅ 1 BLDG.
Luxury Redefined at Marina Bay - Experience the pinnacle of waterfront living in this exquisite, single-owner corner residence. Occupied for only three months, this home presents as a brand-new masterpiece, offering the rare advantage of being sold fully furnished with Restoration Hardware collections. As a coveted end unit, the floor plan is bathed in natural light from three sides, showcasing panoramic water views through expansive windows and two private balcony —perfect for enjoying Clearwater’s legendary sunsets. No detail has been overlooked in this 3-bedroom, 2-bathroom sanctuary. The interior features a designer palette of Farrow & Ball paint, while the spa-style bathrooms are upgraded with Toto touchless toilets and washlets. The chef’s kitchen is an entertainer’s dream with high-end appliances and a stone-clad island, complemented by a newer Samsung laundry suite and private storage. Living at Marina Bay means embracing a 24/7 resort lifestyle. Enjoy world-class amenities including a full-service concierge, heated pool and spa, fitness center, sauna, and putting green. For boaters, the on-site marina offers leasable slips just steps from your door. Located in the heart of Downtown Clearwater, you are within a short distance of the newly developed Coachman Park and The Sound Amphitheater, and only minutes from the nation’s top-rated beaches. This isn't just a home; it is a meticulously curated lifestyle waiting for its next owner.

900 N Osceola Avenue Unit 401, Clearwater
$3,000,000
4 Beds ⋅ 6 Baths ⋅ Shirley Manor Sub SubDv. ⋅ 33756 Zip Code ⋅ TB8497147 MLS ⋅ Active Status
Nestled within the golf course community of Belleair Country Club, this exceptional 6,387-square-foot estate embodies refined Florida living at its finest. Perfectly positioned to capture fairway views, the residence offers a seamless blend of elegance, comfort, resort-style amenities, and a motivated seller. From the moment you arrive, the home impresses with its grand scale, sophisticated architectural details, and light-filled interiors designed for both everyday living and upscale entertaining. Expansive living spaces flow effortlessly, enhanced by high ceilings, and designer finishes. Step outside to your private outdoor oasis, where a sparkling pool and spacious patio create the ultimate setting for relaxation or hosting guests. Surrounded by lush landscaping and tranquil greens, this backyard is a private retreat. The luxurious primary suite serves as a serene escape, while additional bedrooms and flexible living areas provide ample space for family and guests. A gourmet kitchen, spa-inspired baths, and thoughtfully designed indoor-outdoor living areas complete the home’s elevated lifestyle appeal. Located in the heart of Belleair—a quiet, upscale coastal enclave known for its luxury homes, golf lifestyle, and proximity to the Intracoastal Waterway—this property offers the perfect balance of exclusivity and convenience with NO HOA! This is more than a home—it’s a statement of luxury living.

303 Sunny Lane, Clearwater
$699,000
3 Beds ⋅ 2 Baths ⋅ Bayview Condo Clearwater SubDv. ⋅ 33755 Zip Code ⋅ TB8492293 MLS ⋅ Active Status ⋅ Bay View/700 BLDG.
Welcome home to Bayview Condos, an amenity-rich waterfront community overlooking beautiful Clearwater Harbor and ideally located just blocks from downtown Clearwater and Imagine Clearwater. From the moment you arrive and make your way up to the 3rd floor, pride of ownership is evident throughout this beautifully maintained and fully furnished 3 bedroom, 2 bathroom condo offering nearly 1,600 square feet of thoughtfully designed living space (furniture is included in the sale). Inside, the spacious split-bedroom floorplan feels light, open, and inviting, with a modern kitchen featuring granite countertops, stainless steel appliances, and generous barstool seating that flows seamlessly into the living and dining areas, making everyday living and entertaining effortless. The owner’s suite is a true retreat with its own private sliding glass door access to the balcony, a large walk-in closet, and an ensuite bathroom complete with dual granite topped sinks, a seamless glass enclosed shower, and a separate jetted soaking tub. The guest bedroom also offers a walk-in closet and is conveniently positioned near the guest bathroom, while the in-unit laundry adds even more convenience. The third bedroom has glass french doors and is currently being used as an office. Step outside to the large private balcony and take in the beautiful views overlooking Clearwater Harbor, the perfect place to enjoy your morning coffee or unwind at the end of the day with stunning sunrises and sunsets. The unit is being sold fully furnished. This residence also includes two designated parking spaces in the gated garage beneath the building, along with a private climate-controlled storage unit. Bayview Condos offers a true resort-style lifestyle with amenities that include a heated saltwater pool, fitness center, recreation room, activity deck, outdoor grills, and access to the Intracoastal for kayaking or paddleboarding. With the marina next door, boating enthusiasts will love the convenience of having the option to bring their boat too. Perfectly positioned to enjoy a peaceful waterfront setting without the congestion of beach traffic, this location offers the best of both worlds. You’re just one mile from downtown Clearwater and the new Imagine Clearwater waterfront redevelopment, where you’ll find waterfront parks, walking paths, events, dining, and entertainment. Clearwater Beach, known for its sugar-white sand and vibrant atmosphere, is only 3.5 miles away, making spontaneous beach days effortless. Nearby parks, the Pinellas Trail, local marinas, and year-round waterfront activities offer endless ways to enjoy the outdoors, while Tampa International Airport is just about a 30-minute drive for easy travel. Whether it’s a sunset stroll downtown, a day on the water, or a night out, everything you need is right at your fingertips.

700 N Osceola Avenue Unit 305, Clearwater
$850,000
2 Beds ⋅ 2 Baths ⋅ Marina Bay 880 Condo SubDv. ⋅ 33755 Zip Code ⋅ TB8483894 MLS ⋅ Active Status ⋅ Bldg 1 North Bldg BLDG.
Sellers will assist with 6 months of HOA dues. Spectacular waterfront living awaits at Marina Bay. This designer-appointed residence offers sweeping views of Clearwater Bay from an expansive private balcony—one of only two of its kind in the building—creating a rare opportunity to enjoy elevated coastal living with minimal direct sun exposure for comfortable year-round enjoyment. Built in 2021, this beautifully upgraded 2,003-square-foot home features two bedrooms, two baths, and a versatile den ideal for an office or guest space. Elegant finishes include upgraded tile flooring, crown molding, new carpet (2024–2025), custom closets, and commode cabinetry. The chef’s kitchen is thoughtfully designed with all-wood cabinetry, quartz countertops, stainless steel appliances, a reverse osmosis water system, and water softener. The serene primary suite offers professionally designed closets, electric blinds, and a spa-like bath with a walk-in shower. Electric blinds are also featured in the guest bedroom for added comfort and convenience. Hurricane-impact windows provide peace of mind, while recent mechanical upgrades include a new air conditioner (2024–2025) and an upgraded water heater with a safety shutoff device. Accessible from the living room and both bedrooms, the extended balcony creates a seamless indoor-outdoor living experience perfect for enjoying breathtaking sunsets over the water. Residents of Marina Bay enjoy a true resort lifestyle with 24/7 concierge service, a 25-meter saltwater lap pool, fitness center, sauna and steam rooms, billiards room, and putting green. The adjacent marina offers 69 slips (47 with lifts) with priority leasing opportunities for residents. Located just minutes from Clearwater’s world-famous beaches and vibrant downtown, this exceptional residence offers luxury, comfort, and convenience in one of the area’s most desirable waterfront communities. Furnishings may be negotiated separately.

920 N Osceola Avenue Unit 604, Clearwater
$899,999
2 Beds ⋅ 2 Baths ⋅ Marina Bay 880 Condo SubDv. ⋅ 33755 Zip Code ⋅ TB8477696 MLS ⋅ Active Status ⋅ Marina Bay BLDG.
Marina Bay 880 – Penthouse North-Facing Waterfront Condo A rare, north-facing penthouse, built in 2021, offering stunning water views, total privacy, and a thoughtfully upgraded floor plan. Ideal for buyers who crave luxury with effortless elegance. Prime status & view:** Penthouse level, north-facing for maximum privacy and expansive water vistas Flexible layout:** Den that easily converts to a third bedroom Gourmet kitchen & laundry:** Dacor 42" side-by-side fridge, GE Café line appliances, induction cooktop, double oven, built-in wine storage, pull-out pantry, island with sink; in-unit laundry with LG washer/dryer Premium finishes:** Upgraded tile, lighting, fans, shelving in all closets, upgraded shower/tub door Smart comfort:** Full smart-home features, thermal impact-resistant sliders, remote-controlled blinds Ceiling & ambiance:** 10' ceilings with enhanced lighting Outdoor living:** One of Marina Bay’s most desirable private patios with wide water views Resort-style amenities:** Luxury, pet-friendly community with Olympic-size infinity pool, spa, outdoor fire table, top-tier gym, wet/dry saunas, outdoor putting green Parking & security:** Two assigned under-building spots, private storage, 24-hour concierge Location perks:** Proximity to highly rated schools and easy access to waterways and private Marina

920 N Osceola Avenue Unit 702, Clearwater
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