Largo Homes with X Flood Zone

Welcome to Largo, a vibrant city located in Pinellas County, Florida. Known for its beautiful parks, excellent schools, and thriving community, Largo offers a high quality of life for residents of all ages.

One of the key features that make Largo an attractive place to live is the abundance of homes with an X Flood Zone designation. This means that these homes are located in an area that is considered to be outside the 500-year floodplain, providing peace of mind for homeowners. Living in a home with an X Flood Zone designation can potentially lead to lower insurance premiums and less risk of damage from flooding, making it a desirable option for those looking to buy a home in Largo.

Whether you're searching for a cozy bungalow, a spacious family home, or a modern condo, Largo has a diverse range of real estate options to suit every lifestyle and budget. From waterfront properties with stunning views to charming homes in quiet neighborhoods, there is something for everyone in this dynamic city.

If you're considering making Largo your new home, contact us today to learn more about the available properties in this desirable area. Our team of experienced real estate agents is here to help you find your perfect home in Largo, FL.

Newest Largo Homes with X Flood Zone

$575,000

3 Beds ⋅ 2 Baths ⋅ Cumberland Park 1st Add SubDv. ⋅ 33773 Zip Code ⋅ A4701952 MLS ⋅ Active Status

Welcome to your next investment opportunity—or your own private Florida retreat. This professionally designed, fully furnished home is being offered turnkey and has been thoughtfully curated for the short-term rental market, allowing the next owner to step into an already established vacation rental with documented Airbnb performance and booking history available. Inside, you'll find bright coastal finishes, spacious living areas, and designer furnishings that create an inviting experience for guests and homeowners alike. Every room has been intentionally designed to maximize comfort, functionality, and rental appeal. The backyard is where this property truly shines. Featuring a newly resurfaced pool, covered tiki bar, multiple entertaining areas, and a true resort-style atmosphere, it's easy to see why guests love staying here. Whether relaxing poolside, enjoying dinner outdoors, or spending evenings under the Florida sky, this home delivers the vacation lifestyle buyers are looking for. Located just a 15 minute drive to the beach, and close to shopping, dining, golf, parks, and both Tampa International and St. Pete-Clearwater airports, the location offers easy access to everything that makes Pinellas County one of Florida's most desirable destinations. Whether you're looking for a personal vacation home, a second residence, or an established income-producing investment, this property offers a rare opportunity to own a truly turnkey Florida getaway!!

7957 Cottonwoode Drive, Largo

$319,000

3 Beds ⋅ 2 Baths ⋅ Orange View Sub SubDv. ⋅ 33778 Zip Code ⋅ TB8536089 MLS ⋅ Active Status

Priced for your updates! Bring your creativity to make it shine! Discover this inviting 3 bedroom, 2 bathroom, fenced, single family home with 2 car garage. With major updates like the roof, AC electric panel and hot water heater in recent years, this property delivers outstanding value while offering plenty of room to add your personal style. Step inside to find generously sized rooms throughout that create a spacious, comfortable living environment. Enjoy extra living space in the Florida room for entertaining or relaxing. This home is ideally situated in a non-flood (Zone X) with convenient access to the beaches, major retailers, grocery stores, and dining options. Be sure to check out the 3D tours and floorplans. Don’t miss this fantastic opportunity for buyers and investors seeking a solid home in a great Largo location with room to make it your own. Schedule your showing today!

810 Orange View Drive, Largo

$625,000

3 Beds ⋅ 3 Baths ⋅ Caribbean Cove SubDv. ⋅ 33774 Zip Code ⋅ TB8535992 MLS ⋅ Active Status ⋅ Caribbean Cove J1 BLDG.

Fully updated builder's own townhome in the sought-after Caribbean Cove community — a boutique enclave of just 26 townhomes and villas in Largo, FL. This 3-bedroom, 2.5-bath end unit is the largest floor plan in the community and one of a kind, with a deeded private backyard you won't find on any other unit here. Originally reserved by the builder for personal use, this residence carries an extra level of finish and care that shows the moment you walk in. The screened-in lanai extends your living space outdoors year-round, while the fenced, deeded backyard offers a rare level of privacy for a townhome — space to garden, entertain, or simply enjoy Florida living without shared sightlines. Inside, a dedicated laundry room adds everyday convenience, and the attached 2-car garage delivers storage and parking most townhomes in this price range can't match. Upstairs and down, the spacious split floor plan gives room to spread out, work from home, or host guests. Location is where this one truly separates itself: just 1 mile to the sandy Gulf shores of Indian Rocks Beach, with the shops, restaurants, and laid-back beach-town energy of the Pinellas coastline minutes away. Largo's central location also keeps Clearwater and greater Tampa Bay within easy reach. Opportunities like this — the builder's own unit, the largest townhome in Caribbean Cove, with a deeded backyard on Currie Lane — don't come up often. Come see what makes this one different.

11722 Currie Lane Unit J1, Largo

$145,000

2 Beds ⋅ 2 Baths ⋅ Lakeview Of Largo SubDv. ⋅ 33774 Zip Code ⋅ TB8535691 MLS ⋅ Active Status ⋅ 3 BLDG.

Charming 55+ Community Condo Near the Beach! Welcome to your ideal retreat in this beautifully maintained third-floor condo, designed for active adults aged 55 and over. Just minutes from the beach, this desirable unit offers the perfect blend of comfort and convenience. Featuring two spacious bedrooms and two full bathrooms, the home is filled with natural light and provides ample space for relaxation and entertaining. Enjoy stunning views of the grounds right from your window, enhancing your peaceful living experience. Convenience is key, with laundry facilities located just steps away on the same floor. The vibrant community encourages an active lifestyle with a variety of amenities, including a refreshing swimming pool, shuffleboard courts, and a welcoming clubhouse for social gatherings and events like coffee hour and Mahjong. Explore delightful nearby restaurants, shopping options and grocery stores. Don’t miss your chance to become part of this thriving community in a prime location!

14130 Rosemary Lane Unit 3311, Largo

$1,200,000

Lake Palms Sec 4 SubDv. ⋅ 33771 Zip Code ⋅ TB8535497 MLS ⋅ Active Status

Unique Mixed-Use Commercial Building on East Bay Drive with Commercial General (CG) zoning. Positioned directly on East Bay Drive with 75 feet of frontage on one of Pinellas County's most heavily trafficked east-west corridors. This solid, 2-story concrete block building is ideal for a wide variety of uses including retail store, professional/medical office, personal or home services, trade contractors, etc. The sprawling first floor includes generous retail/office space plus a warehouse area, while the second floor features an 800 SF, 1-bedroom/1-bath apartment—a perfect live/work setup for an owner-occupant or a private office separated from daily business operations. Garage door access leads to an adjacent ±1,000 SF warehouse area with two roll-up doors opening to a fenced, paved parking and storage yard. A remote-controlled gate keeps equipment and trucks secure and out of view from the road. An 8' x 9.5' illuminated monument sign delivers additional visibility, complementing the building's glass storefront. Situated just east of Starkey/Keene Road, the ADT volume is approximately 58,500/day. This property is not in a flood zone and is centrally located: ±3 miles to US Highway 19; ±4.5 miles to St. Pete/Clearwater Airport (PIE); ±3 miles to the new City of Largo City Hall; ±5 miles to the Gulf beaches. The possibilities at this location are endless. This is a rare opportunity awaiting the right vision and business to be relocated or established in Florida

2865 E Bay Drive, Largo

$115,000

2 Beds ⋅ 2 Baths ⋅ Colonial Village Mobile Home Park Co-Op Unrec SubDv. ⋅ 33771 Zip Code ⋅ TB8535218 MLS ⋅ Active Status

Welcome to Colonial Village, a beautifully maintained 55+ community offering an active, carefree lifestyle with an incredibly affordable monthly HOA fee of just $220, which includes lawn care, water, sewer, trash, professional management, and access to community amenities. Residents enjoy a private swimming pool, clubhouse, shuffleboard, and a welcoming neighborhood atmosphere, all in a convenient location close to everything you need. This well-maintained home offers nearly 900 square feet of comfortable living space featuring 2 spacious bedrooms, 1 updated full bath, and a convenient half bath. Inside you’ll find easy-care laminate flooring throughout (no carpet), white cabinetry, a bright kitchen with dining area, comfortable living room, an indoor stackable washer and dryer, and a versatile bonus room perfect for a home office, hobby room, or additional sitting area. Relax year-round in the large screened patio, offering plenty of space for entertaining along with additional storage. Major updates include a 2022 A/C system, newer windows, and a good roof, providing added peace of mind. Located in a preferred X Flood Zone, this home offers additional value and lower flood risk. Ideally situated with quick access to shopping, restaurants, medical facilities, parks, golf courses, and some of Florida’s beautiful beaches, this is an excellent opportunity to enjoy affordable Florida living. Cash purchase only. HOA approval and application are required.

2000 E Bay Drive Unit 25, Largo

$668,000

4 Beds ⋅ 2 Baths ⋅ Tree Land Park SubDv. ⋅ 33773 Zip Code ⋅ TB8535351 MLS ⋅ Active Status

Beautiful new construction home situated in TREE LAND PARK SUBDIVISION, home features 4 bedrooms, 2 baths, 2 car garage, ceramic tile in living room, dining room, kitchen, laminate flooring in all bedrooms, brand new stainless steel appliances, this new home convenient to many shopping store, well-known established restaurants, Tyrone mall and Park side Mall, easy access to I-275 and Tampa area.

12572 Tree Street, Largo

$159,000

2 Beds ⋅ 2 Baths ⋅ Glenwood Estates Inc Conco SubDv. ⋅ 33774 Zip Code ⋅ TB8535140 MLS ⋅ Active Status

Priced to sell! Ready for you to make it your home or home away from home! This 2/2 is being sold furnished and is in the desirable 55+ community - Glenwood Estates. Enter into a spacious, air-conditioned Florida room that can also be a guest room. Nice layout also features a vinyl enclosed front porch that adds additional square footage where you can relax and unwind. Other features include newer A/C, roof, and vapor barrier. Avail yourself to a host of amenities that will make you fall in love with Glenwood Estates. And in this community, you own your own lot! Great location just minutes from shopping, restaurants and beautiful gulf beaches! Make this beauty your home and enjoy the Florida lifestyle. It's time to make an offer and move right in!

12501 Ulmerton Road Unit 140, Largo

$525,000

3 Beds ⋅ 2 Baths ⋅ Pine Forest SubDv. ⋅ 33773 Zip Code ⋅ TB8534829 MLS ⋅ Active Status

Welcome to this beautifully maintained home in the highly desirable, deed-restricted Pine Forest community! Built in 2000 and located in a non-flood zone, this move-in-ready residence offers the perfect blend of comfort, style, and peace of mind. Designed with an inviting open floor plan, the spacious great room showcases soaring cathedral ceilings, fireplace, creating a bright and airy gathering space for family and friends. Luxury vinyl flooring flows throughout the home and is complemented by plantation shutters on every window. French doors open to the screened pool and lanai from both the living room and primary bedroom, creating the perfect indoor-outdoor Florida lifestyle. The well-appointed kitchen features granite countertops, a breakfast bar, pantry, and ample cabinet and counter space, making it ideal for both everyday living and entertaining. An inside laundry room adds convenience and functionality. The thoughtfully designed split-bedroom floor plan provides privacy for owners and guests alike. The spacious primary suite boasts a vaulted ceiling, French doors leading to the pool, a custom walk-in closet, and an en-suite bath featuring dual sinks and a generous vanity. Step outside to your private backyard oasis featuring a sparkling screened saltwater pool, enhanced with a recently installed new pool pump, motor, and saltwater system. The pool area is surrounded by white vinyl privacy fencing, offering the perfect setting for relaxing or entertaining year-round. Additional highlights include a new roof (only 7 months old), double-pane windows, hurricane protection, and a spacious 2-car garage with overhead storage, providing plenty of room for vehicles, tools, and seasonal items. Conveniently located near shopping, dining, parks, excellent schools, Gulf beaches, and major commuter routes, this exceptional Pine Forest home offers quality construction, thoughtful upgrades, and an unbeatable location. Don't miss this opportunity to make this beautiful Florida home your own!

12965 Pineforest Way W, Largo

$515,000

5 Beds ⋅ 3 Baths ⋅ Indian Oaks Unit B Refile SubDv. ⋅ 33774 Zip Code ⋅ TB8533990 MLS ⋅ Active Status

Turnkey Duplex Minutes from the Beach — Fully Leased & Cash-Flowing **This is the kind of duplex investors look for and rarely find: fully leased, low-maintenance, and move-in ready from day one. The property features a spacious 3-bedroom/2-bath unit and a 2-bedroom/1-bath unit, bringing in a combined $3,700/month in rental income. Tenants cover their own utilities and split laundry, keeping operating costs lean and management simple. **The big-ticket items are already handled — a permitted roof (2019) and two permitted HVAC units (2022) mean no surprise capital calls anytime soon. Unit B was refreshed in 2022 with new luxury vinyl flooring, along with recent kitchen and bathroom updates across the property, so it shows well and rents well. **Parking won't be an issue either — the property offers space for 4+ vehicles, a real plus for tenants and a rare find on a duplex lot. **Tucked in a high-demand pocket just minutes to the beach, this property enjoys strong occupancy and tenant demand — and sits High and Dry in Flood Zone X, a real advantage for insurance costs and long-term peace of mind. **Whether you're adding to a rental portfolio or starting one, this duplex offers immediate income with next to nothing on the to-do list.

14196 Jeff Road, Largo

$209,500

2 Beds ⋅ 1 Baths ⋅ Rosetree Village SubDv. ⋅ 33771 Zip Code ⋅ TB8534806 MLS ⋅ Active Status

Refreshed, private, and remarkably easy to own. This single story villa in Rosetree Village pairs a smart split bedroom layout with a screened porch and fully enclosed backyard, a combination that is hard to find in attached housing at this price point. Inside, luxury vinyl plank and tile run throughout, and the living and dining areas open to one another for a bright, connected main space. The kitchen offers solid wood cabinets and a breakfast bar that keeps conversation flowing while you cook. The split plan places the primary suite and its walk in closet on one side of the home and the second bedroom on the other, giving both real separation. Sliding doors open to a versatile bonus room with its own closet, ready to serve as a home office, den, hobby room, or overflow guest space. Step through to the screened rear porch and a fully enclosed backyard, a private outdoor extension with welcome separation from neighboring units. The big items are already handled. Tile roof installed in 2018, central air approximately seven years old, newer screens, updated flooring, fresh interior paint, modern fixtures, and newer appliances. A washer and dryer were added in 2022 with convenient inside laundry, and the primary suite features a custom upflush system with heated bidet seat. Rosetree Village is an all ages, pet friendly community located in Flood Zone X. Residents enjoy the community pool, clubhouse, park, and playground. The monthly fee covers water, sewer, trash, cable, grounds maintenance, pool, and recreational facilities, which keeps ownership simple and budgeting predictable. Assigned parking sits just outside the front door with guest parking close by. Investors take note. Leasing is permitted with no minimum lease period, a flexibility that is increasingly rare and worth real money in this market. Location is the quiet advantage. US 19 and I 275 are minutes away, placing Clearwater beaches, downtown St. Petersburg, Tampa, and both international airports within an easy drive, while the community itself stays tucked back and peaceful. Schedule your private showing today.

7360 Ulmerton Road Unit 2B, Largo

$212,000

2 Beds ⋅ 2 Baths ⋅ Fairway Village Mobile Home Park Unrec SubDv. ⋅ 33771 Zip Code ⋅ TB8534090 MLS ⋅ Active Status

Welcome to Fairway Village, a premier resident-owned 55+ community in the heart of Largo! This beautifully maintained 2-bedroom, 2-bath manufactured home is offered fully furnished and provides a comfortable, move-in-ready opportunity for enjoying the Florida lifestyle. The bright and spacious interior features high ceilings, laminate flooring throughout the main living areas, porcelain tile in the bathrooms, and an inviting floor plan ideal for both everyday living and entertaining. The updated kitchen offers attractive cabinetry, ample countertop space, recessed lighting, and an easy flow into the dining and living areas. The generously sized primary bedroom includes a walk-in closet and a separate vanity area for added convenience and privacy. A sunny, south-facing Florida room provides approximately 100 additional square feet of flexible space and is perfect for relaxing, reading, or enjoying your morning coffee. Outside, the extended carport offers parking for multiple vehicles, while the textured driveway adds curb appeal. A utility shed provides additional storage and includes a full-size washer and dryer. The home is conveniently located just a short walk from the community’s south pool. The sale includes the valuable Co-Op Land Share required for ownership in Fairway Village. Residents enjoy an impressive 19,000-square-foot clubhouse, two swimming pools, Jacuzzis, covered shuffleboard courts, a nine-hole par-three golf course, and a wide variety of social and recreational activities. The gated community’s monthly maintenance fee includes water, sewer, garbage service, lawn maintenance, basic cable, and fiber-optic internet. Conveniently located near shopping, dining, entertainment, medical facilities, and Florida’s beautiful Gulf beaches, this home offers an exceptional combination of comfort, convenience, and active community living. Schedule your private showing today! All measurements and information are approximate and should be independently verified by the buyer.

1100 Belcher Road S Unit 759, Largo

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