St Petersburg Homes with X Flood Zone

St Petersburg Homes with X Flood Zone

Welcome to St. Petersburg, a vibrant city located in the heart of sunny Florida. Known for its beautiful beaches, cultural attractions, and lively downtown area, St. Petersburg offers a diverse and thriving community for residents to enjoy.

Situated in Pinellas County, St. Petersburg is a sought-after destination for those seeking a perfect blend of coastal living and urban amenities. The city boasts a variety of neighborhoods, each with its own unique charm and character, making it easy to find the perfect place to call home.

One of the standout features of homes in St. Petersburg is their X Flood Zone designation, providing peace of mind for homeowners. With this classification, residents can rest assured that their properties are at a reduced risk of flooding, offering added security and protection for their investment.

Whether you're drawn to the waterfront lifestyle, the vibrant arts scene, or the bustling culinary scene, St. Petersburg has something for everyone. From historic bungalows to modern condos, there is a wide range of real estate options to choose from in this dynamic city.

Discover the beauty and charm of St. Petersburg and find your dream home in this thriving coastal community. Experience the best of Florida living in a city that truly has it all.

Newest St Petersburg Homes with X Flood Zone

$2,150,000
5 Beds ⋅ 5 Baths ⋅ Bay Front Sub SubDv. ⋅ 33701 Zip Code ⋅ TB8533745 MLS ⋅ Active Status
COMPLETELY RENOVATED HOME IN OLD NORTHEAST - NON FLOOD ZONE, WHOLE HOUSE GENERATOR, NEWER ROOF, IMPACT WINDOWS & DOORS, GAS UTILITIES, OPTIONAL TRANSFERABLE FLOOD INSURANCE, DOWNSTAIRS PRIMARY SUITE. This hidden gem in Old Northeast is the one you have been waiting for! The bungalow-like exterior exudes vintage charm, but spanning over 3000 SF, this updated and expanded home is a fantastic blend of modern upgrades and traditional details. This home features 4 bedrooms, 3.5 baths PLUS an attached 750 SF guest apartment with another 1 bedroom and 1 bath. Enter into a traditional mudroom off the formal living room, private office, and dining room, with beautifully restored wood floors, moldings and cabinetry. The chef's kitchen has been redesigned with all Thermador stainless appliances and gas range, custom cabinetry to the ceiling, marble hex tile backsplash, and large eat-at peninsula. The kitchen opens to the family room and out french doors to the pool and lanai, for exceptional indoor/outdoor entertaining. Master Suite is on the FIRST FLOOR, and has an en suite bathroom with double vanity, separate toilet room with large walk in shower, and expansive walk in closet. A second bedroom suite is also on the FIRST FLOOR, next to a full guest bath, this guest suite has its own walk in closet, which current owners are using as a pantry. Upstairs, two more large bedrooms, each with a walk in closet, full hall bath with tub/shower to share, and separate laundry room with utility sink and storage. The screened lanai has a covered dining area, with more open air patio space next to the salt water pool, and half pool bath, all added in 2022. The heated pool features a waterfall feature and Intellicore lighting, lanai also has an outdoor shower, and plumbing for a stationary gas grill. Low maintenance yard features Florida native landscaping, privacy Areca palms, and turf under the swing set and trampoline. On the opposite side of the home is a FULL HOUSE gas generator added in 2020, and a private side entrance to the massive guest suite added in 2022. This one bedroom, one bathroom apartment features vaulted ceilings, open concept living/dining/kitchen space with stainless steel and gas appliances, full bathroom with large walk in shower, walk in closet, and full laundry closet with washer, dryer, and storage. Bedroom can be opened to the living space for a studio feel or closed off with large rolling barn doors for privacy. This guest apartment also can be accessed from the main home through a locked hallway. Oversized garage features another washer and dryer for your pool towels, and can fit up to three vehicles, golf cart, toys, and more! Electrical, plumbing, gas tankless hot water heaters, and roof were all updated in 2022, making this home move-in ready. This beautiful home is 1.5 blocks from Beach Drive, and 7 blocks from downtown, and NOT IN A FLOOD ZONE, but it does have low optional and transferable flood insurance. Don't miss your opportunity to live in Old Northeast in this fabulous home!

436 12th Avenue Ne, St Petersburg
$88,000
3 Beds ⋅ 3 Baths ⋅ Whisper Wood Twnhms Condo SubDv. ⋅ 33712 Zip Code ⋅ TB8533104 MLS ⋅ Active Status ⋅ 12 BLDG.
3 bedrooms and 2.5 baths, 1,300 square feet, this unit did not flood and has endless potential. You could move in and update as you go along... Two-story townhome, half bath down stairs and 2 full baths up stairs ideally situated in the heart of South St. Petersburg. Nestled just up the street from Lakewood High School and Lake Vista Recreation Center/Park. Home offers convenience and lifestyle at an extraordinary price for your personal update! It presents a fantastic opportunity for the new owner to remodel and create their dream space. Make it your new home and update it just the way you like! This prime location offers close proximity to schools, parks, and recreation. Don’t miss out on this rare chance to invest in a property with incredible potential in a thriving neighborhood. This price reflects room for you to update and still have equity!

5832 16th Lane S Unit 6, St Petersburg
$2,949,000
Wittner Rep Of West Central Estates SubDv. ⋅ 33710 Zip Code ⋅ TB8533568 MLS ⋅ Active Status
INVESTMENT INCOME! This 4-unit strip shopping center is located on Central Avenue in west St. Petersburg, just southeast of the Tyrone area. The corridor is a well-established mixed-use commercial district with medical offices, neighborhood retail, restaurants, and service businesses. The current long-time tenants have leases extending into 2028, 2029, and 2031, and include a medical therapy center, a pizza and subs shop, a pet salon, and a hair salon. This location has strong daily traffic volumes, is adjacent to a dense, well-established residential neighborhood, and fronts on Central Avenue, which is St. Petersburg’s primary east-west corridor between downtown St. Petersburg and the Gulf Beaches. The building is in excellent condition with no deferred maintenance, and a brand new roof was installed in 2025. Complete financial information is available from the listing agent to qualified buyers, and the owner may consider partial owner financing. An NDA is included in the attachments and is required for disclosure of income and expenses. This offering is only available because the owner is ready to retire and may be relocating out of state.

6295 Central Avenue, St Petersburg
$495,000
3 Beds ⋅ 3 Baths ⋅ Kenwood Sub SubDv. ⋅ 33713 Zip Code ⋅ TB8532879 MLS ⋅ Active Status
Virtually Staged. This three-bedroom, two-bath home is situated in the Historic Kenwood neighborhood, one of St. Petersburg's most vibrant areas, close to Downtown and the Grand Central District. The neighborhood is known for its walkable streets, local breweries, and colorful arts scene. Built in 1949, this home is one of the first block homes in the area. Its unique construction features pier-and-beam floors and block walls, making it especially resilient during storms. Additionally, half of the two-car garage has been converted into a studio with a third bathroom, making it ideal for use as an artist studio or for accommodating overnight guests. If desired, it would be easy to convert this space back into a full two-car garage. The fenced backyard is ready for BBQ's on the deck with additional coverage from the rain or storage. It could also be a place to store your golf cart! Cold air from the 2025 central AC unit will get you through the hot summers, so take a look and chill for a while in your new home!

2850 9th Avenue N, St Petersburg
$930,000
4 Beds ⋅ 3 Baths ⋅ Easterbrook SubDv. ⋅ 33701 Zip Code ⋅ TB8532877 MLS ⋅ Active Status
Welcome home to this beautifully designed newer-construction bungalow in the heart of St. Petersburg, offering the perfect blend of modern comfort, charm, and functionality. This pet-friendly residence features an inviting front porch, an open-concept layout, stylish finishes, and thoughtfully designed spaces ideal for both everyday living and entertaining. The well-appointed kitchen offers quality cabinetry and a seamless flow into the main living areas, while the spacious primary suite provides a private retreat with a walk-in closet and beautifully finished bath. Enjoy a unique outdoor space featuring a private mini golf course, creating the perfect setting for family fun, entertaining guests, and making lasting memories. With convenient rear alley access, private parking, and low-maintenance living, this home offers comfort and convenience in one of St. Petersburg’s desirable locations. Close to downtown, dining, shopping, parks, and entertainment, this exceptional property is a wonderful place to call home.

655 12th Avenue S, St Petersburg
$349,000
1 Beds ⋅ 1 Baths ⋅ Bay Villas Condo SubDv. ⋅ 33701 Zip Code ⋅ TB8531526 MLS ⋅ Active Status ⋅ Bay Villlas Condo BLDG.
Enjoy the best of downtown St. Petersburg living at an affordable price! Whether you’re searching for a full-time residence, vacation getaway, or income-producing investment, the turnkey condominium is ready for immediate occupancy or rental. his sleek and modern second-floor corner unit features 1 bedroom, 1 bathroom, and 576 square feet of thoughtfully designed living space. The fully furnished interior showcases brand-new tile flooring throughout the living room and bedroom, fresh interior paint, stainless steel appliances, granite countertops, and a brand-new water heater. A deeded rear parking space and a private storage closet on the first floor add to the home’s convenience. Located in the gated community of Bay Villas with 26 residences across three floors, the property offers a beautifully maintained courtyard—perfect for relaxing or socializing with neighbors. Residents also enjoy a renovated, air-conditioned laundry room with newer washers, dryers, and updated vinyl flooring. renovated elevator, and newer mailboxes and building electrical wiring. Just one block from vibrant Beach Drive, where you can enjoy St. Petersburg’s spectacular waterfront, world-class restaurants, museums, parks, shopping, entertainment, the St. Pete Pier, and year-round festivals and events. Whether you’re looking to embrace the exciting downtown lifestyle or add a prime rental property to your portfolio, this exceptional condominium offers the perfect combination of location, style, and value. This building is located in an "X" flood zone and had no water intrusion from the past hurricanes Helene and Milton. All measurements are deemed accurate but need to be verified by the Buyer or Buyer's agent.

125 5th Avenue Ne Unit 210, St Petersburg
$995,500
Lake Sheffield 2nd Sec SubDv. ⋅ 33710 Zip Code ⋅ TB8533337 MLS ⋅ Active Status
Showings by appointment only. RARE opportunity to acquire a turnkey, fully leased medical/wellness suite/ professional office, as an owner-user and/or investment property in one of St. Petersburg’s most desirable commercial corridors. This building generates approximately $140,500 in annual gross income with a projected NOI of $118,500 representing an attractive 11.9% cap rate. There are currently 6 individual tenants occupying 7 private suites. These figures are based on existing rents and typical operating expenses, with future upside potential as leases renew or new tenants are placed. For a more comprehensive understanding of the cap rate and NOI please reach out. Ideally situated in a NON flood zone and NON evacuation zone X (no flood ins required) on the highly visible signalized corner of 49th Street N and 22nd Avenue N, this property offers outstanding visibility and benefiting from approximately 24,000± vehicles per day along the highly traveled 49th Street N corridor. The thoughtfully designed floor plan features 7 private suites, 6 with plumbing, sinks, cabinetry, and countertops, making the property well suited for medical, dental, chiropractic, dermatology, aesthetics, med spa, massage therapy, counseling, wellness, beauty, or other professional office uses. The building also includes a welcoming reception and waiting area, two ADA-compliant restrooms, a break room with washer and dryer, a rear entrance, and a flexible retail or service suite. Outdoor amenities include a covered front patio with stacked stone columns and a fenced rear patio, providing additional space for tenant use or future flexibility. The property has been extensively updated and meticulously maintained with a new roof, hurricane impact windows, new doors, fresh interior and exterior stucco and paint, updated electrical outlets and lighting fixtures, plantation shutters on select front windows, partial fencing, professional landscaping with irrigation, and a recently re-coated and striped parking lot with 10 on-site parking spaces, including one ADA space. This property presents an Exceptional and highly flexible owner-user opportunity for a medical, aesthetic, wellness, or professional office seeking to occupy a portion of the building while generating rental income from the remaining suites. Owner and tenants currently occupy the property and operate by appointment only. Real estate only is for sale. The individual businesses operating within the building are independently owned and are not included in the sale. The 2200 Suites trade name and branding are included along with several furnishings (inquire for a list). Showings are strictly by appointment for qualified buyers. Please do not disturb tenants or visit the property without an appointment. Financials and rent roll available upon request.

2200 49th Street N, St Petersburg
$675,000
3 Beds ⋅ 3 Baths ⋅ Eagle Manor 1st Add SubDv. ⋅ 33710 Zip Code ⋅ TB8533271 MLS ⋅ Active Status
Now Available! This home has been thoughtfully updated throughout. The 3-way split bedroom floorplan means that nobody has to be on top of anyone else, even when the house is full. Two entire entertainment areas on either side of the amazing, updated, open kitchen will let you host or just enjoy your home life while everyone has room! The new pool with sun deck will be the envy of all your friends! There’s a Tiki bar outside perfect for lounging at when you’re not in the pool! Gas heat and water heater means that your heating bills will be right where you want them. Perfectly located to Tampa, Downtown St Pete, and the beaches!

6623 12th Terrace N, St Petersburg
$265,000
3 Beds ⋅ 1 Baths ⋅ Harrington Heights SubDv. ⋅ 33713 Zip Code ⋅ TB8533171 MLS ⋅ Active Status
Bring your imagination—you've just found the canvas. Situated in the sought-after Disston Heights neighborhood, one of St. Petersburg's highest non-flood areas, this inviting three-bedroom residence combines the durability of block construction with an oversized, extra-deep lot, convenient alley access, and room for potential future expansion. One of the three bedrooms offers exceptional flexibility, easily serving as a home office, den, fitness room, creative studio, or whatever best suits your lifestyle. Hardwood flooring adds warmth and character to the living room, while easy-care flooring gives the kitchen and dining area a fresh, bright look. A remodeled bathroom and the roof replaced on both buildings in 2019 are two improvements already in place, allowing you to focus on putting your personal stamp on your new home. Open the back door and you'll find a spacious wood deck that's just waiting for morning coffee, casual dinners, or evenings spent enjoying time outdoors with family and friends. A fully screened porch houses the private swim spa, creating the perfect place to relax, recharge, or enjoy low-impact exercise without ever leaving home. An 8' x 12' detached block outbuilding keeps tools and seasonal items neatly organized while also providing space for hobbies, projects, or a workshop. Plant the garden you've always wanted, create an outdoor gathering space, give pets room to roam, or simply enjoy having a little extra breathing room in the generously sized backyard. Your ideas, creativity, and vision are all that's needed to shape a house into a home that reflects your unique style.

4829 30th Avenue N, St Petersburg
$345,000
2 Beds ⋅ 2 Baths ⋅ Beever O A Sub SubDv. ⋅ 33713 Zip Code ⋅ TB8533205 MLS ⋅ Active Status
***Charming St. Petersburg Bungalow with NEW ROOF and Detached Guest Suite | Assumable 2.5% VA Loan | High & Dry with NO HOA!!! Don’t miss this rare opportunity to own a beautifully maintained 1948 St. Petersburg bungalow featuring a versatile detached guest suite, all located in Flood Zone X on some of the highest ground in St. Petersburg—meaning no mandatory flood insurance. Whether you’re searching for your primary residence, a multi-generational living setup, or a property with income-producing potential, this home offers flexibility that’s hard to find. Main Home Features 2 Bedrooms | 1 Bathroom. Bright, air-conditioned Florida room with four oversized sliding windows—perfect as a home office, reading room, or additional living space Smart thermostat and smart locks. Energy-efficient gas tankless water heater servicing both buildings. Functional layout filled with natural light and timeless mid-century charm! Detached Guest Suite – Endless Possibilities. A standout feature that sets this property apart from surrounding homes! This separately fenced space offers incredible flexibility for: Guest accommodations, Home office, Art or music studio, Fitness room. Creative workspace, future rental potential. Features include:Brand-new tile flooring. Fresh interior paint. Mini-split A/C & heat (2021) Bathroom with toilet and separate sink. Outdoor shower—perfect after a day at the beach. Alley-access parking. Private fenced yard, Storage shed. The space has been intentionally left as a blank canvas so the next owner can customize it to fit their needs. Outdoor Features: Brand-new 2024 roof on both the main home and guest suite. Fully fenced backyard. Separate fenced guest suite yard for added privacy. Two off-street spaces with convenient alley access. Mature landscaping ready to be enhanced. Solid construction with excellent curb appeal. Prime Central St. Petersburg Location, enjoy the convenience of being just minutes from everything while still tucked away in a quiet neighborhood. Nearby: Approximately 3 miles to vibrant Downtown St. Petersburg. Quick access to I-275. Publix, Trader Joe’s, Aldi, Rollin’ Oats Market, shopping, restaurants, and everyday conveniences all within minutes. Close to parks, public transportation, and entertainment. A Neighborhood You’ll Love, this welcoming neighborhood is known for its strong sense of community, friendly neighbors, and pride of ownership. It’s the kind of place where neighbors know each other and genuinely look out for one another. Additional Highlights: Assumable VA loan at an incredible 2.5% interest rate (for qualified buyers) Flood Zone X – High & Dry. No mandatory flood insurance. 2024 Roof on both structures. Detached guest suite with private yard. Smart home features. Alley access with off-street parking. Endless flexibility for today’s lifestyle. This unique property combines classic St. Petersburg charm with modern convenience and exceptional versatility. Opportunities like this don’t come around often. Schedule your private showing today and discover everything this one-of-a-kind property has to offer!

1750 34th Avenue N, St Petersburg
$380,000
3 Beds ⋅ 1 Baths ⋅ Lake Euclid SubDv. ⋅ 33713 Zip Code ⋅ TB8532678 MLS ⋅ Active Status
Welcome home to this beautifully refreshed 3-bedroom, 1-bath move-in ready bungalow perfectly positioned in the heart of St. Petersburg's desirable Euclid-St. Paul neighborhood. Offering the perfect blend of comfort, functionality, and outdoor living, this move-in ready home is ideal for first-time buyers, growing families, investors, or anyone looking to enjoy the Florida lifestyle. From the moment you arrive, you'll appreciate the mature tree-lined street, oversized paver driveway, and welcoming curb appeal. Step inside to discover a freshly painted interior complemented by brand-new carpeting in the bedrooms, neutral finishes, and an abundance of natural light throughout. The spacious living room flows seamlessly into the eat-in kitchen, featuring granite countertops, stainless steel appliances, ample cabinet space, and direct access to the backyard—making everyday living and entertaining effortless. Open the sliding glass doors and discover one of this home's greatest features—a 20' x 20' paver patio overlooking an oversized, fully fenced backyard shaded by beautiful mature trees,the large playset conveys with the home, providing endless entertainment for children while creating an outdoor space the whole family can enjoy from day one. Inside, the home continues to impress with generously sized bedrooms, ample closet space, and an oversized one-car garage complete with the washer, dryer, storage shelving, and plenty of room for hobbies, tools, or additional storage. The home has a 2019 HVC system with HEPA air filtration, newer hot water tank Location is where this home truly shines. Situated just minutes from I-275, you'll enjoy the convenience of being approximately 10 minutes from vibrant Downtown St. Petersburg, where waterfront parks, award-winning restaurants, breweries, museums, and endless entertainment await. Need to travel? You're conveniently located between both major airports, with St. Pete-Clearwater International Airport only minutes away and Tampa International Airport just a short drive across the bay. For local food lovers, you'll be just five minutes from the world-famous Mazzaro's Italian Market, one of St. Petersburg's most beloved destinations, offering authentic Italian cuisine, fresh bakery items, gourmet groceries, wine, coffee, and one of the best culinary experiences in Tampa Bay. Spend your weekends exploring the city or head west to St. Pete Beach in approximately 20 minutes, or simply hop aboard the nearby SunRunner for convenient access to the beaches and downtown without the hassle of parking.Come experience why this beautiful bungalow is more than just a house—it's a place to call home.

1744 26th Avenue N, St Petersburg
$189,900
2 Beds ⋅ 1 Baths ⋅ Tangerine Highlands SubDv. ⋅ 33712 Zip Code ⋅ TB8533179 MLS ⋅ Active Status
Whether you're a first-time homebuyer looking for an affordable place to call your own or an investor searching for a solid opportunity, this quaint home is a must-see! The open floor plan creates a bright and inviting living space, while recent updates over the past few years include the kitchen, flooring, interior paint, and water heater, allowing you to move right in with peace of mind. Enjoy the comfort of central air conditioning and the convenience of an enclosed back porch with washer and dryer hookups, providing additional laundry and storage space. The fully fenced front and backyard have plenty of room for pets, or outdoor entertaining, and the existing dog pen is an added bonus for pet lovers. Situated on a generously sized lot in the heart of St. Petersburg, you'll enjoy easy access to downtown St. Pete, Gulf beaches, shopping, restaurants, parks, schools, and major highways, making commuting throughout Pinellas County a breeze. Whether you're looking for your first home, downsizing, or adding to your investment portfolio, this property offers exceptional value and endless potential. Don't miss your opportunity—schedule your private showing today!

1924 30th Street S, St Petersburg
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