Indian Rocks Beach Homes with AE Flood Zone

Welcome to Indian Rocks Beach, a charming coastal city located in Pinellas County, Florida. Nestled near the beautiful Belleair Beach, Indian Rocks Beach offers a serene and picturesque setting for those looking to live by the water.

One of the unique features of homes in Indian Rocks Beach is their location in the AE Flood Zone. Living in a coastal area like Indian Rocks Beach means residents need to be prepared for potential flooding, and homes in the AE Flood Zone are designed to withstand these challenges.

Despite being in a flood-prone area, Indian Rocks Beach offers a laid-back lifestyle with easy access to stunning beaches, local restaurants, and outdoor recreational activities. Whether you enjoy fishing, boating, or simply relaxing by the water, Indian Rocks Beach has something for everyone.

If you're looking for a home in a waterfront community with a close-knit feel, Indian Rocks Beach might be the perfect place for you. With its small-town charm and beautiful surroundings, this coastal city is a hidden gem on Florida's Gulf Coast. Explore the real estate options in Indian Rocks Beach and discover your own piece of paradise by the sea.

Newest Indian Rocks Beach Homes with AE Flood Zone

$899,000

2 Beds ⋅ 2 Baths ⋅ Seashore Manor Condo SubDv. ⋅ 33785 Zip Code ⋅ TB8531529 MLS ⋅ Active Status ⋅ Seashore Manor BLDG.

Experience the best of Gulf-front living in this beautifully maintained corner-unit condominium at 300 Beach Trail, Unit 201, in the heart of Indian Rocks Beach. Nestled in an exclusive boutique building of just four residences, this rare beachfront property offers the perfect blend of privacy, tranquility, and coastal charm. Offering approximately 1,130 square feet of living space, this residence features breathtaking panoramic views of the Gulf from its prime corner location, filling the home with natural light and spectacular sunsets. A stunning vaulted hardwood ceiling adds warmth, character, and architectural charm, creating an inviting coastal ambiance that sets this home apart. The well-maintained interior provides the perfect opportunity to enjoy as-is or personalize with your own updates and design touches. Wake up to the soothing sound of the waves, then step onto your private Gulf-front balcony to take in sweeping views of the Gulf to the west and the coastline stretching south, creating the perfect setting for morning coffee, evening cocktails, and unforgettable sunsets. With direct beach access and the intimate atmosphere of a well-maintained four-unit association, this residence offers a level of peace and exclusivity rarely found in larger condominium complexes. Additional conveniences include covered parking and a private storage shed, providing the perfect place for beach chairs, bicycles, fishing gear, and all your coastal essentials. Whether you're searching for a full-time beachfront residence, a seasonal getaway, or an exceptional investment opportunity, you'll appreciate the flexibility of short-term rentals, making this property ideal for both personal enjoyment and income potential. Located just moments from local restaurants, boutique shopping, parks, and entertainment, this exceptional Gulf-front residence combines an ideal corner-unit floor plan, unique architectural details, breathtaking views, and endless possibilities. Don't miss this rare opportunity to own your own slice of paradise on Florida's Gulf Coast.

300 Beach Trail Unit 201, Belleair Beach

$4,350,000

4 Beds ⋅ 3 Baths ⋅ Indian Beach Re-Revised SubDv. ⋅ 33785 Zip Code ⋅ TB8532303 MLS ⋅ Active Status

Rare Gulf-Front Opportunity on Coveted Beach Trail in Indian Rocks Beach! Discover an extraordinary beachfront retreat where timeless coastal elegance meets exceptional investment potential. Perfectly positioned directly on the Gulf, this exceptional estate offers a beautifully designed 3-bedroom, 2-bath main residence complemented by a detached 1-bedroom, 1-bath guest house, creating endless possibilities as a luxury primary residence, vacation home, or highly successful income-producing property. A proven favorite among VRBO guests, this home has built a strong reputation as a sought-after beachfront getaway, generating impressive rental demand thanks to its premier location, spacious layout, and resort-style amenities. Designed to capture panoramic Gulf views from the moment you step inside, the open-concept floor plan centers around a chef-inspired kitchen featuring two oversized islands, stainless steel appliances, a wine refrigerator, abundant storage, and seamless flow into the spacious family room. A separate formal dining room provides the perfect setting for entertaining. Outside, your private beachfront oasis awaits. Lounge beside the sparkling pool and spa, prepare meals in the fully equipped outdoor kitchen, challenge friends on the putting green, gather around the firepit beneath the stars, or simply step directly onto the sugar-white sands of the Gulf of Mexico. The thoughtfully designed split-bedroom floor plan offers privacy for family and guests, highlighted by a luxurious primary suite with a spa-inspired bath. The detached guest residence provides an ideal retreat for visitors or additional flexibility as a private office, in-law suite, or separate rental accommodation. Located on one of Indian Rocks Beach's most desirable streets, you're just a short stroll to local restaurants, shops, and entertainment while enjoying convenient access to the mainland via the Belleair Causeway. Whether you're seeking an exceptional beachfront lifestyle, a vacation retreat, or a property with an established history of strong short-term rental performance and repeat VRBO guests, this rare Gulf-front offering delivers the best of both worlds.

2308 Beach Trail, Belleair Beach

$559,500

2 Beds ⋅ 2 Baths ⋅ Mariners Pointe Of Indian Shores Condo SubDv. ⋅ 33785 Zip Code ⋅ O6426002 MLS ⋅ Active Status ⋅ N/A BLDG.

Turnkey Coastal Living with Gulf & Intracoastal Views – Just Steps to the Beach! Welcome to Mariner's Pointe, one of Indian Shores' most desirable waterfront communities, perfectly situated between the sparkling Gulf of Mexico and the scenic Intracoastal Waterway. This beautifully furnished 2-bedroom, 2-bath condominium boasts approximately 1,390 square feet of bright, open living space and is ready to enjoy from day one—whether as your primary residence, 2nd home retreat, or income-producing investment with weekly rentals permitted. Perfectly positioned on the third floor, this residence enjoys both Gulf and Intracoastal water views from the private balcony while being the closest building location to the beach—just a one-minute walk to the sand. The spacious split-bedroom floor plan features high ceilings, an oversized primary suite, generous living and dining areas, and abundant natural light. The home is being sold fully furnished, making your transition to beach life effortless. Notable upgrades include: - Brand-new $15,000 HVAC system (September 2024) New water heater (2021) - Hurricane shutters for added protection and peace of mind - Attached oversized two-car garage, with private storage room for all your beach chairs, bikes, kayaks, and all your beach gear. - Ample community guest parking - Granite countertops - Fully furnished Condo Mariner's Pointe is a charming Key West-style community offering resort-style amenities including: - Heated community pool - Beautiful fishing dock - Kayak launch - Meticulously maintained grounds - Freshly painted community exterior and New Roof (2025), providing years of peace of mind. The comprehensive $1,058/monthly HOA includes Cable, High Speed Internet, water, sewer, trash, community pool, reserve funding, building insurance, exterior and grounds maintenance, management, and recreational facilities, Dock. Located within walking distance of restaurants, shops, and everything that makes Indian Shores one of Florida's most sought-after beach communities, this is coastal living at its finest. Don't miss this rare opportunity to own one of the most desirable units in Mariner's Pointe—where sunrise over the Intracoastal and sunset on the Gulf can both be part of your everyday lifestyle. *Seller welcomes ALL buyers AND realtors.

19829 Gulf Boulevard Unit 103, Belleair Beach

$332,000

2 Beds ⋅ 1 Baths ⋅ Windrush Cove Ph 1 Condo SubDv. ⋅ 33785 Zip Code ⋅ TB8530096 MLS ⋅ Active Status ⋅ 63 BLDG.

Welcome to your own slice of paradise in the highly sought-after waterfront community of Windrush Cove. This beautifully renovated 2-bedroom, 1-bath residence perfectly blends modern updates with the laid-back charm of beach living. Inside, you'll find a bright, thoughtfully designed floor plan featuring brand-new appliances, fresh renovations throughout, generous walk-in closets, and an abundance of smart storage rarely found in a beach condo. The beautifully renovated bathroom offers a spa-like retreat, while the spacious primary bedroom enjoys peaceful waterfront views to wake up to each morning. Step outside and choose between two inviting outdoor living spaces—a private waterfront patio where you can sip your morning coffee while watching dolphins and manatees glide by, or a charming front patio surrounded by lush tropical landscaping. Love to fish? Cast a line right from your backyard. The oversized carport includes convenient beach storage, making it easy to keep your bikes, paddleboards, fishing gear, and all your coastal essentials organized. Just steps from the sparkling bayfront community pool, you'll enjoy breathtaking water views while soaking up the Florida sunshine. When you're ready to explore, take a short walk or bike ride to the sugar-white sands of Indian Rocks Beach, local restaurants, coffee shops, parks, and charming boutiques. Whether you're searching for a full-time residence, a weekend escape, or an investment in one of Pinellas County's most beloved beach communities, this move-in-ready waterfront gem offers the perfect combination of style, comfort, and an unbeatable coastal lifestyle.

1 Windrush Boulevard Unit 63, Belleair Beach

$949,000

3 Beds ⋅ 2 Baths ⋅ Ship-A-Hoey Condo SubDv. ⋅ 33785 Zip Code ⋅ TB8524687 MLS ⋅ Active Status ⋅ 812 BLDG.

Welcome to your own piece of Indian Rocks Beach. Perfectly positioned on the Gulf side of Gulf Boulevard, this beautifully furnished three-bedroom, two-bath corner condominium offers the ideal blend of comfort, convenience, and coastal living just steps from the sugar-white sands of the Gulf of Mexico. Located within the intimate Ship-A-Hoey Condominium, a boutique community with only four residences, this home offers privacy while placing you in the heart of one of Pinellas County's most loved beach towns. Whether you're looking for a full-time residence, a vacation getaway, or an income-producing investment, this property offers outstanding flexibility with a minimum three-day rental policy, making it an excellent opportunity for both personal enjoyment and rental income. Inside, the open floor plan is bright and inviting, featuring luxury vinyl plank flooring, solid wood cabinetry, stone countertops, stainless steel appliances, and tasteful coastal finishes throughout. The living and dining areas open to a private west-facing balcony where you can enjoy partial Gulf views and beautiful sunsets after a day at the beach. The primary suite offers a walk-in closet and private bath, while two additional bedrooms provide comfortable accommodations for family and guests. A full-size washer and dryer, private interior laundry closet, dedicated storage closet, and two assigned under-building parking spaces add everyday convenience. Recent exterior improvements, including a new roof and freshly painted exterior, provide added peace of mind. The monthly condominium fee includes water, sewer, trash, exterior maintenance, pest control, and property insurance, creating a low-maintenance ownership experience. With the flexibility to rent every three days, this property presents an excellent opportunity to generate rental income while enjoying everything Indian Rocks Beach has to offer. Waterfront dining, local shops, parks, boating, fishing, and miles of beautiful beaches are all just moments away, making this a place you'll enjoy year-round.

812 Gulf Blvd Unit 3, Belleair Beach

$515,000

2 Beds ⋅ 2 Baths ⋅ Holiday Villas 2 SubDv. ⋅ 33785 Zip Code ⋅ GC541540 MLS ⋅ Active Status ⋅ Holiday Villas Ii BLDG.

Located just steps from one of Florida's most beautiful Gulf Coast beaches, this fully furnished condominium offers an exceptional opportunity for both investors and vacation home buyers. With Airbnb and VRBO rentals permitted (4-day minimum), the property is ideally suited for generating immediate short-term rental income while also serving as your own beach getaway. The unit is move-in and rental ready, featuring a newer A/C and everything needed to begin welcoming guests immediately. At the same time, it offers outstanding value-add potential. A new owner may choose to update the kitchen and bathrooms over time to further increase rental appeal, property value, and long-term returns. Holiday Villas II offers an updated heated pool, secure code-controlled elevator access, an assigned covered parking space, a convenient community laundry facility with washers and dryers, and a private exterior storage closet for beach chairs, umbrellas, and other coastal essentials. Small dogs are welcome, further enhancing the property's appeal for both owners and vacation guests. One of the property's greatest advantages is its exceptional purchase flexibility. Whether you prefer cash, conventional financing, or attractive seller financing, this condominium offers financing options rarely available in today's market. Combined with its prime beach location, proven vacation rental potential, and future upside, this is an outstanding investment opportunity on Florida's Gulf Coast.

19610 Gulf Boulevard Unit 206, Belleair Beach

$735,000

1 Beds ⋅ 1 Baths ⋅ New Haven Beach SubDv. ⋅ 33785 Zip Code ⋅ TB8526908 MLS ⋅ Active Status

Own a rare piece of Indian Rocks Beach history with this charming coastal bungalow, offered for sale to the public for first time since it was built in 1979. This home received NO DAMAGE from the 2024 hurricanes. Perfectly positioned on one of the few elevated stilt homes located on the west side of Gulf Boulevard, this unique property offers Gulf Boulevard frontage, beach views from the front porch, and is just a 30-second stroll to the public beach access. Thoughtfully updated while preserving its relaxed beach-house charm, this home has also proven to be an exceptional investment. Currently operating as a successful vacation rental, it has generated an average of approximately $80,000 in annual rental income over the past four years. Whether you're searching for a primary residence, a private beach retreat, or an income-producing property, this home offers outstanding versatility. The current owners have completed extensive improvements, including all-new impact-rated exterior windows and doors, Hardie Plank siding, fresh interior and exterior paint, a beautifully renovated kitchen with new cabinetry and appliances, a composite deck on the west-facing porch, and a new HVAC system installed in 2021, along with numerous additional upgrades. Being sold fully furnished, this turnkey property is ready for immediate enjoyment or continued use as a high-performing vacation rental. The home is currently an active Airbnb, and all showings must be scheduled through the listing

800 Gulf Boulevard Unit 5, Belleair Beach

$297,000

1 Beds ⋅ 1 Baths ⋅ Belleview Gulf Condo SubDv. ⋅ 33785 Zip Code ⋅ TB8525155 MLS ⋅ Active Status ⋅ Belleview Gulf Condo BLDG.

Waterfront paradise on the Intercoastal- turnkey rental opportunity. Enjoy stunning waterfront living in this beautifully renovated first-floor condo overlooking the Intercoastal. This turnkey property is fully furnished and move-in ready, making it an ideal vacation getaway, seasonal retreat, or income-producing rental. Features include a complete renovation with modern finishes throughout, brand new stainless steel appliances, stylish flooring, elegant plantation shutters, and a space-saving Murphy bed that maximizes comfort and functionality. Relax by the sparkling community pool or simply take in the tranquil water views from your doorstep. The first-floor location offers easy access and convenience.

18399 Gulf Boulevard Unit 364, Belleair Beach

$749,000

2 Beds ⋅ 2 Baths ⋅ Indian Beach Re-Revised 1st Add SubDv. ⋅ 33785 Zip Code ⋅ TB8524075 MLS ⋅ Active Status

BEACH LIFE! YOUR PRIVATE OASIS AWAITS YOU! Updated, and Move-In Ready! No HOA! Relish in the TRANQUILTY of your very own PIECE of PARADISE while floating in your pool or entertaining poolside. Savor your morning cup of tea or end of day unwind in your covered patio or poolside tiki lounge. Indian Rocks Beach is a golf cart friendly community, and you are just minutes from shopping, restaurants, and entertainment. Your private getaway is just a walk (or golf cart ride) up the street to the beach. Experience the parks, tennis/pickle ball and basketball courts. Indian Rocks Beach residents not only have a RESIDENT ONLY boat ramp at the end of 15th there is also free beach access parking for residents with IRB decals. IRB offers beach life with culture as it is home to its own library and beach art center in addition to a waterfront nature park with the Seaside Seabird Sanctuary. The UPLIFTING and SOOTHING Blue White cabinetry and Quartz counters add the perfect touch of BEACH BUNGALOW vibe to your new home. The striking waterproof LUXURY vinyl flooring throughout your home provides a worry free living experience. No worries for the young ones or furry friends as the back is fenced in. The extra deep lot has ample space for additions if desired. *HVAC 2023 with a Honeywell airflow thermostat, exterior paint 2024, interior paint 2025, newer Stainless Steel appliances, roof 2018 with Hardie Board gable 2017. *Back impact door 2020 and Front/side impact entry doors 2022, Simonton Coastal Impact Series windows 2019* Both Tampa and St. Pete-Clearwater International Airports are short drives from your new BEACH OASIS home.

305 15th Avenue, Belleair Beach

$274,900

1 Beds ⋅ 1 Baths ⋅ Windrush Cove Ph 1 Condo SubDv. ⋅ 33785 Zip Code ⋅ TB8524149 MLS ⋅ Active Status ⋅ X BLDG.

Completely reimagined from top to bottom, this stunning first-floor one-bedroom, one-bath condo offers the perfect blend of modern design and effortless coastal living. Every inch has been thoughtfully renovated, creating a truly move-in-ready home with stylish finishes and exceptional attention to detail. The bright, open floor plan is complemented by a beautifully updated kitchen, inside laundry, new flooring, modern lighting, and designer touches throughout.Located in the heart of Indian Rocks Beach, you’ll enjoy the convenience of first-floor living just moments from the Gulf’s white sandy beaches, local restaurants, shops, and parks. Whether you’re looking for a full-time residence, a vacation getaway, or an investment property. Move in, relax, and experience the best of Indian Rocks Beach.

1 Windrush Boulevard Unit 37, Belleair Beach

$1,299,000

3 Beds ⋅ 2 Baths ⋅ Sand Castle Condo SubDv. ⋅ 33785 Zip Code ⋅ TB8521359 MLS ⋅ Active Status ⋅ Sand Castle Iii BLDG.

Step into coastal elegance in this beautifully updated 2-bedroom condo on Gulf Boulevard. Bright, open living spaces flow seamlessly toward beach views and a private balcony where you can relax with morning coffee or unwind after a day at the beach. The open layout and furniture give the space a fresh and modern feel. The kitchen and bathrooms are stylishly finished, complemented by spacious bedrooms. Enjoy resort style amenities, secure building, and unbeatable walkability to dining, shopping, and the shoreline. This unit with tasteful updates, a prime location, and a turnkey interior, delivers strong value in one of the most sought-after coastal corridors. Perfect as a full-time residence, seasonal getaway, or income-producing rental in a prime location. New A/C installed in 2025, ensuring year-round comfort.

20040 Gulf Boulevard Unit 402, Belleair Beach

$335,000

1 Beds ⋅ 1 Baths ⋅ Royal Palm Condo SubDv. ⋅ 33785 Zip Code ⋅ TB8521261 MLS ⋅ Active Status ⋅ Royal Palm BLDG.

Welcome to your own slice of paradise in the heart of Indian Rocks Beach. Just two short blocks from the sugar-sand shoreline and sparkling Gulf waters, this beautifully reimagined 1-bedroom, 1-bath residence offers the perfect blend of modern comfort and laid-back coastal living. Completely remodeled from top to bottom, this spacious retreat features updated electrical, luxury flooring, a stunning new kitchen with stylish cabinetry, backsplash, and appliances, an elegantly renovated bathroom, designer lighting, and thoughtful finishes throughout. Every detail has been carefully selected to create a bright, inviting space that feels both sophisticated and effortlessly beachy. Step outside and discover a rare 3,000-square-foot garden oasis, providing a peaceful tropical setting for morning coffee, evening cocktails, or relaxing with your furry companion. Pet-friendly and welcoming, this property offers the perfect sanctuary for full-time residents, seasonal owners, or anyone seeking an easygoing beach lifestyle. Enjoy the convenience of a new roof installed in 2023, dedicated parking plus guest parking, and nearby pickleball courts for active outdoor fun. Leave the car behind and stroll to some of Indian Rocks Beach's most beloved local restaurants, cafés, parks, and entertainment venues. Experience the charm of a true beach town where friendly neighbors, community events, sunset gatherings, and waterfront festivals create an unmatched sense of place. Imagine beginning your mornings with a walk along the shoreline, listening to the soothing rhythm of the waves, spending afternoons exploring local shops and waterfront dining, and ending each day with breathtaking Gulf sunsets. Whether you're searching for a personal coastal retreat, a winter escape, or a carefree beach residence, this move-in-ready gem delivers the quintessential Indian Rocks Beach lifestyle you've been dreaming of. Coastal charm, modern updates, tropical surroundings, and an unbeatable location—this is beach living at its finest!

109 16th Avenue Unit 3, Belleair Beach

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