Gulf & Bay Estates Homes with AE Flood Zone

Welcome to Gulf & Bay Estates, a prestigious subdivision located in the heart of Palmetto, FL. Situated in Manatee County, this exclusive community offers a unique blend of luxury living and natural beauty.

One of the standout features of Gulf & Bay Estates is its proximity to the stunning Gulf Coast beaches. Residents can enjoy easy access to the pristine white sands and crystal-clear waters that make this area a paradise for beach lovers.

Homes in Gulf & Bay Estates are designed to perfection, with attention to detail and high-end finishes. The properties in this subdivision are known for their spacious layouts, modern amenities, and breathtaking views of the surrounding landscapes.

For those concerned about flooding, it's important to note that the Homes in Gulf & Bay Estates are located in an AE Flood Zone. This designation provides added peace of mind for homeowners, knowing that their properties are built to withstand potential flood risks.

Whether you're looking for a permanent residence or a vacation home, Gulf & Bay Estates offers the perfect blend of luxury, comfort, and natural beauty. Come and experience the best of Florida living in this exclusive subdivision.

Newest Gulf & Bay Estates Homes with AE Flood Zone

$400,000

3 Beds ⋅ 2 Baths ⋅ Gulf & Bay Estates SubDv. ⋅ 34221 Zip Code ⋅ O6418859 MLS ⋅ Active Status

Discover the ultimate island-lifestyle escape on coveted Snead Island, one of Florida’s true hidden gems. This beautifully appointed 3-bed, 2-bath coastal retreat delivers lush tropical landscaping, an expansive dynamite view, and an unbeatable blend of privacy, serenity, and adventure. Why pay premium waterfront prices when you can enjoy breathtaking Bay vistas for a fraction of the cost? Located in an active, outdoor-lover’s paradise, this community offers direct access to the scenic trails of Emerson Point Preserve via an extra-wide paved walkway. Spend your mornings biking under the canopy of native Florida foliage or take a peaceful stroll to the shoreline. Just down the street, the Bradenton Yacht Club invites you to enjoy sunset dining, social events, and waterfront relaxation on the pool deck—an amenity that feels like an extension of your own neighborhood. Whether you’re seeking a full-time residence, a seasonal getaway, or a lifestyle upgrade, this home delivers endless possibilities. With its prime location, vibrant community, and captivating views, this is the kind of property buyers wait for. Opportunities like this don’t come often—secure your slice of Snead Island paradise before it’s gone.

2009 Tarpon Road, Palmetto

$1,699,000

4 Beds ⋅ 4 Baths ⋅ Gulf & Bay Estates SubDv. ⋅ 34221 Zip Code ⋅ A4690531 MLS ⋅ Active Status

Exceptional waterfront living on coveted Snead Island, where refined coastal design meets effortless boating access just minutes to Terra Ceia Bay and Tampa Bay. Set along a quiet canal with direct access to open water, this beautifully updated 4-bedroom, 3.5-bath residence offers a thoughtfully designed layout with a dedicated office, a media room positioned on its own level for added privacy, and versatile living spaces tailored for both relaxed daily living and sophisticated entertaining. The completely renovated kitchen serves as the centerpiece of the home, featuring custom solid wood cabinetry, Cambria granite countertops, and an AGA range seamlessly integrated into an expansive island. A Bosch dishwasher, premium refrigeration, and thoughtful custom finishes complete this true chef’s kitchen, while 2 1/4-inch oak flooring throughout the first floor adds warmth and timeless character. Framed by soaring ceilings and abundant natural light, the open-concept design flows seamlessly into the main living areas, where architectural detail and curated finishes create a warm yet elevated coastal aesthetic. The first-floor primary suite provides a private retreat, highlighted by a fully renovated, spa-inspired bath and French doors that open to the spacious covered back porch, creating a seamless indoor-outdoor connection. Just off the main living area, a dedicated office with French glass doors overlooks the backyard and canal, offering a quiet and inspiring workspace. Upstairs, three additional bedrooms provide ideal separation for family or guests, including one with a private ensuite bath. Outdoor living is equally inviting, with a heated saltwater pool featuring a new PebbleTec finish and updated equipment, surrounded by generous patio space and tranquil canal views. With direct canal access and quick reach to open water, this home offers a true boating lifestyle paired with thoughtfully updated interiors and a layout designed for both everyday living and entertaining. Ideally located near Emerson Point Preserve, a 365-acre coastal sanctuary of mangroves, wetlands, and natural shoreline, and just moments from the Bradenton Yacht Club, this property is set within Snead Island’s welcoming, close-knit island community known for its boating, fishing, and connection to the surrounding waters.

4506 Pinfish Lane, Palmetto

$675,000

2 Beds ⋅ 2 Baths ⋅ Gulf & Bay Estates SubDv. ⋅ 34221 Zip Code ⋅ A4667535 MLS ⋅ Active Status

Virtually Staged. Welcome to this beautifully renovated canal-front 2-bedroom, 2-bath home located in Gulf & Bay Estates on Snead Island, a quaint and peaceful waterfront community. This exceptional property offers direct access to Terra Ceia Bay, Tampa Bay, and the Gulf of Mexico, making it perfect for boating with dock and 10k lift and enjoying the coastal lifestyle. Every aspect of this home has been meticulously renovated, featuring new impact windows and front door, along with a new septic system and drain field. The Florida room has been completely rebuilt, showcasing Icynene foam insulation in the roof and walls, a new mini-split A/C, new hardie board, and a new flat roof. Interior upgrades include a brand-new kitchen with quartz countertops, modern cabinetry, and stainless appliances, complemented by two fully remodeled bathrooms. Additional upgrades include new electrical, solid-core doors and trim, new porcelain plank tile flooring throughout, and fresh interior and exterior paint. The exterior highlights include fresh landscaping, and a rebuilt dock, while the garage is enhanced with a durable epoxy floor system. The spacious backyard offers ample room for a pool, allowing you to create your own private retreat. Just minutes away is the Bradenton Yacht Club, and Emerson Point Preserve offers a scenic network of hiking and kayak trails where you can experience over 200 species of birds and a wide variety of Florida’s coastal wildlife and natural habitats. With convenient access to St. Pete, Tampa, and Sarasota for world-class dining, shopping, sports, and airports, this home perfectly blends modern luxury, meticulous craftsmanship, and the ultimate waterfront living experience. Annual Homeowners Insurance is $3431; FloodInsurance is $2757 and can be assumed by new owner.

4412 Dolphin Lane, Palmetto

$447,000

Gulf & Bay Estates SubDv. ⋅ 34221 Zip Code ⋅ A4649640 MLS ⋅ Active Status

13,000 Sq Ft Canal front Lot on Snead Island – Your Dream Home Awaits Seize the rare opportunity to own a stunning 13,000 sq ft vacant lot on the serene canals of Snead Island. This pristine piece of land has never been developed, offering a blank canvas for your dream home, boat dock, or private oasis. The lot features 100 feet of canal frontage and extends 134 feet toward the street, giving you ample space for design and development. Home next to Lot 4411 Dolphin is for sale too, Same owner and Seller is motivated to sell both in a packaged opportunity Snead Island is a hidden gem, a peaceful barrier island in Palmetto with a close-knit community of around 1,000 residents. This quiet haven is just a short distance from the hustle and bustle yet feels worlds away. The island is home to Emerson Point State Park, a natural retreat with a beautiful community beach where three bodies of water converge. Watch the sunsets year-round, explore miles of nature trails, or launch your kayak into the mangroves. For nature lovers, it’s a paradise with exotic birds, turtles, and fish. There's even an observation tower offering panoramic views of the sparkling waters. The community is friendly and relaxed—residents often greet one another with a smile as they bike or walk their dogs. You might even spot a golf cart or a horse trotting by. One of the island’s most beloved traditions is the annual December event, where neighbors come together to light sand-filled candles along the streets, creating a magical ambiance that lights up the entire island. It's a fantastic way to meet your new neighbors and be welcomed into the community. Key Features: No mandatory HOA fees – voluntary dues of $20/year if you choose to join. A truly tranquil lifestyle with no traffic lights, just a few stop signs and one main road on/off the island. A small commercial footprint, with only the Bradenton Yacht Club, a plant nursery, and a marine shop. Just a few minutes to downtown Palmetto, 5-10 minutes to downtown Bradenton, 30 minutes to Sarasota, 25 minutes to St. Petersburg, and 45 minutes to Tampa. Quick access to I-75 and I-295 for easy travel.

4417 Dolphin Lane, Palmetto

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