Harbor Crest Homes with X Flood Zone

Welcome to Harbor Crest, a picturesque subdivision nestled in the heart of Largo, Pinellas County, Florida. This charming community is known for its tranquil atmosphere, lush green spaces, and family-friendly environment.

One of the standout features of homes in Harbor Crest is their X Flood Zone designation, providing residents with peace of mind and potential cost savings on insurance premiums. Living in an X Flood Zone means that the properties are located in an area of minimal flood risk, offering a secure and stable living environment for homeowners.

Harbor Crest is the ideal place to call home for those seeking a blend of suburban serenity and modern conveniences. With easy access to major highways, top-rated schools, shopping centers, restaurants, and recreational facilities, residents can enjoy a well-rounded lifestyle in this sought-after neighborhood.

Whether you are looking for a cozy single-family home, a spacious townhouse, or a stylish condominium, Harbor Crest has a variety of housing options to suit your preferences and budget. Experience the best of Florida living in this vibrant community where neighbors become friends, and every day feels like a vacation.

Come and discover the beauty and tranquility of Harbor Crest – where quality living meets affordability in the sunny state of Florida.

Newest Harbor Crest Homes with X Flood Zone

$549,999

3 Beds ⋅ 2 Baths ⋅ Harbor Crest SubDv. ⋅ 33774 Zip Code ⋅ O6425602 MLS ⋅ Active Status

LENDER-PAID RATE BUYDOWN available through the seller's preferred lender, helping reduce the buyer's interest rate and monthly payment. PLUS, the seller is offering a $5,000 closing cost credit with the listed price, creating an outstanding opportunity for buyers to save money upfront and lower their monthly housing costs. Welcome to 12120 Croft Drive, Largo, FL 33774! This beautifully maintained 3-bedroom, 2-bath pool home offers the perfect blend of comfort, convenience, and Florida living. Whether you're searching for your first home, a vacation getaway, or an investment opportunity, this property is a must-see. Featuring a newer roof and located outside of a flood zone, this home offers a functional floor plan with spacious living areas, abundant natural light, and comfortable bedrooms designed for everyday living. Step outside to your own private backyard oasis complete with a sparkling swimming pool perfect for entertaining, relaxing, or enjoying Florida's sunshine year round. The outdoor space is ideal for weekend BBQs, gatherings with family and friends, or simply unwinding in your own private retreat. Conveniently located just minutes from award winning Gulf beaches, parks, shopping, restaurants, golf courses, and entertainment, you'll enjoy everything the Largo and Clearwater area have to offer while still being tucked away in a quiet, established neighborhood. Perfect for first-time homebuyers, seasonal residents, or investors, this property also offers excellent potential as a short-term rental. With its desirable location, private pool, and endless possibilities, this home is an exceptional opportunity you won't want to miss. Schedule your private showing today and discover all that this wonderful home has to offer! Some photos have been virtually staged or digitally enhanced to illustrate the property's potential.

12120 Croft Drive, Largo

$650,000

3 Beds ⋅ 2 Baths ⋅ Harbor Crest SubDv. ⋅ 33774 Zip Code ⋅ TB8503114 MLS ⋅ Active Status

This fully renovated pool home less than 5 minutes from the beach, is not in a flood zone, and sits in a neighborhood with no rental restrictions, making it an ideal primary residence, vacation home, or investment opportunity. The home has three bedrooms, two bathrooms, and over 1,500 square feet, with an open layout designed for easy living and entertaining. The updated kitchen is the centerpiece of the home, featuring wood cabinetry, quartz countertops, stainless steel appliances, a farmhouse sink, wine fridge, and a large island with bar seating. It flows seamlessly into the living and dining areas, all finished with durable luxury vinyl plank flooring. Just off the main living space is a bright Florida room overlooking the backyard and pool, perfect for a home office, additional lounge space, or game room. Step outside to a true backyard retreat. The heated saltwater pool features a pebble finish, sun shelf with umbrella sleeve, and a fountain, all surrounded by travertine pavers, tropical landscaping, and low-maintenance artificial turf. There is also a safety pool fence and a covered seating area with a mounted TV, creating a great space to relax or entertain. Major improvements include a new roof in 2019, HVAC and ductwork in 2019, and an updated electrical panel in 2017. This property is already operating as a highly successful Airbnb with a Superhost in place, future bookings on the calendar, and over $92,000 in gross income in 2025, making it a true turnkey investment opportunity. Reach out to schedule a private showing.

12096 Oak Street, Largo

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