Harbor Oaks Homes with X Flood Zone

Welcome to Harbor Oaks, a picturesque subdivision nestled in the beautiful state of Florida. This charming community boasts a tranquil atmosphere, perfect for those seeking a peaceful and serene place to call home.

One of the standout features of Harbor Oaks is the fact that the homes here are located in an X Flood Zone, providing residents with peace of mind and added protection against flooding. This desirable feature not only ensures the safety and security of homeowners but also adds to the overall value of the properties in the area.

Living in Harbor Oaks means enjoying a lifestyle that combines the best of both worlds - a quiet residential neighborhood with easy access to all the amenities and attractions that Florida has to offer. From stunning beaches to vibrant city life, residents of Harbor Oaks have endless opportunities for entertainment, relaxation, and adventure right at their fingertips.

Whether you're looking for a cozy family home or a peaceful retreat to enjoy your retirement years, Harbor Oaks has something to offer everyone. Come and discover the beauty and tranquility of this unique subdivision in the heart of Florida. Experience the best of coastal living in Harbor Oaks - where every day feels like a vacation.

Newest Harbor Oaks Homes with X Flood Zone

$499,000

Harbor Oaks SubDv. ⋅ 32127 Zip Code ⋅ NS1088376 MLS ⋅ Active Status

SUBJECT PARCEL IS A 1.47+ ACRE COMMERCIAL SITE (MU) WITH OVER 210 LF ALONG S RIDGEWOOD AVENUE HAVING GOOD SITUS AND A SIGNALIZED INTERSECTION CONNECTING WITH SR 5A (S NOVA ROAD) & EAST PALM AVENUE. THE PARCEL HAS THE REMNANTS OF A 1924 STRUCTURE ON SITE WITH UTILITY CONNECTIONS STILL AVAILABLE AND A FIRE HYDRANT AT THE NW CORNER OF THE PARCEL.

5919 S Ridgewood Avenue, Port Orange

$725,000

4 Beds ⋅ 3 Baths ⋅ Harbor Oaks SubDv. ⋅ 34231 Zip Code ⋅ S5147369 MLS ⋅ Active Status

Fully furnished with a full price... Stunning Turn-Key Dual-Unit Income Property | Fully Renovated Top to Bottom | Prime Sarasota Location This meticulously renovated single-family residence with 4 bedrooms and 3 bathrooms has been completely transformed into a modern, income-producing gem on a spacious 10,048 sq ft lot (approx. 0.23 acres). The property features extensive updates throughout, including brand-new plumbing, electrical, roof, and air conditioning systems. The interior has been beautifully refreshed with a renovated kitchen featuring granite countertops, new cabinets, and an open-concept design, along with tile flooring throughout and fully renovated bathrooms. The exterior boasts fresh stucco paint for enhanced curb appeal. The interior floor plan has been thoughtfully reconfigured to include a completely independent studio unit with its own private entrance, full kitchenette, dedicated washer and dryer, and complete autonomy — ideal for multi-generational living, guests, or maximizing rental income. Both units are beautifully furnished and move-in ready, making this a true turn-key opportunity. Each unit enjoys its own private backyard space, while the generous lot size offers plenty of room to add a pool in the backyard if desired. The property also provides ample parking for multiple vehicles. Perfect for investors or owner-occupants seeking strong short- and mid-term rental performance, this home comes with proven rental records available upon request. The thoughtful design provides privacy and functionality for both living spaces. This fully renovated property offers unbeatable central Sarasota location — just minutes to Siesta Key Beach, downtown Sarasota, and surrounded by an abundance of restaurants, shopping, and entertainment options. Whether you're looking for a low-maintenance primary residence with income potential or a high-performing investment property, this fully updated and furnished dual-unit home delivers exceptional value in one of Sarasota’s most convenient and desirable neighborhoods. Don’t miss this rare opportunity — schedule your showing today!

2107 Pine Terrace, South Sarasota

$599,000

3 Beds ⋅ 3 Baths ⋅ Harbor Oaks SubDv. ⋅ 34231 Zip Code ⋅ A4684433 MLS ⋅ Active Status

Backyard retreat + income-producing detached studio + steps to Trader Joe’s! Quiet dead-end street near Siesta Key & Downtown Sarasota—privacy meets prime location. Extensively updated and ideally located, this Sarasota home offers the perfect blend of lifestyle and convenience—just minutes to Downtown, Siesta Key Beach, Sarasota Memorial Hospital, and SRQ Airport. The private backyard is a true highlight, featuring lush landscaping, custom hardscaping, a pergola, and a striking mural—fully fenced (2023) for privacy and perfect for entertaining or relaxing outdoors year-round. Inside, the home is move-in ready with fresh paint, custom feature wall, built-in closets, blackout blinds, and hurricane-rated windows and doors for peace of mind and natural light. The kitchen includes a Bosch dishwasher (2025), Samsung range and microwave (2023), plus LG washer/dryer (2023). Additional upgrades include whole-home water filtration with reverse osmosis (2022), air purification (2024), generator with transfer switch (2025), updated plumbing, maintained HVAC, and a new 28-gallon water heater (2026). The upgraded garage features waterproof flooring, built-ins, insulation, and mini-split AC (2025)—ideal for a gym, workshop, or flex space. The detached studio adds exceptional versatility with a private entrance, outdoor space, kitchenette, full bath, washer/dryer, and dedicated AC (2023). The studio has been successfully rented, offering strong income potential or flexibility for guests or a private office. A rare opportunity combining privacy, flexibility, and a highly desirable Sarasota location.

2121 Palm Terrace, South Sarasota

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