Indian Bluff Island Homes with AE Flood Zone

Welcome to Indian Bluff Island, a picturesque subdivision nestled in the heart of Palm Harbor, FL. This exclusive community is located in Pinellas County, offering residents a tranquil and luxurious waterfront living experience.

One of the unique features of Indian Bluff Island is its homes being situated in the AE Flood Zone, providing homeowners with peace of mind and ensuring their properties are protected against potential flooding risks. This aspect adds to the allure of the neighborhood, making it an ideal choice for those seeking both elegance and safety in their dream home.

With stunning views of the water and easy access to boating and water activities, Indian Bluff Island is a haven for water enthusiasts and nature lovers alike. The neighborhood boasts a variety of architectural styles, from modern waterfront estates to charming coastal cottages, ensuring there is a home to suit every taste and preference.

Conveniently located near top-rated schools, shopping, dining, and entertainment options, Indian Bluff Island offers the perfect blend of serenity and convenience. Whether you are looking to relax by the water, explore the vibrant local community, or simply enjoy the beauty of your surroundings, this subdivision has it all.

Come and discover the beauty and tranquility of Indian Bluff Island – where luxury living meets waterfront charm in the heart of Palm Harbor, FL.

Newest Indian Bluff Island Homes with AE Flood Zone

$1,459,000

5 Beds ⋅ 4 Baths ⋅ Indian Bluff Island SubDv. ⋅ 34683 Zip Code ⋅ TB8529811 MLS ⋅ Active Status

WATERFRONT!! GULF ACCESS!! NO HOA!!This is a spectacular, fully updated waterfront home at 105 Augusta Ave on Indian Bluff Island! ,stands as a prime example of high-end Palm Harbor coastal living.A masterful achievement of concept and design, this stunning custom remodeled 2-story WATERFRONT residence is truly an oasis of serenity, breathtaking waterway views of the Gulf of Mexico from most every room showcases exquisite craftsmanship & cutting edge design. Seamlessly integrated indoor/outdoor spaces with a 2nd floor master TPO finished balcony which affords gorgeous rooftop sunsets over the Gulf of Mexico, 95' of waterfront, private dock with 10,000 lb. lift (2025) & an additional skiff lift, standing seam galvalume metal roof (2023), 2 A/C (2024), aluminum frosted glass modern garage door (2023), impact & hurricane resistant double pane doors & windows (2022), paver drive, 2 rear paver patios perfect for entertaining. This 5-bedroom, 4 bath home is illuminated by natural light, luxury vinyl floors, ship lap details offers an oasis of serenity. Culinary kitchen: stainless appliances, quartz countertops, white shaker cabinets, marble backsplash, platinum pulls. new aplliances completely remodeled first floor in 2025 2-1st floor bedrooms - wall closets - plantation shutters - adjoining bathroom: glass door tub/shower, quartz top counter. Interior laundry. Powder room - glass shower. Glass railing floating staircase ascends to the 2nd floor master suite: cathedral ceiling, wall closets, double glass slider opens onto the balcony which overlooks the Gulf of Mexico. Sumptuous master bath, his & her vanities, quartz tops, shaker cabinets, walk-in subway tile shower, H20 closet. 2-additional bedrooms. Adjacent full bath glass door walk-in subway tile shower - quartz top vanity. Professionally landscaped, sprinkler reclaimed, water softener, epoxy finished 2-car courtyard garage. Palm Harbor boasts 210-acre Wall Springs Park including a natural spring, minutes to the Sponge Docks, Pinellas county trail. Minutes to both Honeymoon and Caladesi Islands activities such as windsurfing, sailing, kayaking, paddle boarding, fishing, jet skiing or relaxing on our sugary fine sand, not to mention craft breweries, restaurants, fine dining & ice cream. Waterfront & Outdoor Highlights Deepwater Access: 95 feet of saltwater canal frontage leading straight to the Gulf of Mexico. Boater's Setup: Private wood dock equipped with a 10,000 lb. boat lift (installed in 2025) plus an additional skiff lift. Outdoor Living: Multiple rear paver patios and a massive second-story master balcony designed for catching Gulf sunsets. Roof: Standing seam galvalume metal roof (2023). Windows & Doors: Full hurricane/impact-resistant double-pane doors and windows (2022).HVAC: Dual A/C systems (2025) Garage: Modern aluminum frosted glass door (2023) on a 2-car courtyard garage with epoxy floorin Premium Interior Details Layout: 5 bedrooms and 4 bathrooms spread across 2,545 sq. ft. of heated living , completely remodeled first floor with new bathrooms, Primary Suite: Features cathedral ceilings, a custom floating glass staircase entrance, and a sumptuous master bath with walk-in subway tile showers and dual vanities.Schools: Zoned for top-rated schools including Palm Harbor University High School.Recreation: Minutes from Wall Springs Park, the Pinellas Trail, Honeymoon Island, and Caladesi Island state parks.

105 Augusta Avenue, Palm Harbor

$3,550,000

4 Beds ⋅ 4 Baths ⋅ Indian Bluff Island SubDv. ⋅ 34683 Zip Code ⋅ TB8521430 MLS ⋅ Active Status

Pre-Construction. To be built. Welcome to an extraordinary waterfront opportunity on prestigious Indian Bluff Island, one of Palm Harbor's most sought-after coastal enclaves. Perfectly positioned to capture breathtaking panoramic water views and spectacular Gulf sunsets, this rare deep-water homesite offers the ideal setting to create a custom luxury waterfront estate tailored to your vision. With direct, unobstructed access to St. Joseph Sound, Honeymoon Island, Caladessi Island, Three Rooker Island, and the Gulf of Mexico, this premier property is a dream for boating enthusiasts and those seeking the ultimate Florida waterfront lifestyle. Enjoy endless water adventures including boating, fishing, jet skiing, kayaking, and paddleboarding right from your backyard. Nestled at the end of a quiet street and surrounded by natural beauty, this exceptional property provides the perfect canvas to build a one-of-a-kind residence with our preferred custom builder or bring your own builder to create a masterpiece that maximizes the stunning views and unparalleled location. Indian Bluff Island offers a private coastal setting while remaining just minutes from Honeymoon Island State Park, pristine beaches, local marinas, downtown Palm Harbor, charming downtown Dunedin, fine dining, shopping, and recreation. This exceptional property is also zoned for the highly rated Palm Harbor University High School and Palm Harbor Middle School. Combining direct Gulf access, deep-water boating, breathtaking vistas, and endless possibilities for luxury new construction, this is a rare opportunity to secure one of the finest waterfront properties along Florida's Gulf Coast and bring your dream waterfront estate to life. Enjoy the video provided!

121 Augusta Avenue, Palm Harbor

$1,750,000

Indian Bluff Island SubDv. ⋅ 34683 Zip Code ⋅ TB8521433 MLS ⋅ Active Status

Welcome to an extraordinary waterfront opportunity on prestigious Indian Bluff Island, one of Palm Harbor's most sought-after coastal enclaves. Perfectly positioned to capture breathtaking panoramic water views and spectacular Gulf sunsets, this rare deep-water homesite offers the ideal setting to create a custom luxury waterfront estate tailored to your vision. With direct, unobstructed boating access to St. Joseph Sound, Honeymoon Island, Caladessi Island, Three Rooker Island, and the Gulf of Mexico. This premier property is a dream for boating enthusiasts and those seeking the ultimate Florida waterfront lifestyle. Enjoy endless water adventures including boating, fishing, jet skiing, kayaking, and paddleboarding right from your backyard. Nestled on a quiet peninsula and surrounded by natural beauty, this exceptional property provides the perfect canvas to build a one-of-a-kind residence with our preferred custom builder or bring your own builder to create a masterpiece that maximizes the stunning views and unparalleled location. Indian Bluff Island offers a private coastal setting while remaining just minutes from Honeymoon Island State Park, pristine beaches, local marinas, downtown Palm Harbor, charming Dunedin, fine dining, shopping, and recreation. This exceptional property is also zoned for the highly rated Palm Harbor University High School and Palm Harbor Middle School. Combining direct Gulf access, deep-water boating, breathtaking vistas, and endless possibilities for luxury new construction, this is a rare opportunity to secure one of the finest waterfront properties along Florida's Gulf Coast and bring your dream waterfront estate to life. Enjoy the video provided!

121 Augusta Avenue, Palm Harbor

$584,600

3 Beds ⋅ 2 Baths ⋅ Indian Bluff Island SubDv. ⋅ 34683 Zip Code ⋅ W7886706 MLS ⋅ Active Status

Beautiful ranch style three bedroom, two full bath home nestled on a private Indian Bluff Island community. This spacious home has been completely renovated with quartz, kitchen countertops, all designer cabinetry, new appliances, induction stove, top and convection oven. All bathrooms have walk-in stall showers, high-end faucets, and cabinets. This home features a saltwater enclosed pool with magnificent grounds and landscaping.Property is fenced in. A MUST SEE!!

103 Carlyle Drive, Palm Harbor

$550,000

Indian Bluff Island SubDv. ⋅ 34683 Zip Code ⋅ TB8511520 MLS ⋅ Active Status

Rare cornor Lot! Discover the perfect canvas for your dream home in the highly sought-after Indian Bluff Island community! This stunning corner lot, just under 12,000 square feet (.2708 acres), offer a rare opportunity to create your own oasis in one of the areas most desirable locations. Imagine designing your ideal residence on this spacious parcel, perfectly situated near a vibrant array of shops, top rated schools, and exquisite dining options. With the convenience of existing water, cable and electricity hookups, you can start planning your dream home without the hassle of extensive groundwork. The property comes with the added benefit of the seller's commitment to clearing the existing building, ensuring a smooth transition to flat and ready-to-build lot. Dont miss your chance to embrace the tranquil lifestyle that Indian Bluff Island has to offer. Seize this opportunity to create your little piece of paradise-come and explore the possibilities today!

100 Augusta Avenue, Palm Harbor

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