Kramer F A Sub Homes with AE Flood Zone

Welcome to Kramer F A Sub, an enchanting subdivision nestled in the heart of Palm Harbor, Florida. Known for its picturesque surroundings and vibrant community, this charming neighborhood offers the perfect blend of tranquility and accessibility. Residents enjoy the best of both worlds—serene suburban living with close proximity to the bustling attractions of the Sunshine State.

Kramer F A Sub features a variety of homes that cater to diverse lifestyles and preferences. From cozy single-family residences to spacious family homes, there’s something for everyone. Each property is designed with comfort and style in mind, boasting modern amenities and beautiful landscaping that enhances the overall appeal of this delightful community.

One notable aspect of Kramer F A Sub is its designation within the AE Flood Zone. This important information ensures that homeowners are well-informed about flood insurance requirements and can take necessary precautions to protect their property. While living in an AE Flood Zone may sound daunting, it also presents an opportunity for residents to engage with their community, stay informed, and take proactive measures to safeguard their homes.

Beyond the homes themselves, Kramer F A Sub is conveniently located near top-rated schools, lush parks, and a variety of shopping and dining options. Whether you’re a first-time homebuyer or looking to settle down in a welcoming neighborhood, Kramer F A Sub in Palm Harbor is a fantastic place to call home. Come experience the charm and warmth of this vibrant community, where your dream home awaits!

Newest Kramer F A Sub Homes with AE Flood Zone

$1,874,000

4 Beds ⋅ 4 Baths ⋅ Kramer F A Sub SubDv. ⋅ 34683 Zip Code ⋅ TB8500780 MLS ⋅ Active Status

Nestled on a lot and a half along the serene waters of Southerland Bayou, this stunning waterfront home offers a private, nature-rich retreat in the heart of the quaint fishing village of Ozona. With 105 feet of water frontage, a new dock with a covered boat lift, and sweeping views of the bayou, this is truly a nature lover’s dream. Watch dolphins play, birds soar, and fish jump—all from the comfort of your own backyard. Step outside and enjoy a thoughtfully designed outdoor oasis, featuring a gas fire pit, grill, and arbor on the waterside—perfect for sunset gatherings. On the opposite side of the home, indulge in a self-cleaning, heated saltwater pool and spa set within an illuminated screened enclosure. Looking for a fenced yard ideal for both two-legged and four-legged family members, this home has that too. Inside, the home has been tastefully updated and is truly move-in ready. Upon entering, you’re immediately greeted by panoramic water views that bring the outside in. The living room with a cozy fireplace flows effortlessly into the kitchen and family room, making it easy to stay connected while entertaining or relaxing. The main floor includes three bedrooms, one of which features an ensuite bath—perfect for guests or multi-generational living. Ascend to the upper level to discover the expansive master suite, a true sanctuary with its own Juliet balcony, offering peaceful water views and a private escape from the world below. Whether you're hosting friends in the screened-in sunroom by the kitchen or enjoying quiet mornings with a coffee by the bayou, this home is designed for both entertaining and tranquil living.Boaters will appreciate direct access from Southerland Bayou to St. Joseph Sound, Three Rooker Island, HoneymoonIsland, Caladesi Island, and even Clearwater Beach. Located in golf cart-friendly Ozona, you’re just a short ride away from the Pinellas Trail, charming local eateries, and all the coastal character this beloved community offers.

412 Orchid Lane, Palm Harbor

$529,999

2 Beds ⋅ 2 Baths ⋅ Kramer F A Sub SubDv. ⋅ 34683 Zip Code ⋅ TB8495195 MLS ⋅ Active Status

Discover the perfect blend of coastal charm and modern living in this beautifully renovated 2-bedroom, 2-bathroom single-family home, complete with a versatile sunroom that can easily be converted into a third bedroom. Nestled on a spacious 0.28-acre corner lot in the heart of the highly sought-after Ozona community, this move-in-ready residence offers timeless Florida appeal with stunning water views. Fully remodeled with all permits pulled, the home features thoughtful upgrades including a new HVAC system, hurricane roll-down shutters installed in 2018, and a roof replaced in 2016. These enhancements provide peace of mind and lasting comfort in this coastal gem. Step inside to an abundance of natural light filling the bright and generously sized sunroom/family room—an inviting space ideal for relaxation, entertaining, or family gatherings. The fully updated kitchen boasts new solid-surface countertops and fresh cabinetry, creating a clean, contemporary heart of the home. The primary bedroom offers a spacious walk-in closet for ample storage, while the convenient inside laundry room adds everyday ease. The oversized corner lot presents wonderful potential for a private pool, expanded outdoor living areas, or simply soaking in Florida’s abundant sunshine. With plenty of room for boat or trailer storage, this property is a true boater’s paradise, offering effortless access to the water. Located on a quiet dead-end street with no through traffic, the home delivers exceptional privacy and tranquility while remaining just minutes from top-rated Ozona Elementary School, pristine Gulf beaches including nearby Honeymoon Island, Home Port Marina, waterfront dining, and everyday conveniences. There is no HOA, giving you the freedom to truly make this property your own. This turnkey home is ideally suited for families seeking a forever home, those making the move to Florida’s beautiful Gulf Coast, or savvy investors looking for excellent vacation rental potential (Airbnb or VRBO). Whether you’re dreaming of sun-drenched days, sunset cruises, or a relaxed coastal lifestyle, this renovated home in charming Ozona delivers location, lifestyle, and exceptional value in one beautiful package. Schedule your showing today and make this turnkey Florida retreat yours!

624 Orange Street, Palm Harbor

$659,900

2 Beds ⋅ 1 Baths ⋅ Kramer F A Sub SubDv. ⋅ 34683 Zip Code ⋅ TB8466778 MLS ⋅ Active Status

Ozona of Palm Harbor! Located on a very private .26 acre double lot, this solid 1955 bungalow has been completely renovated! Offering concrete block construction, this beauty has 2 bedrooms, 1 bathroom, a large bonus room, carport, a gorgeous pool plus a huge fully fenced in yard! THE GOODS: new A/C 2025, ALL NEW kitchen, ALL NEW bathroom, new LVP flooring throughout, new light fixtures/fans throughout, fresh paint & trim throughout, all new interior doors throughout. Located on a private, dead-end street yet in the heart of it all - this amazing double lot offers so many options! Golf cart friendly Ozona offers multiple marinas, restaurants and shops within steps of this beauty! Plus no HOA/no deed restrictions- bring your boat, RV and all your Florida lifestyle toys! There are no rental restrictions in this highly coveted community -think Air BB! The Pinellas Trail is walkable from the home and you can be to Honeymoon Island/Dunedin Causeway in minutes by bike! Downtown Palm Harbor is minutes away by golf cart/bike or foot and offers many festivals and fun eateries! This amazing location also offers the noted school district of Palm Harbor University High School, Palm Harbor Middle School and Ozona Elementary -all within minutes! The Ozona lifestyle is paradise everyday!!

406 Orchid Lane, Palm Harbor

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