Monterey Sub Homes with X Flood Zone

Welcome to Monterey Subdivision, a charming neighborhood located in the sunny state of Florida. Known for its beautiful homes and convenient location, Monterey Sub. is the perfect place to call home.

One of the standout features of this subdivision is that all the homes are in the X Flood Zone, providing residents with peace of mind and potentially lower insurance costs. Living in an X Flood Zone means that the properties are not prone to flooding from heavy rainfall or storm surges, making it a desirable choice for homebuyers looking for safety and security.

Monterey Sub. offers a variety of home styles to suit different tastes and preferences. From cozy bungalows to spacious family homes, there is something for everyone in this welcoming community. Residents can enjoy well-maintained streets, lush landscaping, and a strong sense of community spirit.

Conveniently located near shopping, dining, and entertainment options, Monterey Sub. provides easy access to everything you need for a comfortable lifestyle. Whether you're looking to relax on the nearby beaches, explore the local parks, or enjoy a night out on the town, this neighborhood has it all.

If you're searching for a home in a safe and welcoming community in Florida, look no further than Monterey Subdivision. With its homes in the X Flood Zone and desirable location, this is a place where you can truly feel at home.

Newest Monterey Sub Homes with X Flood Zone

$365,000

3 Beds ⋅ 2 Baths ⋅ Monterey Sub SubDv. ⋅ 33713 Zip Code ⋅ TB8532325 MLS ⋅ Active Status

Investor Special! Rare opportunity to acquire a block construction, 3-bedroom, 2-bath home with nearly 2,000 square feet in the heart of St. Petersburg. This fixer-upper offers a spacious floor plan, oversized bonus room, attached 2-car garage, non-flood zone, and no HOA. Ideal for renovation, resale, buy-and-hold rental, or adding value through updates. Conveniently located near Downtown St. Pete, Gulf beaches, shopping, dining, and major roadways. Bring your contractor and your vision—this property is ready for its next transformation.

4219 5th Avenue N, St Petersburg

$334,900

3 Beds ⋅ 2 Baths ⋅ Monterey Sub SubDv. ⋅ 32807 Zip Code ⋅ S5154270 MLS ⋅ Active Status

Virtually Staged. Welcome home to this beautifully renovated residence that perfectly blends modern finishes with a warm, family oriented layout. The inviting living spaces create a cozy atmosphere while still providing an open flow for everyday living and entertaining. The kitchen is the heart of the home, featuring wood cabinetry, solid surface countertops, a full height backsplash, and stainless steel appliances. Luxury vinyl plank flooring flows throughout the home, complemented by fresh neutral paint, updated lighting, and tastefully remodeled bathrooms with floor-to-ceiling tile showers that add a touch of luxury. Step outside to an oversized, fully fenced backyard that's perfect for entertaining, family gatherings, pets, or simply relaxing in your own private outdoor retreat. This backyard offers endless possibilities. Don't miss the opportunity to make this beautifully updated home yours!

706 Romano Avenue, Orlando

$375,000

4 Beds ⋅ 2 Baths ⋅ Monterey Sub SubDv. ⋅ 32606 Zip Code ⋅ GC542149 MLS ⋅ Active Status

Welcome to this beautifully maintained 4-bedroom, 2-bathroom home nestled in the highly desirable and established Monterey subdivision! Situated on a expansive 1/3-acre fenced lot, this home offers the perfect balance of central Gainesville convenience and quiet, suburban charm. Step inside to discover a bright and airy spacious living room, ideal for everyday relaxation and entertaining guests. The popular split-bedroom floor plan ensures maximum privacy for the primary suite while keeping guest rooms or home office spaces easily accessible on the opposite side. The highlight of this property awaits just through the back sliding doors: a generous glass-enclosed porch that offers year-round enjoyment without sacrificing natural light. Enjoy your morning coffee or evening unwinding as you take in peaceful views of the fully fenced backyard—a private oasis with plenty of room for pets, gardening, or a play space. Unbeatable central location with fast access to UF, UF Health/Shands, local dining, shopping, and top-rated schools. Schedule your private tour today!

3511 Nw 40th Terrace, Gainesville

$414,990

3 Beds ⋅ 1 Baths ⋅ Monterey Sub SubDv. ⋅ 32807 Zip Code ⋅ S5153787 MLS ⋅ Active Status

Welcome to this charming 3-bedroom, 1-bathroom home located in Orlando, FL. This property offers a comfortable and functional layout featuring a spacious living area, kitchen, and dining space perfect for everyday living and entertaining. Enjoy the added outdoor space with a covered screened-in back patio, plus an open backyard offering additional room for relaxation, gatherings, or future possibilities. Conveniently located with easy access to shopping, dining, major roadways. No CDD and no HOA.

1318 Terre Cia Avenue, Orlando

$290,000

3 Beds ⋅ 1 Baths ⋅ Monterey Sub SubDv. ⋅ 33713 Zip Code ⋅ TB8525886 MLS ⋅ Active Status

This charming 1955, 3 bed-1bath home is full of character and ready for its next owner to make it their own. Located in a non-flood zone area, which offers peace of mind along with several major updates already including a newer roof in 2020, water heater and plumbing in 2022. The home also offer alley access to covered carport, providing easy parking. Its cozy appeal and important improvements already in place waits to be appreciated and personalized.

4142 6th Avenue N, St Petersburg

$324,900

2 Beds ⋅ 2 Baths ⋅ Monterey Sub SubDv. ⋅ 33713 Zip Code ⋅ TB8511710 MLS ⋅ Active Status

You'll love the 10 foot ceilings in this 2 bedroom, 2 bathroom home with a garage. Open floorplan. Fireplace. High and dry - no flood insurance required AND NON evacuation zone. Corner lot with privacy fencing. Inside laundry and washer and dryer will stay for you. One bathroom has a tub/shower and the other bathroom has a walk-in shower. Driveway into garage is on the 43rd St side of the property. Make this home even more charming and love living in St Petersburg, Florida.

4263 5th Avenue N, St Petersburg

$378,500

2 Beds ⋅ 1 Baths ⋅ Monterey Sub SubDv. ⋅ 33713 Zip Code ⋅ O6409300 MLS ⋅ Active Status

Rare Brick Sanctuary in Central Oak Park – Fully Renovated & Insurance Optimized Experience the ultimate peace of mind in this "top-to-bottom" 2025 renovation. Thus, new appraisal will obviously come in much higher than current value estimation. Currently a 2/1/1 plus potential 3rd room/office. Situated in a coveted Non-Flood / Non-Evacuation Zone, this isn't just a home—it’s a long-term financial fortress. Unlike typical wood-frame properties, this double-brick masonry masterpiece helps afford superior structural integrity, anti-pest, anti rot, and of course offering natural hurricane resistance. For the savvy buyer, this means more than just safety; it translates to massive annual savings, with Florida homeowners often seeing significantly lower rates on hurricane-resistant structures. Key Features for the Discerning Buyer: Total System Renewal (2025): Brand new architectural roof, energy-efficient HVAC, full attic insulation, and updated ductwork for peak performance and lower utility bills. High-Tech Security: Fully integrated wireless/solar security system with Blink cameras front and back for 24/7 awareness. Turnkey Modern Ideal: A complete interior overhaul featuring a modern kitchen, modern bathroom, and stylish new floors, doors, and trim. Unbeatable Location: High and dry in Central Oak Park, just 7 minutes from both the vibrant Downtown St. Pete and the world-class Gulf beaches. Stop worrying about rising premiums and focus on living. This rare brick gem is the prudent choice in St. Petersburg real estate.

4016 9th Avenue N, St Petersburg

$368,000

4 Beds ⋅ 2 Baths ⋅ Monterey Sub SubDv. ⋅ 32807 Zip Code ⋅ O6399783 MLS ⋅ Active Status

Highly desirable location with NO HOA, plus a brand-new kitchen and new flooring throughout the entire home! This beautifully updated property offers the freedom and flexibility today’s homeowners are looking for, whether you're a first-time buyer, investor, or simply searching for a centrally located home in Orlando. Conveniently situated just minutes from Orlando International Airport, major highways, shopping, dining, and everyday essentials, this home provides easy access to everything Orlando has to offer. Nestled in an established neighborhood, it combines comfort, modern upgrades, accessibility, and value—making it a perfect place to call home or a great addition to your investment portfolio.

430 Santiago Avenue, Orlando

$365,000

4 Beds ⋅ 2 Baths ⋅ Monterey Sub SubDv. ⋅ 32807 Zip Code ⋅ O6388303 MLS ⋅ Active Status

Discover the opportunity to own a spacious 4-bedroom home in the established Azalea Park area of Orlando. Situated on a quiet residential street, this property offers over 1,500 square feet of living space and a flexible floor plan that fits a variety of lifestyles. The home features four generously sized bedrooms, two primary bathrooms, plus an additional owner-added third bathroom that adds extra convenience and functionality. Inside, the layout provides comfortable living areas filled with natural light and a welcoming atmosphere. The kitchen is highlighted by a beautiful quartz island, ample cabinetry, and a layout that flows naturally into the dining and living areas, making it ideal for everyday living or entertaining guests. Tile flooring throughout the main living spaces adds durability and easy maintenance. The additional full bathroom creates added versatility for guests, multi-generational living, or flexible use of the fourth bedroom as a private office or bonus space. Step outside to enjoy the fenced backyard offering room for outdoor entertaining, gardening, pets, or future enhancements. The property sits on an approximately 0.22-acre lot, providing plenty of space while still being easy to maintain. House is freshly painted, roof is almost 4 years old and the water heater is 1 year old. Located in a convenient Orlando location, the home offers quick access to major highways, downtown Orlando, Orlando International Airport, and the University of Central Florida. Nearby parks, shopping, dining, and everyday amenities add to the appeal of this well-positioned property. Whether you are searching for a primary residence, investment property, or a home with room to add personal touches, this property presents a great opportunity in a well-established Orlando neighborhood.

410 Santiago Avenue, Orlando

$350,000

3 Beds ⋅ 2 Baths ⋅ Monterey Sub SubDv. ⋅ 32807 Zip Code ⋅ O6388819 MLS ⋅ Active Status

Welcome to this inviting three bedroom, 2 bathroom home situated on a quiet street in Dover Shores. Located in a desirable school zone and only a few minutes away from all the restaurants and shops that Conway has to offer. This property features a large backyard perfect for entertaining, gardening, or future additions. This home is currently leased, offering immediate income for investors seeking a turnkey opportunity. Whether you're an investor or looking ahead to future occupancy, this property combines comfort, location, and value. Schedule your private showing today!

5400 San Juan Boulevard, Orlando

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