Palm Harbor Estates Homes with X Flood Zone

Welcome to Palm Harbor Estates, a charming subdivision located in the sunny state of Florida. This community is a hidden gem, offering residents a perfect blend of comfort, convenience, and coastal living.

One of the standout features of Palm Harbor Estates is the fact that the homes are situated in an X Flood Zone. This designation means that the properties in this subdivision are at a minimal risk of flooding, providing homeowners with peace of mind and potentially lowering insurance costs.

Living in Palm Harbor Estates means enjoying a lifestyle that seamlessly combines the tranquility of suburban living with the excitement of nearby urban amenities. Residents have easy access to beautiful beaches, top-rated schools, shopping centers, and delicious dining options.

Whether you are looking to raise a family, retire in paradise, or simply enjoy the Florida lifestyle, Palm Harbor Estates offers something for everyone. With well-maintained homes, lush landscaping, and a strong sense of community, this subdivision is the perfect place to call home.

Come and discover the beauty and convenience of Palm Harbor Estates. Your dream home in a desirable location awaits you in this wonderful Florida community.

Newest Palm Harbor Estates Homes with X Flood Zone

$1,200,000

4 Beds ⋅ 3 Baths ⋅ Palm Harbor Estates SubDv. ⋅ 32119 Zip Code ⋅ V4949816 MLS ⋅ Active Status

125ft direct water frontage on the Intracoastal Waterway (ICW). Deep water access 6ft draft. Deep water Chanel to main Chanel on ICW is one house north of dock. No flooding in main house during all hurricanes. Main house 9’ above sea level. 4th bedroom is at 8’ above sea level. Sliding glass door was removed, a wall was built and picture window was put in to stop any water intrusion in lower 4th bedroom! Roof June 2021. Outside AC unit June 2021. Inside AC Air Sept 2017. Electric updated 2023, including hard wired electrical outlet for generator in gazebo. This is a rare opportunity for 125’ w/private covered boat lift (up to 16,000 lbs) w/electric &water. The walk-around deck with fishing/sitting area of 13’x16’ also includes a fish cleaning station and pull up ladder. The cutout for boat is 14’ wide & 30’ long. Inside the home provides views of the water and across to Daytona Beach Shores. You can see dolphins swimming from almost every room in the house. Back yard faces East allowing the Atlantic SeaBreeze to cool you down and keep pesky bugs away. Wake up to beautiful sunrises over the shimmering water. Enjoy the evenings watching the moon come up over the water. The sea turtles, dolphins, manatees, rays and waterfowl play right o? the dock. Watch the Cape Canaveral Space launches while sipping your drink. Enjoy time on the dock catching/ releasing all types of fish and sea life. Due to the lay of the land, the panoramas views on the river are incredible! Check out the photos. View the Daytona Slingshot on the Main Street Pier to the north down to the Port Orange Bridge and beyond to the south. Custom made solid wood kitchen cabinets, no MDF or particleboard ANYWHERE in this kitchen. All appliances are Bosch stainless steel including convection oven/microwave. Easy to clean solid surface Corian countertops. All cabinets are deeper and taller than standard cabinets. Bottom cabinets are 39” high. Two pantries are 88” high & 31.5” deep with roll out drawers. Cabinet above refrigerator is 21” high & 31.5” deep which is perfect for seasonal dishes & small appliances. Dishwasher is 18.5” above the floor with a drawer underneath. Original solid wood flooring in main house area. Original terrazzo in Family Room with electric hurricane shutters. Third bedroom has the original cedar plank walls. Fourth bedroom has built-in cabinets, vinyl Waynes Coating, Luxury Vinyl Plank flooring, large picture window & a half bath. Privacy hedge, Canary Date Palms, Pigmy Date Palm, Queen Palms, and much more add to the beauty of the landscaping. Deep well with full irrigation system keeps plants and grass happy. Gazebo (14’x9’) can be used for a multitude of uses; bands, parties or just relaxing to take in the views.Build up or out to make it your own.

130 Reef Road, Daytona Beach

$93,900

Palm Harbor Estates SubDv. ⋅ 34683 Zip Code ⋅ TB8504925 MLS ⋅ Active Status

BUSINESS ONLY FOR SALE - This Gourmet and Fine Foods business has been at the same location for 15 years! There is an established, loyal customer base. TURN-KEY OPERATION - everything you need to run your own restaurant/catering business. Perfect for a bakery, other fine foods to go, or catering. While on-site consumption is available, there is limited seating due to the expansion of high-end cooking and refrigeration equipment during the COVID-19 years, which changed the dynamics of many restaurant businesses. The current cooking, refrigeration, and display equipment, and assorted cooking wares and utensils are valued at $68,900, with an additional $25,000 of Goodwill attributed to the customer base. A total of $93,900 opens the door to your successful entrance into the fine foods industry, or expansion of your current business at this extraordinary location in Old Palm Harbor Village in downtown Palm Harbor!

1484 Alternate 19 N, Palm Harbor

$500,000

Palm Harbor Estates SubDv. ⋅ 34683 Zip Code ⋅ TB8485470 MLS ⋅ Active Status

Situated on a one-of-a-kind 0.40-acre corner lot (137 x 125) in highly desirable downtown Palm Harbor, this property offers exceptional potential for investors, builders, or buyers looking to create their dream home. The double lot may have the possibility to be subdivided into two buildable lots (buyer to verify with the county), making it an outstanding development or investment opportunity. This property also features a fully renovated 2026 cabana complete with a kitchen and full bathroom, providing a functional and stylish space that could serve as a guest suite, entertaining area, or temporary living quarters during construction or renovation. Multiple outbuildings offer ample flexibility for storage, workshops, hobby spaces, or additional storage for your auto/boat/recreational vehicles, while the entire property is securely fenced and walled, providing privacy and versatility for a variety of uses. The existing home is ready for a complete renovation or tear-down, giving the next owner the opportunity to design and build exactly what they envision while building equity in one of the area’s most sought-after neighborhoods. Location is everything, and this property delivers. This prime downtown Palm Harbor location is within walking distance to restaurants, bars, and local shops, and just minutes from the Pinellas Trail, Palm Harbor University High School, Crystal Beach, Delightful Downtown Dunedin, and the pristine white sands of Honeymoon Island. Located in a golf-cart-friendly community full of activities, this property is NOT DEED RESTRICTED and is in Flood Zone X adding even more value and peace of mind. Whether you’re looking for your next investment, development opportunity, renovation project, or a place to customize and call home, this unique property offers endless possibilities in one of Palm Harbor’s most desirable areas.

1115 Pennsylvania Avenue, Palm Harbor

$500,000

2 Beds ⋅ 2 Baths ⋅ Palm Harbor Estates SubDv. ⋅ 34683 Zip Code ⋅ TB8483073 MLS ⋅ Active Status

Situated on a one-of-a-kind 0.40-acre corner lot (137 x 125) in highly desirable downtown Palm Harbor, this property offers exceptional potential for investors, builders, or buyers looking to create their dream home or fully renovate the existing home. The double lot may have the possibility to be subdivided into two buildable lots (buyer to verify), making it an outstanding development or investment opportunity. The single family home offers 2 bedrooms, 2 bathrooms, 2128sf. and needs work!! This property also features a fully renovated 2026 cabana complete with a kitchen and full bathroom, providing a functional and stylish space that could serve as a guest suite, entertaining area, or temporary living quarters during construction or renovation. Multiple outbuildings offer ample flexibility for storage, workshops, hobby spaces, or additional storage for your auto/boat/recreational vehicles, while the entire property is securely fenced and walled, providing privacy and versatility for a variety of uses. The existing home is ready for full renovation or possible tear-down, giving the next owner the opportunity to design and build exactly what they envision while building equity in one of the area’s most sought-after neighborhoods. Location is everything, and this property delivers. This prime downtown Palm Harbor location is within walking distance to restaurants, bars, and local shops, and just minutes from the Pinellas Trail, Palm Harbor University High School, Crystal Beach, Delightful Downtown Dunedin, and the pristine white sands of Honeymoon Island. Located in a golf-cart-friendly community full of activities, this property is also is in Flood Zone X adding even more value and peace of mind. Whether you’re looking for your next investment, development opportunity, renovation project, or a place to customize and call home, this unique property offers endless possibilities in one of Palm Harbor’s most desirable areas.

1115 Pennsylvania Avenue, Palm Harbor

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