Tropic Isles Homes with AE Flood Zone

Tropic Isles Homes with AE Flood Zone

Welcome to Tropic Isles, an enchanting subdivision nestled in the heart of Palmetto, Florida, within the picturesque Manatee County. This charming community offers a unique blend of tranquility and vibrant coastal living, making it an ideal choice for families, retirees, and anyone seeking a slice of Florida paradise.

Tropic Isles is known for its beautifully designed homes that reflect the quintessential Floridian lifestyle. Many of the residences here boast stunning waterfront views, allowing residents to soak in the serene beauty of the surrounding nature. The homes are thoughtfully constructed, providing modern amenities while maintaining a warm and inviting atmosphere.

One of the noteworthy aspects of Tropic Isles is its location within an AE Flood Zone. This designation is important for potential homeowners, as it indicates a higher risk for flooding. However, many residents appreciate the community's proactive approach to flood management, ensuring peace of mind while enjoying the waterfront lifestyle. Homeowners are encouraged to consider flood insurance options, which can provide added protection and security.

Living in Tropic Isles means embracing a lifestyle filled with outdoor adventures. Residents can enjoy boating, fishing, and kayaking right from their backyards, or take a short drive to the nearby Gulf Coast beaches for sun-soaked days of relaxation. With a close-knit community vibe, friendly neighbors, and a wealth of recreational activities, Tropic Isles is more than just a place to live; it’s a place to thrive.

Discover the charm of Tropic Isles, where your dream home awaits amidst the beauty of Florida’s coastal living!

Newest Tropic Isles Homes with AE Flood Zone

$220,000
1 Beds ⋅ 1 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code ⋅ A4701028 MLS ⋅ Active Status
Your Florida waterfront escape is ready and awaiting at 4 Basin St in Tropic Isles Co-op, a welcoming 55+ community! This fully furnished 1-bedroom, 1-bathroom 2015 Palm Harbor manufactured home sits directly on a protected basin with an assigned shared boat slip and a 10,000 lb boat lift right out front — with open water access out to Terra Ceia Bay, perfect for boating, fishing, or paddling just steps from your door. Thoughtfully elevated construction offers real peace of mind in this waterfront setting, keeping the home raised above typical flood concerns while the space below is concrete under entire unit and over 5' clearance providing fantastic bonus storage. The north-facing patio stays comfortably through Florida's warm afternoons, making it ideal for relaxed entertaining by the water. The home also offers a dedicated shed/office space for hobbies or extra convenience. Tropic Isles offers exceptional value with a low $372 monthly maintenance fee that includes water, trash, recycling, sewer, and park management — plus access to resort-style amenities: a full-service marina, two social gathering/meeting buildings, a temperature-controlled pool, hot tub, fitness room, game rooms, library, shuffleboard courts, and 2.5 miles of scenic waterfront. Move-in ready and fully furnished. Enjoy the easy Florida lifestyle in a friendly, active 55+ waterfront community, close to downtown Palmetto shops and dining. Check out the virtual tour and schedule your private showing today!

4 Basin Street, Palmetto
$399,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code ⋅ A4698013 MLS ⋅ Active Status
Wake up to peaceful canal views and enjoy the waterfront lifestyle you've been dreaming of in this well-maintained turnkey home located in Tropic Isles, a resident-owned 60-acre waterfront co-op community for active adults 55+. Built in 2000, this residence offers approximately 1,380 square feet of living space, plus a recently completed bonus room adding more than 200 square feet, featuring double-pane thermal windows and sliding glass doors that fill the space with natural light. Boating enthusiasts will appreciate the saltwater location with sailboat-deep water, direct access to Terra Ceia Bay, and no bridges to navigate. An 11,000-pound boat lift makes getting on the water effortless, while the waterfront setting is ideal for fishing, spotting manatees and native birds, or simply relaxing along the canal. The elevated rear patio provides the perfect vantage point to enjoy tranquil water views and Florida sunsets. Whether you're looking for a seasonal retreat or a full-time residence, this home offers the ideal blend of comfort, convenience, and coastal living. Tropic Isles is a vibrant resident-owned community known for its friendly atmosphere, active social calendar, and exceptional waterfront lifestyle. Conveniently located just a short bike ride from Emerson Point Preserve and the Bradenton Yacht Club, you'll also enjoy Gulf beaches approximately 25 minutes away and quick access to I-275 and I-75 in about 15 minutes, making travel to St. Petersburg, Tampa, Sarasota, and beyond a breeze.

226 Bimini Drive, Palmetto
$99,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code ⋅ A4696225 MLS ⋅ Active Status
Spacious 2-bedroom, 2-bath mobile home located in the desirable Tropic Isles 55+ community. This unit features a comfortable floor plan with abundant natural light, newer windows, and a paved rear patio that provides an inviting outdoor space for relaxing or entertaining. The generously sized living and dining areas adds flexibility for everyday living, while the attached oversized shed provides excellent storage and houses the washer and dryer for added convenience. With solid bones and plenty of potential, this home presents a great opportunity for a buyer to update and personalize the space to their taste. Priced to reflect the updates needed, it offers exceptional value within this active resident-owned community. Residents enjoy access to a clubhouse, pool, fitness facilities, and a variety of social and recreational activities. Whether you're looking for a seasonal retreat or a full-time residence, this property offers affordability, functionality, and the chance to make it your own.

147 Maui Drive, Palmetto
$89,000
1 Beds ⋅ 1 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code ⋅ A4693547 MLS ⋅ Active Status
Impeccably cared for and move-in ready, this SUNSHINE COTTAGE is a must-see park model in TROPIC ISLES Co-Op — a highly sought-after 55+ resident-owned waterfront community! This charming 1-bedroom, 1-bath home offers comfortable coastal living with a spacious living room featuring a peaceful peek of Terra Ceia Bay. Enjoy Florida’s outdoor lifestyle with a huge lanai, private back patio, and beautifully paved front sitting area that also works perfectly as golf cart parking pad. No lot rent. $325 monthly maintenance fee covers water, garbage and recycling collection, sewer, park management and access to all amenities including the marina. Tropic Isles is known for its active lifestyle, friendly atmosphere, and exceptional amenities. Residents enjoy access to a full-service marina and bait shop, fitness center, library, shuffleboard courts, heated/chilled pool and spa, social rooms, and endless community activities including aerobics, movie nights, book clubs, line dancing, and more. Whether you're searching for a seasonal getaway or your forever home, this property offers the perfect blend of relaxation, recreation, and waterfront community living. Schedule your private showing today and start enjoying the Florida lifestyle you’ve been dreaming of!

58 Montego Drive, Palmetto
$69,000
Tropic Isles SubDv. ⋅ 34221 Zip Code ⋅ A4693103 MLS ⋅ Active Status
ENJOY THE FLORIDA RV LIFESTYLE IN TROPIC ISLES! Great opportunity to own a beautifully paved RV lot in Tropic Isles Co-op, a resident-owned 55+ waterfront community known for its active lifestyle, boating amenities, and friendly atmosphere. This RV has been beautifully paved. The low $325 monthly maintenance fee covers water, sewer, garbage, recycling, park management, and access to all community amenities including the marina. Residents enjoy 3 waterfront basins, 2 clubhouses, bait shop, fuel station, boat launch, heated pool & spa, kayak launch and storage racks, plus endless social activities and breathtaking Florida sunsets. Whether you’re seeking a seasonal getaway or year-round fun, Tropic Isles offers the perfect blend of relaxation, recreation, and community living. Come join the fun!

29 Montego Drive, Palmetto
$60,000
Tropic Isles SubDv. ⋅ 34221 Zip Code ⋅ A4693093 MLS ⋅ Active Status
WATERFRONT VACANT LOT/SHARE OPPORTUNITY IN TROPIC ISLES! Build the manufactured home of your dreams on this waterfront blank canvas located in one of the area’s most desirable 55+ resident-owned communities. Enjoy your own waterfront share with private dock area—ideal for boating, fishing, and embracing the Florida waterfront lifestyle. Tropic Isles offers outstanding amenities including a comfort-controlled pool designed for all-season enjoyment, hot tub, fitness and recreation center, shuffleboard courts, marina, community boat ramp, and a vibrant social atmosphere. Affordable $372 monthly maintenance fee includes water, sewer, garbage & recycling, park management, and full access to all community amenities, including the marina. Don’t miss this rare chance to create your perfect waterfront retreat!

292 Nassau Drive, Palmetto
$129,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code ⋅ A4687897 MLS ⋅ Active Status
Welcome to 80 Del Rio Drive in Palmetto, where comfort meets the relaxed charm of Florida waterfront living. This inviting 2-bedroom, 1.5-bath home is thoughtfully designed for both everyday living and entertaining. The home features a spacious kitchen with ample cabinetry, a dedicated dining area, and a large living room that provides plenty of room to relax or host guests. An enclosed front porch offers the perfect spot to enjoy your morning coffee, unwind in the evening, or create a cozy bonus living space. Offered fully furnished and move-in ready, this property makes for an easy transition—whether you're looking for a seasonal getaway or a full-time residence. Just bring your personal touches and start enjoying the Florida lifestyle from day one. Located in the highly sought-after Tropic Isles Co-Op, this 55+ waterfront community offers an exceptional array of amenities. Residents enjoy a deep-water marina with direct access to Tampa Bay and the Gulf of Mexico, perfect for boating and fishing enthusiasts. The community also features waterfront parks, a heated pool and spa, fitness center, shuffleboard courts, kayak launch, and an active social calendar that makes it easy to connect with neighbors and enjoy the best of coastal living. Whether you're seeking relaxation, adventure on the water, or a vibrant community atmosphere, this home offers it all. Come experience the best of Florida waterfront living—your next chapter starts here.

80 Del Rio Drive, Palmetto
$329,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code ⋅ A4685346 MLS ⋅ Active Status
BOATERS PARADISE!!! Land-owned unit in Tropic Isles with dock and boat lift. Here is the perfect opportunity to live the Florida lifestyle. Two bedroom, two bath, completely updated, open floor plan. Bonus room, that could be an office or possibly a guest room. There are two carports with covered parking. Just steps away from your dock and the water, as well as a marina for fuel, ice and bait. The unit can come completely furnished, so just bring your toothbrush and clothes. Easy access to Tampa, St. Petersburg, and Sarasota. No bridges to navigable waters, easy boat access to Tampa Bay and the Gulf. Whether you’re a snowbird, wanting full-time living or looking for an investment property, this is your place.

2812 14th Street W, Palmetto
$320,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code ⋅ A4685940 MLS ⋅ Active Status
Embrace the Florida waterfront lifestyle in this beautifully updated double-wide home located within a the vibrant 55+ waterfront community of Tropic Isles designed for relaxation, recreation, and an active coastal lifestyle. Just steps from the home, this property includes a deeded dock with 10,000-lb boat lift at the end of the cul-de-sac, making it easy to spend your days boating, fishing, kayaking, or simply enjoying peaceful views along the water. Inside, the home has been thoughtfully updated to create a bright and welcoming space with a relaxed coastal feel. Wide plank flooring flows throughout the main living areas, complemented by soft neutral tones and abundant natural light that enhance the open layout. The renovated kitchen features crisp white shaker-style cabinetry, granite countertops, modern hardware, a tile backsplash, and an oversized breakfast bar that opens seamlessly to the living and dining areas, creating the perfect space for gathering with friends and family. Multiple living spaces offer flexibility for everyday living and entertaining, including a separate bonus living area highlighted by a warm wood accent wall that adds character and charm. A dedicated office with its own private exterior entrance provides an ideal setup for working from home, a creative studio, or a private guest workspace. Both bathrooms have been tastefully updated with modern vanities, stone countertops, and beautifully finished walk-in showers. Outside, the property features low-maintenance landscaping with no grass to maintain, giving you more time to enjoy the water and the incredible amenities this community offers. Residents enjoy access to an impressive array of amenities including a waterfront clubhouse, heated pool and spa, fitness center, pickleball and shuffleboard courts, game room, library, and community marina with boat ramp. Whether relaxing poolside, staying active with neighbors, or heading out on the water from your deeded dock, this community is designed for enjoying the Florida lifestyle to the fullest. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS.**

2810 14th Street W, Palmetto
$189,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code ⋅ A4676062 MLS ⋅ Active Status
Don't miss this beautiful 2-bedroom, 2-bath home in Tropic Isles, a highly sought-after 55+ waterfront community where you own the land—NO lot rent! Built in 1992 and offering approximately 1,056 square feet of comfortable living space, this well-maintained home is ideal as a seasonal retreat or full-time Florida residence. Conveniently located just minutes from Terra Ceia Bay and the stunning Gulf Coast beaches, you'll enjoy the best of coastal living. Inside, the open-concept kitchen, dining, and living areas create a bright, welcoming space that's perfect for everyday living and entertaining. Vaulted ceilings enhance the spacious feel, while continuous flooring throughout means there's no carpet to maintain. A built-in hutch adds both charm and functionality. The home also offers exceptional outdoor features, including an extra-long driveway with room for a boat or jet ski trailer, dedicated golf cart parking, and a large lockable storage shed for all your tools, beach gear, and recreational equipment. New French doors (December 2025) open to the screened-in patio, providing the perfect spot to enjoy your morning coffee or unwind with a sunset cocktail. Whether you're looking for a winter getaway or your forever home, this Tropic Isles gem offers comfort, convenience, and the relaxed Florida lifestyle you've been searching for. Schedule your private tour today.

3002 12th Street W, Palmetto
$50,000
Tropic Isles SubDv. ⋅ 34221 Zip Code ⋅ A4676216 MLS ⋅ Active Status
Bring your vision to life in Tropic Isles a resident-owned 55+ waterfront community; one of the West Coast’s best-kept secrets! This 45’ x 70’ vacant lot offers the perfect opportunity to design your Florida retreat just the way you want it. Facing North for ideal light and breezes. Tropic Isles features resort-style amenities including a full-service marina and boat ramp, clubhouse, heated pool and spa, fitness center, shuffleboard, kayak launch, and a calendar full of social activities. Just minutes from downtown Palmetto, Bradenton, and Anna Maria Island beaches, you’ll enjoy both convenience and coastal charm.

291 Nassau Drive, Palmetto
$185,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code ⋅ A4674667 MLS ⋅ Active Status
EXCELLENT CANAL-FRONT OPPORTUNITY in Tropic Isles, a 55+ resident-owned waterfront community. This well-appointed 2 bedroom, 2 bath mobile home offers serene canal views and the perfect setting for seasonal or year-round living. Don’t miss your chance to make this waterfront retreat your own. Schedule your private showing today!

232 Bimini Drive, Palmetto
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