Lutz Homes with X Flood Zone

Lutz Homes with X Flood Zone

Welcome to Lutz, Florida – a hidden gem nestled just north of Tampa that perfectly balances suburban tranquility with the vibrant energy of city life. Known for its lush landscapes, friendly neighborhoods, and top-rated schools, Lutz offers a unique blend of charm and modern convenience. With its picturesque parks, scenic lakes, and a variety of outdoor recreational activities, residents enjoy a lifestyle that embraces both relaxation and adventure.

One of the key features of homes in Lutz is their resilience against nature's unpredictability. Many properties in this area are situated in flood zones, which means they are designed with robust flood mitigation measures in place. This not only provides peace of mind for homeowners but also enhances the value of these properties. Investing in a home in a designated flood zone can be an opportunity to acquire a well-constructed residence that meets stringent safety standards while being surrounded by the natural beauty Lutz has to offer.

The community is known for its family-friendly atmosphere, with numerous events and activities throughout the year that bring neighbors together. From farmers' markets to seasonal festivals, there's always something happening in Lutz. The area is also conveniently located near major highways, making it easy to access the bustling city of Tampa, with its array of dining, shopping, and entertainment options.

If you're looking for a home that combines safety, community, and a touch of Florida's natural beauty, Lutz is the perfect place to settle down. Explore the real estate options available and discover your dream home in this enchanting city!

Newest Lutz Homes with X Flood Zone

$416,000
4 Beds ⋅ 2 Baths ⋅ Oak Grove Ph 01b SubDv. ⋅ 33559 Zip Code ⋅ TB8536880 MLS ⋅ Active Status
Virtually Staged. Welcome to Oak Grove – Immaculate One-Owner Home on a Premium Conservation Homesite! Pride of ownership is evident throughout this exceptionally maintained one-owner 4-bedroom, 2-bathroom, 2-car garage home offering 1,691 square feet of living space with durable concrete block construction. Ideally situated on a peaceful conservation homesite near a quiet cul-de-sac in the highly sought-after Oak Grove community of Lutz, Pasco County, this move-in-ready home offers the perfect combination of comfort, quality, and location. Freshly painted inside and out, this beautiful home welcomes you with excellent curb appeal, soaring volume ceilings, abundant natural light, and an open, split-bedroom floor plan designed for both everyday living and entertaining. The spacious primary suite features a private en-suite bathroom, while the fully tiled second bathroom includes a walk-in shower for added convenience and style. The heart of the home is the spacious kitchen featuring an updated stainless-steel refrigerator, natural gas range, ample cabinetry, and a breakfast area overlooking the living spaces—perfect for hosting family and friends. Newer luxury plank vinyl flooring throughout the main living areas adds warmth, beauty, and easy maintenance. Enjoy seamless indoor-outdoor living through the oversized sliding glass doors that open to a screened lanai, overlooking a large backyard with peaceful conservation views. With plenty of room to add your dream swimming pool, this backyard offers endless possibilities for outdoor entertaining and relaxation. This home has been thoughtfully updated with major improvements, including: Roof replaced in 2018 16-SEER Trane air conditioning system (2017) with UV air purification lighting Water heater replaced in 2025 Bedroom windows updated Hurricane-rated garage door Luxury plank vinyl flooring throughout the main living areas Fresh interior and exterior paint The home's natural gas service powers the range, water heater, and high-efficiency HVAC system, providing energy efficiency and lower operating costs. Oak Grove remains one of the area's most desirable communities thanks to its affordability and convenient location. Enjoy the benefits of NO CDD fees, a low HOA fee of only $250/year, and the added peace of mind of being located outside of a flood zone, helping reduce ongoing ownership expenses. Families will appreciate the home's location within the highly regarded Pasco County School District, offering access to quality schools nearby. The community is conveniently located just minutes from State Road 54, Interstate 75, Tampa Premium Outlets, The Shops at Wiregrass, KRATE at The Grove, AdventHealth Wesley Chapel, BayCare Hospital, restaurants, parks, grocery stores, and countless shopping and entertainment destinations. Whether you're searching for your first home, room for a growing family, or a meticulously maintained property with significant upgrades, this exceptional Oak Grove residence offers outstanding value. From its premium conservation homesite and spacious backyard to its extensive updates, low ownership costs, and unbeatable location, this home truly has it all. Don't miss this rare opportunity to own a beautifully maintained one-owner home in one of Lutz's most desirable communities. Schedule your private showing today!

24331 Crosscut Road, Lutz
$520,000
3 Beds ⋅ 3 Baths ⋅ Morsani Ph 2 SubDv. ⋅ 33558 Zip Code ⋅ TB8536787 MLS ⋅ Active Status
Situated on a PREMIUM water and conservation lot with no front neighbors, this LIKE-NEW 3-bedroom, 2.5 bath home with a dedicated flex room offers unmatched privacy, stunning sunsets, and a lifestyle that feels elevated from the moment you arrive. The Brick Paved driveway sets the tone, leading you into a home designed with both luxury and functionality in mind. Inside, the heart of the home is the chef’s kitchen, featuring a large island, granite countertops, stainless steel appliances, and WATER VIEW—perfect for everyday cooking or hosting gatherings. The open layout flows effortlessly into bright living spaces with views of the water and conservation beyond. Upstairs, the primary suite provides a peaceful retreat with a well-appointed bath including double sinks for added convenience. The additional upstairs bathroom also features double sinks, making mornings easier for family or guests. The flexible bonus room on the main floor is ideal for a home office, study, or creative space. Step outside to the upgraded Brick Paved rear lanai, where you can unwind and take in panoramic water and conservation views—an incredible backdrop for evening relaxation and unforgettable sunsets. Located in a highly desired neighborhood with top-rated schools, this home sits across the street from the community pool, tennis courts, and playground, offering resort-style amenities just steps from your front door. With premium views, thoughtful upgrades, and an unbeatable location, this home delivers exceptional value and everyday comfort. Make your appointment TODAY!

19576 Breynia Drive, Lutz
$490,000
3 Beds ⋅ 2 Baths ⋅ Chapman Manors SubDv. ⋅ 33549 Zip Code ⋅ TB8535725 MLS ⋅ Active Status
Welcome home to this beautifully maintained 3-bedroom, 2-bath, 2-car garage gem tucked away in the desirable Chapman Manor community! Set on a stunning conservation and waterfront lot with no backyard neighbors, this home offers the privacy and natural beauty buyers dream of. Inside, an open, split floor plan creates an easy flow for everyday living and entertaining, anchored by a striking double-sided wood-burning fireplace that adds warmth and character to the main living spaces. Recent updates include NEW hurricane impact windows throughout the entire home, giving you peace of mind and energy efficiency for years to come. The AC was replaced in 2026, and a clean 4-Point Inspection was completed in April 2026 — move-in ready with the big-ticket items already taken care of! Enjoy an unbeatable location close to Starbucks, Publix, and major interstates for an easy commute, plus quick access to USF, Moffitt Cancer Center, and the VA Hospital. Don't miss your chance to own this rare conservation and waterfront retreat in one of Lutz's most sought-after neighborhoods — schedule your private showing today!

16416 Windsor Park Drive, Lutz
$519,000
3 Beds ⋅ 2 Baths ⋅ Willow Bend SubDv. ⋅ 33549 Zip Code ⋅ TB8536464 MLS ⋅ Active Status
Modern updates meet classic Florida living in this meticulously maintained 3-bedroom, 2-bathroom pool home in desirable Lutz. Step inside to find stylish luxury vinyl plank flooring and a bright, refreshed kitchen featuring white cabinetry, quartz countertops, and a flowing open floor plan designed for easy everyday living and entertaining. Both bathrooms have been thoughtfully modernized with walk-in showers and lighted mirrors, while plantation shutters, LED lighting, and updated systems deliver comfort, privacy, and efficiency throughout. Outside, a large sparkling pool and spacious screened patio create your own private resort for year-round outdoor living and gatherings, complemented by a generous yard and convenient storage shed. New Super Gutters have been installed around the pool deck and tie into the gutters at the front of the home for improved water management. This home is conveniently located near highly rated public schools, Lake Park, Brooker Creek Nature Preserve, Publix, Aldi, Target, and the Tampa Premium Outlets. Quick access to St. Joseph’s Hospital-North, Tampa International Airport, Downtown Tampa, and the Riverwalk adds to the convenience of the location. A true must-see that seamlessly blends modern updates with the best of Florida outdoor living. Schedule your private showing today.

22861 Sterling Manor Loop, Lutz
$449,500
4 Beds ⋅ 3 Baths ⋅ Heritage Harbor Ph 2c SubDv. ⋅ 33558 Zip Code ⋅ TB8536640 MLS ⋅ Active Status
Great opportunity to acquire the lowest-priced home currently available (and sold within recent history) in the HIGHLY SOUGHT AFTER GOLF COMMUNITY of Heritage Harbor with its RESORT STYLE AMENITIES. Offering OUTSTANDING VALUE and priced to sell, the home is comfortable enough to MOVE RIGHT IN all the while providing you with the ideal opportunity to make cosmetic updates over time and build INSTANT EQUITY. Im sure you already know that the home is in one of the HIGHEST RATED SCHOOL DISTRICTS in the entire area. Although the square footage may seem a bit low, it FEELS MUCH LARGER with the well thought out great room floor plan. Great for a young growing family with EVERYONE HAVING THEIR OWN BEDROOM while not having to worry about sharing bathrooms (who’s not a fan of that?). Speaking of space, did you see how LARGE THE SCREENED LANAI is? Bring your imagination to fill that huge space. A BRAND NEW ROOF was just installed so no need to worry about that for about 15-20 years. In addition the HOT WATER HEATER WAS REPLACED in January of this year and the A/C SYSTEM WAS REPLACED in 2020. All this plus the home sits just off the GREEN OF THE 3RD HOLE allowing you to be a golf spectator or simply enjoy the privacy of the hedges that surround the rear of the home! Attention buyers! Yes, you. Dont delay! We know you are waiting for interest rates to drop, but the latest news seems to indicate that they are going to rise…so…

19308 Sandy Springs Circle, Lutz
$347,000
3 Beds ⋅ 3 Baths ⋅ Hidden Oaks Twnhms SubDv. ⋅ 33558 Zip Code ⋅ TB8535953 MLS ⋅ Active Status ⋅ N/A BLDG.
Bright and airy 3-bedroom/2.5-bath corner home located in a desirable gated community with a 2-car garage and paved driveway. Home offers an open floor plan that easily allows for entertainment. The updated kitchen features stainless steel appliances, 42” cabinets, and granite countertops. Plus, this home comes with a 180-bottle wine fridge for wine lovers! You'll also find convenient storage under the stairs, a laundry room by the kitchen, and a half bathroom downstairs. Relax on the screened lanai overlooking peaceful conservation and there’s a pond alongside the home for quiet walks surrounded by nature. The oversized primary bedroom offers a walk-in closet and an en-suite bath with dual sinks, a walk-in shower, and a garden tub. Both additional bedrooms are upstairs along with a second bathroom with a tub. Located in a top-rated school district, this home has a low HOA of just $374/month, which includes the roof, landscaping, water, sewer, and trash. No CDD. For added peace of mind, the home is not in a flood zone and includes hurricane shutters. Low-maintenance living in a beautiful community. Make this your new home soon!

17301 Old Tobacco Road, Lutz
$1,879,000
4 Beds ⋅ 4 Baths ⋅ Crenshaw Lakes SubDv. ⋅ 33548 Zip Code ⋅ TB8524767 MLS ⋅ Coming Soon Status
Welcome to this one-of-a-kind custom-built modern farmhouse offering luxury, sustainability, and privacy on 1.08 beautifully landscaped acres with no HOA or CDD. This 4,561 sq. ft. estate is zoned for A-rated Schwarzkopf Elementary, Martinez Middle, and Steinbrenner High School and was built for durability with all-block construction, spray foam insulation, a metal roof, hurricane impact-rated windows, and high-and-dry elevation that remained unaffected during previous storms. The main home features 3 spacious bedrooms, 2.5 baths, a versatile flex room, a stunning Great Room with vaulted walnut ceilings, tongue-and-groove wood accents, polished concrete floors, and a chef's kitchen complete with premium Miele appliances, Italian wood cabinetry, a coffee bar, and a hidden Butler's Kitchen with a second full set of nearly brand-new appliances. The private primary suite includes an office nook, oversized custom walk-in closet with center island, and a spa-inspired bath. Additional features include a large laundry room, mud room with built-ins, skylights, and wiring for a Synergy smart home system. Outside, enjoy expansive covered patios, a resort-style pool (2025 pool heater), and a detached one-bedroom, one-bath guest house with its own spacious great room, perfect for guests or multigenerational living. The fully fenced property also offers electric and manual gated entry, a circular driveway, attached two-car garage with custom cabinetry, detached one-car garage, a covered breezeway equipped with a tv mount perfect for relaxing, mature fruit trees, newly built chicken coop, a Florida-friendly garden, and private well and septic, creating a truly exceptional modern farmhouse retreat that seamlessly blends luxury, resilience, and sustainable Florida living.

3440 Crenshaw Lake Road, Lutz
$800,000
4 Beds ⋅ 3 Baths ⋅ Willow Bend SubDv. ⋅ 33549 Zip Code ⋅ TB8535438 MLS ⋅ Active Status
Experience the ultimate Florida lake lifestyle in this one-of-a-kind custom waterfront home on a ¼-acre lot with NO CDD fees! Enjoy direct access to a beautiful natural lake with your own private sand beach and 250 sq. ft. dock—perfect for jet skiing and fishing. This custom home features 4 bedrooms, 3 bathrooms, plus a 522 sq. ft. bonus/theater room, offering approximately 2,881 sq. ft. of total living space. The bonus room includes stunning lake views, a 3D projector, and a 110" movie screen. Inside you'll find formal living and dining rooms, a spacious family room with a fireplace, a dedicated office, an updated kitchen with granite countertops and LG stainless steel appliances, and a luxurious primary suite with a jetted tub, steam shower, and bidet. Step outside to your private resort-style oasis featuring a solar-heated saltwater pool with a cascading natural rock waterfall, a fully equipped outdoor kitchen, screened lanai, and multiple entertaining areas overlooking the lake. Major updates include a NEW 50-year dimensional shingle roof (2021), NEW 6-ton A/C with UV sanitizer (2023), tankless water heater (2024), and resurfaced pool (2018). Additional highlights include hurricane protection, generator hookup, Tesla Generation III charging station, and professional landscaping. Conveniently located near Tampa Premium Outlets, KRATE at The Grove, shopping, dining, and major highways. Schedule your private showing today and experience this unique waterfront lifestyle for yourself.

22523 Willow Lakes Drive, Lutz
$460,000
4 Beds ⋅ 2 Baths ⋅ Turtle Lakes SubDv. ⋅ 33559 Zip Code ⋅ TB8533215 MLS ⋅ Active Status
Welcome home to this beautifully designed 4-bedroom, 2-bath residence where indoor comfort and outdoor living come together perfectly. Step through the front door into the formal living room, where french doors immediately draw your eyes to the oversized covered and screened lanai overlooking the sparkling pool and spa. Adjacent to the living room, the formal dining room provides the perfect setting for holiday gatherings, special celebrations, and memorable dinners with family and friends. At the heart of the home is a charming European-inspired kitchen featuring elegant soapstone countertops and an open design that flows seamlessly into the spacious family room. Another set of sliding glass doors opens to the lanai, creating an ideal space for entertaining or simply enjoying Florida's indoor-outdoor lifestyle. Three secondary bedrooms are privately situated toward the rear of the home, including one with sliding glass doors providing direct access to the patio and pool area. The primary suite is thoughtfully positioned at the front of the home, offering a peaceful retreat complete with its own sliding glass doors leading to the covered lanai. Step outside and discover your own private backyard oasis. Spend your days relaxing in the open pool and spa, unwind beneath the stunning Bali-inspired covered deck, or cultivate your favorite vegetables and herbs in the established garden area. The spacious backyard also includes a storage shed, providing additional space for tools, gardening supplies, or outdoor equipment. With almost no HOA, no CDD fees, an exceptional floor plan, resort-style outdoor living, and a convenient location close to shopping, dining, schools, and everyday amenities, this home truly offers the best of Florida living. Whether you're entertaining a crowd or enjoying a quiet evening by the pool, this is a place you'll be proud to call home.

1150 Windsor Way, Lutz
$750,000
5 Beds ⋅ 4 Baths ⋅ Parkview/Long Lake Ranch Ph 1a SubDv. ⋅ 33558 Zip Code ⋅ TB8536406 MLS ⋅ Active Status
Every once in a while, a home comes along that simply checks every box. This stunning 2021 Built Mattamy Seville Tandem Model with an extended living area offers 5 bedrooms, 4 bathrooms, and 3,485 square feet of thoughtfully designed living space, enhanced by custom upgrades throughout. Perfectly positioned on a private conservation homesite, you'll enjoy peaceful views with no rear neighbors. As you arrive, you're welcomed by a beautiful paver driveway leading to a charming front porch, the perfect place to enjoy slow mornings with a cup of coffee. Step inside and you'll immediately appreciate the soaring ceilings and taller door openings that create a bright, open feel throughout the home. Designed with both everyday living and entertaining in mind, every space flows effortlessly into the next. The heart of the home is the beautifully appointed kitchen featuring quartz countertops, white shaker cabinetry, designer hardware, a statement range hood, and all kitchen appliances included. Overlooking the spacious living room, the custom board and batten accent wall creates a warm focal point, while motorized shades across the sliding glass doors allow you to instantly create privacy and keep the Florida sun at bay. The dining room feels straight out of a luxury magazine with custom built in shelving, while the first floor flex room has been transformed into the ultimate entertaining space with custom cabinetry, a dry bar, wine refrigerator, mini refrigerator, and direct access to the fenced backyard. Also on the first floor is a full bathroom and guest bedroom, making the perfect in law suite or private retreat for overnight guests. Upstairs, an expansive loft filled with natural light creates the ideal second living area for movie nights, a playroom, or relaxing with family. Three additional bedrooms, two full bathrooms, and a thoughtfully designed laundry room complete the second floor, featuring custom cabinetry along with a front load washer and dryer. The owner's suite is a true retreat, offering the perfect balance of luxury and functionality with custom his and her closets, a spa inspired bathroom featuring updated vanities with soft close cabinetry, and a frameless glass shower. Thoughtful upgrades continue throughout the home, including a whole home water purification system for added comfort and peace of mind. Even the garage has been finished with the same attention to detail, featuring durable epoxy flooring along with built in shelving and overhead storage racks to keep everything organized. Located in the highly sought after Parkview at Long Lake Ranch in the heart of Lutz, you'll enjoy the perfect balance of privacy and convenience. This gated community offers resort style amenities including a beautiful clubhouse, sparkling community pool, dog park, playground, scenic walking trails, and outdoor gathering spaces with cornhole and seating areas. Just minutes from the Veterans Expressway, Dale Mabry Highway, shopping, dining, and highly rated schools, you'll love having everything you need within easy reach while still coming home to the peace and tranquility of your private conservation homesite. This isn't just another house. It's the kind of home where memories are made. Schedule your private showing today and experience it for yourself.

19350 Blue Pond Drive, Lutz
$575,000
3 Beds ⋅ 2 Baths ⋅ Chapman Manors SubDv. ⋅ 33549 Zip Code ⋅ TB8530521 MLS ⋅ Active Status
Located in heart of Lutz- this fully fenced and renovated home in a long standing established neighborhood where you can still bring your RVs Boats and Toys. Surrounded by mature oak trees and situated on a fully fenced homesite, this well-maintained 3-bedroom, 2-bath home with a versatile flex space offers a functional split-bedroom floor plan designed for everyday living. Whether you need a home office, gym, playroom, or guest space, the flex room provides endless possibilities. Since ownership, the home has been extensively updated with quality finishes throughout. The newly remodeled kitchen serves as the heart of the home, featuring quartz countertops, custom cabinetry with gold hardware, floating wood shelves, a modern island, designer beveled tile backsplash, and updated lighting. Throughout the home you’ll find durable luxury vinyl plank flooring, fresh Sherwin-Williams interior paint, upgraded 5¼-inch baseboards, and updated light fixtures, creating a clean, cohesive look. The spacious living area is highlighted by a custom built-in feature wall with beautiful wood craftsmanship, integrated storage, display shelving, and sconce lighting. Every bedroom has also been upgraded with custom closet organization systems, providing exceptional storage throughout the home. The primary suite features vaulted ceilings, a renovated en-suite bathroom, and private access to the covered rear porch, creating a peaceful retreat. The flexible bonus room also offers its own private exterior access to the backyard, making it ideal for a home office, gym, guest room, or playroom. These multiple access points, combined with the spacious covered porch, create an ideal layout for entertaining and enjoying Florida’s indoor-outdoor lifestyle. The renovated laundry room adds everyday functionality, while the oversized backyard offers plenty of space to add a future pool, outdoor kitchen, or create your own private backyard oasis. Major mechanical updates provide peace of mind, including a new roof (2023) and a 5-ton HVAC system (2021) that has been professionally serviced annually. Windsor Park offers exceptional amenities, including a 24-hour guard-gated entrance, scenic walking trails, ponds with bridges, a community clubhouse, playground, basketball, tennis and pickleball courts, a private kayak launch on the community lake, and secured RV and boat storage exclusively for homeowners. Conveniently located just minutes from Dale Mabry Highway, Carrollwood, Tampa, I-275, I-75, and I-4, you’ll enjoy easy access to shopping, dining, medical facilities, Tampa International Airport, and everything the Tampa Bay area has to offer. Beautifully updated, thoughtfully maintained, and located in one of Lutz’s most established gated communities, 16607 Longleat Drive offers the perfect combination of modern updates, flexible living space, and an unbeatable location.

16607 Longleat Drive, Lutz
$385,000
3 Beds ⋅ 3 Baths ⋅ Lakeshore Preserve SubDv. ⋅ 33558 Zip Code ⋅ TB8535404 MLS ⋅ Active Status ⋅ 17815 BLDG.
Move-in ready townhome in the gated community of Lakeshore Preserve! This beautifully maintained 3-bedroom, 2.5-bath home with a 1-car garage and spacious loft offers nearly 2,000 square feet of open-concept living. The kitchen features granite countertops, stainless steel appliances, a large center island, and a walk-in pantry that opens to the dining and great room—perfect for everyday living and entertaining. This home is loaded with upgrades including luxury vinyl plank flooring throughout, plantation shutters, a remote-controlled roller shade on the sliding glass door, and a security system. Upstairs, you'll find a spacious primary suite with a walk-in closet, dual vanities, and a walk-in shower, along with two additional bedrooms, a versatile loft, and a convenient upstairs laundry room. The garage, front porch, and rear lanai all feature a durable decorative flake floor coating, adding both style and easy maintenance. Enjoy resort-style living with a community pool and low-maintenance lifestyle, all conveniently located near Dale Mabry Highway, the Veterans Expressway, I-275, top-rated shopping, dining, and hospitals.

17815 Althea Blue Place, Lutz
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