Palm Harbor Homes with Bay View Water Frontage

Welcome to Palm Harbor, a charming city located in Pinellas County, Florida. Known for its stunning bay views and waterfront properties, Palm Harbor is a sought-after destination for those looking to live a coastal lifestyle.

Imagine waking up to the gentle sound of waves and enjoying picturesque sunsets over the bay right from the comfort of your own home. In Palm Harbor, this dream can become a reality with a variety of homes offering bay view water frontage. Whether you're looking for a cozy waterfront cottage or a luxurious estate with panoramic views, Palm Harbor has something to offer for every taste and budget.

Aside from its natural beauty, Palm Harbor boasts a vibrant community with a rich cultural scene, excellent schools, and a wide range of recreational activities. Explore the quaint downtown area with its boutique shops and restaurants, or spend a day outdoors at one of the many parks or golf courses in the area.

With its convenient location near Tampa and Clearwater, Palm Harbor offers the perfect blend of a peaceful coastal retreat and easy access to urban amenities. Whether you're looking to relocate or find a vacation home, Palm Harbor's homes with bay view water frontage promise a lifestyle of tranquility and luxury.

Newest Palm Harbor Homes with Bay View Water Frontage

$1,625,000

4 Beds ⋅ 4 Baths ⋅ Oyster Point Sub SubDv. ⋅ 34683 Zip Code ⋅ TB8529549 MLS ⋅ Active Status

Every detail of this custom Key West-inspired residence has been thoughtfully designed to embrace the Florida lifestyle while delivering exceptional comfort, craftsmanship, and timeless coastal elegance. Perfectly positioned on a beautifully landscaped 0.26-acre corner homesite within the sought-after Oyster Point community, this 4-bedroom, 3.5-bath residence offers 3,334 square feet of heated living space and 6,344 total square feet across three expansive levels, creating a home that feels both grand and inviting. Natural light pours through the open-concept living spaces, highlighting soaring ceilings, engineered hardwood flooring, crown molding, custom built-ins, and a wood-burning fireplace that creates a warm focal point for gathering. Designed with entertaining in mind, the spacious kitchen features solid wood cabinetry, stone countertops, abundant prep space, and a seamless connection to the dining and living areas, making everyday living as enjoyable as hosting family and friends. The home's outdoor living spaces are equally impressive. Covered wraparound decks capture peaceful views toward Sutherland Bayou, extending the living space outdoors and providing the perfect setting for morning coffee, sunset cocktails, or weekend entertaining. Below, the private saltwater pool is surrounded by mature landscaping, creating a secluded fenced backyard retreat that feels like your own private resort. Occupying its own level, the spacious primary suite offers privacy and tranquility, while three additional bedrooms provide flexibility for guests, family, or a home office. An oversized four-car garage offers exceptional storage for vehicles, golf carts, watercraft, and recreational equipment. Located just minutes from marinas, championship golf, waterfront parks, charming downtown Palm Harbor, Ozona, Dunedin, and the Gulf Coast's award-winning beaches, this exceptional residence combines luxury, space, and an unbeatable coastal lifestyle—all with no HOA fees.

1700 Oyster Point Way, Palm Harbor

$1,316,000

3 Beds ⋅ 3 Baths ⋅ Indian Bluff Island 2nd Add SubDv. ⋅ 34683 Zip Code ⋅ TB8521898 MLS ⋅ Active Status

PRICE IMPROVEMENT!! An ISLAND, a NEIGHBORHOOD, a LIFESTYLE!! INDIAN BLUFF ISLAND is an address with prestige! Join this elite conclave of homes situated in Northern Pinellas County surrounded by the Gulf & the serene waters of St. Joseph Sound. Offering a coastal way of life this 'resort' has it all! Your private, large, covered boat lift & dock allow you to hop on your boat or jet ski & cruise out to the barrier islands, Caladesi Island, Three Rooker Island or head off shore to fish for grouper. Stay closer to home & launch your stand up board, kayaks or canoes & drift into a paddler's paradise. Cool off & float in your crystal clear pool or relax & re-energize in the bubbly hot tub. Sip your favorite beverage as you appreciate amazing sunsets & panoramic views from your rooftop widow's walk. Cooking is easy in your outdoor kitchen complete with grill, smoker, turkey fryer & green egg. Back yard is totally fenced & includes lots of grassy areas for furry friends, fire pits, multiple seating areas, beautiful stag horn ferns, palm trees, triple flag pole & pavered walkways & pool deck. This 3 bedroom/2 bath home offers an open concept design with a bonus/flex room that is easily converted to a 4th bedroom. Kitchen & bathrooms are all new with wood cabinets, solid surface counters & stylish stone. Curl up with a good book in front of your wood burning fireplace or pull the curtains, make the popcorn & watch a movie in your media/family room. Your 'party size' dining area is perfect for entertaining with kitchen pass-thru & barstool seating. The primary suite provides it's own quiet retreat with separate sitting room/den & dream closets/wardrobes. Quiet, ideal location close to all amenities, golf courses, beaches, Pinellas Trail, Wall Springs Park, Palm Harbor schools, medical/hospitals. Enjoy the cool breezes & unique benefits of Island living. Love where you live!!

121 Carlyle Drive, Palm Harbor

$509,000

3 Beds ⋅ 2 Baths ⋅ Baywood Village SubDv. ⋅ 34683 Zip Code ⋅ TB8523151 MLS ⋅ Active Status ⋅ Baywood Village BLDG.

This thoughtfully designed masterpiece offers the ultimate blend of luxury lifestyle, location, and income potential. Rare, FULLY RENOVATED in 2025 showstopper in Baywood Village — an exceptional opportunity in one of Palm Harbor’s most sought-after communities. Modern upgrades, PRIME location, and short-term rental potential all come together in this move-in-ready 3-bedroom, 2-bath home. FULLY PERMITTED improvements completed in 2025 include: New Roof, NEW HVAC system, Hurricane-Impact Windows and Doors, New Stucco Exterior, Tankless Water Heater, and updated electrical and plumbing systems. Inside, enjoy a bright open-concept layout with luxury vinyl plank flooring throughout. The designer kitchen features quartz countertops, a brand-new stainless steel appliance package, sleek cabinetry, and a contemporary backsplash. Both bathrooms are fully remodeled, including one with a smart toilet for added convenience. Zoned for short-term rentals with projected income up to $60,000 annually, this property is ideal for investors, seasonal residents, or full-time homeowners seeking flexibility and strong returns. Just moments from Sunset Beach, championship golf at Innisbrook Resort, the natural beauty of Fred Howard Park, and the iconic Tarpon Springs Sponge Docks, you’re surrounded by some of the best coastal attractions Tampa Bay has to offer. Coastal living, championship golf, world-class parks, and vibrant waterfront dining — all just minutes from your front door. Schedule your private showing today.

203 Driftwood Drive W, Palm Harbor

$1,874,000

4 Beds ⋅ 4 Baths ⋅ Kramer F A Sub SubDv. ⋅ 34683 Zip Code ⋅ TB8500780 MLS ⋅ Active Status

Nestled on a lot and a half along the serene waters of Southerland Bayou, this stunning waterfront home offers a private, nature-rich retreat in the heart of the quaint fishing village of Ozona. With 105 feet of water frontage, a new dock with a covered boat lift, and sweeping views of the bayou, this is truly a nature lover’s dream. Watch dolphins play, birds soar, and fish jump—all from the comfort of your own backyard. Step outside and enjoy a thoughtfully designed outdoor oasis, featuring a gas fire pit, grill, and arbor on the waterside—perfect for sunset gatherings. On the opposite side of the home, indulge in a self-cleaning, heated saltwater pool and spa set within an illuminated screened enclosure. Looking for a fenced yard ideal for both two-legged and four-legged family members, this home has that too. Inside, the home has been tastefully updated and is truly move-in ready. Upon entering, you’re immediately greeted by panoramic water views that bring the outside in. The living room with a cozy fireplace flows effortlessly into the kitchen and family room, making it easy to stay connected while entertaining or relaxing. The main floor includes three bedrooms, one of which features an ensuite bath—perfect for guests or multi-generational living. Ascend to the upper level to discover the expansive master suite, a true sanctuary with its own Juliet balcony, offering peaceful water views and a private escape from the world below. Whether you're hosting friends in the screened-in sunroom by the kitchen or enjoying quiet mornings with a coffee by the bayou, this home is designed for both entertaining and tranquil living.Boaters will appreciate direct access from Southerland Bayou to St. Joseph Sound, Three Rooker Island, HoneymoonIsland, Caladesi Island, and even Clearwater Beach. Located in golf cart-friendly Ozona, you’re just a short ride away from the Pinellas Trail, charming local eateries, and all the coastal character this beloved community offers.

412 Orchid Lane, Palm Harbor

$4,999,900

5 Beds ⋅ 5 Baths ⋅ Tomaqua SubDv. ⋅ 34683 Zip Code ⋅ TB8491844 MLS ⋅ Active Status

Welcome to 402 Hillsborough Street, a custom-built 2023 waterfront residence offering a rare combination of scale, privacy, and direct access to multiple water bodies including Boggy Bayou, the Intracoastal Waterway, and the Gulf of America. Situated on a 0.68-acre lot within a private gated community, this property features approximately 5,196 square feet of heated living space and nearly 9,700 total square feet, thoughtfully designed across three levels with elevator access. This five-bedroom, four full and one half-bath home showcases a contemporary architectural design with block construction, metal roofing, and impact-rated windows. Interior features include engineered hardwood and porcelain tile flooring, high and vaulted ceilings, tray ceilings, an open floor plan, and a kitchen-family room combination designed for both daily living and entertaining. The primary suite is located on the third level and includes two walk-in closet and expansive proportions. Additional interior highlights include a bonus room, great room, sauna, electric fireplace, upper-level laundry room, and smart home features including security system, cameras, and touchless entry. The home is equipped with central air, natural gas, tankless water heater, and owned solar panels. Outdoor living is enhanced by a private heated pool and spa, multiple balconies and patios, irrigation system, and mature landscaping. The property offers approximately 600 feet of combined water frontage and includes a 2023 composite dock suitable for fishing and recreational water use such as paddleboarding and kayaking. Parking is extensive with a four-car attached garage, additional two-car carport, circular driveway, EV charging capability, and ample off-street parking. Community amenities include gated access and maintained private roads with HOA services covering exterior maintenance, grounds, and common areas. Located in unincorporated Palm Harbor near golf courses, marinas, and top-rated schools, this property presents a unique opportunity to own a newly constructed waterfront home with expansive water views and access.

402 Hillsborough Street, Palm Harbor

$169,900

Crystal Bay M/H Club Inc Unrec SubDv. ⋅ 34683 Zip Code ⋅ TB8370886 MLS ⋅ Active Status

ONE LOT - Beautiful waterfront lot in highly sought after Crystal Bay community - come make your home and begin enjoying all this community has to offer - PLUS beautiful sunsets nightly are free!

105 Schooner Drive Unit 105, Palm Harbor

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