Palmetto Homes with AE Flood Zone

Welcome to Palmetto, a charming city located in Manatee County, Florida. Known for its picturesque landscapes, vibrant community, and rich history, Palmetto offers a perfect blend of small-town charm and modern amenities.

One of the unique features of homes in Palmetto is the AE Flood Zone designation. Living in an AE Flood Zone means that these homes are at a moderate to high risk of flooding, making it essential for residents to have flood insurance. While this may seem like a drawback to some, many homeowners in Palmetto appreciate the natural beauty and waterfront living that come with these properties.

Despite being in a flood-prone area, Palmetto offers a variety of housing options to suit every lifestyle. From cozy waterfront cottages to spacious modern estates, there is something for everyone in this diverse real estate market. Whether you're looking for a peaceful retreat or a bustling neighborhood, Palmetto has it all.

With its convenient location near the Gulf Coast beaches, top-rated schools, and thriving local businesses, Palmetto is a fantastic place to call home. Come and explore the beauty and charm of Palmetto – where small-town living meets modern convenience in the heart of Florida's Gulf Coast.

Newest Palmetto Homes with AE Flood Zone

$5,495,000

East Terra Ceia SubDv. ⋅ 34221 Zip Code ⋅ C7529326 MLS ⋅ Active Status

Palm View Marina is a premier income producing marine asset with significant waterfront redevelopment potential along Florida’s rapidly growing Gulf Coast. Located at 6817 Bayshore Road in Palmetto, Manatee County, the property encompasses 10.32± acres along McMullen Creek. Its protected waterfront setting offers navigable access to Terra Ceia Bay, Tampa Bay, and the Gulf of America. Privately owned submerged lands further distinguish this rare offering, creating a compelling combination of current commercial income, established marine infrastructure, and significant long term potential. Existing Marina Operations & Infrastructure Wet Slips: The operating private marina accommodates approximately 25 wet slips featuring distinctive floating, piling free air-lift systems that provide premium boat storage while enhancing the marina’s operational appeal. Vessel Suitability: The protected basin and approximately 10 foot bridge clearance make the property particularly well suited for center consoles, coastal powerboats, and other lower profile vessels. On-Site Improvements: The property includes a substantial concrete boat ramp, dry storage areas, a workshop, and an air conditioned member clubhouse. Redevelopment & Zoning Potential Zoned Planned Development Waterfront (PD-W), with a Village (VIL) Future Land Use designation, the property provides a strong foundation for a variety of potential future concepts, including: Expanded marina operations, Marine support businesses, Luxury residential or mixed-use development, Boutique hospitality or waterfront accommodations, or a secure private boating compound. Approximately 3± acres of usable upland are complemented by extensive mangrove lined waterfront, creating a naturally attractive setting with recreational and ecotourism appeal. All future uses and development concepts are subject to governmental approvals and buyer due diligence. Strategic Gulf Coast Location Situated along historic Bayshore Road, formerly part of the Old Tamiami Trail corridor, the property offers convenient access to US 41, I-275, and I-75. This strategic location provides excellent regional connectivity to Bradenton, Sarasota, St. Petersburg, Tampa, and the broader Gulf Coast market while preserving the quiet, protected character of a natural waterfront sanctuary. Expansive aerial views extend toward the Sunshine Skyway Bridge and the downtown St. Petersburg skyline. A Multifaceted Waterfront Investment Palm View Marina represents far more than an operating marina. It is a multifaceted waterfront investment offering income producing marine infrastructure, an established private marina operation, privately owned submerged lands, and the potential to create a signature Gulf Coast destination.

6817 Bayshore Road, Palmetto

$1,850,000

Acreage & Unrec SubDv. ⋅ 34221 Zip Code ⋅ A4702298 MLS ⋅ Active Status

The Lazy Acres MHP is 24 unit MHP situated on 2.25+ acres in Palmetto, FL Palmetto is an easy commute to Tampa/St Petersburg & Sarasota Bradenton. Community has been tied into central utilities and impact fees have been paid in full. *NOTE* Actual square footage of the 24 units has not been measured but MLS requires a number, so the sq ft has been estimated.

515 77th Street E Unit 10, Palmetto

$1,950,000

4 Beds ⋅ 5 Baths ⋅ Island At Riviera Dunes SubDv. ⋅ 34221 Zip Code ⋅ A4701267 MLS ⋅ Active Status

Welcome to the Island at Riviera Dunes, an exclusive gated enclave on the Manatee River where a select collection of custom waterfront residences surrounds one of the Gulf Coast's most protected deepwater harbors. Built by John Cannon, a name synonymous with fine craftsmanship on Florida's west coast, this 4,412 square foot residence offers a private slip for yachts up to 60 feet, moments from open water on the Manatee River and Tampa Bay. For the serious boater, this is the rare combination that defines true waterfront luxury, a hurricane safe harbor at your back door and unrestricted access ahead. Among the newer homes in the community, it also stands elevated above its neighbors, with impact windows and doors throughout and full pocketing infinity sliders that dissolve the line between indoors and out. The interior carries the scale and detail expected of a custom estate. Twelve foot ceilings, layered crown moulding, and a beamed great room open through walls of glass to the marina beyond. The kitchen pairs Sub-Zero and Wolf with an electric wall oven, Bosch dishwasher, granite surfaces, tall soft-close cabinetry crowned by lighted glass uppers, a wine cooler, and a hidden walk-in pantry. For the collector, a temperature controlled wine room holds up to 1,200 bottles in custom racking. The main level primary suite is its own retreat, with a tray ceiling, a private slider to the pool terrace, and a fully fitted walk-in closet. The bath offers dual vanities, a jetted soaking tub, and an oversized walk-in shower. A handsome study with cherry wood floors and plantation shutters anchors the front of the home and offers the flexibility to serve as an additional bedroom. A guest half bath and a pool bath with shower complete the main level. Upstairs, ten foot ceilings continue through an entertainment loft with a wet bar and beverage refrigerator, where pocket sliders open to a screened balcony above the harbor. A private theater with projection screen and tiered seating could serve as a fifth bedroom, joined by two guest bedrooms with walk-in closets, one with a private ensuite bath and the other served by a full bath shared with the loft. Outdoor living is equally considered. A gas heated saltwater pool and spa overlook the yacht basin, served by a full outdoor kitchen with grill, hood, refrigerator, and sink, and warmed by a gas fireplace on cooler evenings, all steps from your dock. Three recently replaced HVAC systems, a Generac generator, a gas tankless water heater, and a tandem three car garage complete the offering. Residents enjoy three private marinas, multiple pools, fitness centers, tennis and pickleball courts, walking paths, a fuel dock, and waterfront dining at Dockside. Downtown Bradenton sits just across the river, with Sarasota, St. Petersburg, Tampa, and the beaches of Anna Maria Island within easy reach. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS.**

714 Riviera Dunes Way, Palmetto

$440,000

4 Beds ⋅ 3 Baths ⋅ Adworth Resub SubDv. ⋅ 34221 Zip Code ⋅ A4702130 MLS ⋅ Active Status

Renovated 4BR/3BA Palmetto Ranch on a Quarter-Acre Lot - No HOA, No CDD Set behind a circular gravel drive and mature palm landscaping, this beautifully renovated 2,194 sq ft single-story home offers 1973 character with a comprehensive modern update throughout. The open-concept kitchen and living space serve as the heart of the home. A whitewashed brick island anchors the kitchen, topped in granite and paired with a blue mosaic tile backsplash, stainless steel appliances, and custom cabinetry running floor to ceiling. The space flows directly into the dining area and family room, which features a wood-plank ceiling and a wood-burning brick fireplace — ideal for both everyday living and entertaining. The primary suite offers a private retreat with an en-suite bath featuring brass fixtures. A second full bath includes coastal-style subway tile with a walk-in shower, and a third full bath rounds out the home's living quarters. A flexible bonus room off the entry works well as a home office, den, or additional living space. Step outside to a screened, 28'5" x 13'11" covered lanai overlooking a sprawling, fully fenced backyard — plenty of room to add a pool, a play structure, or simply enjoy Florida living in privacy. Additional highlights: block/stucco construction on a slab foundation, central electric heat & air, public water & sewer, and a functional split floor plan with a dedicated primary suite wing. Ideally located minutes to historic downtown Palmetto, the Manatee River, US-41, and I-75, with easy access to Gulf Coast beaches. Zoned for Palmetto Elementary, Lincoln Memorial Middle, and Palmetto High within the School District of Manatee County (buyer to verify current attendance zones). Move-in ready and thoughtfully updated — schedule your showing today.

706 18th Avenue Drive W, Palmetto

$247,000

2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code ⋅ A4702050 MLS ⋅ Active Status

SUNSETS, MARINA VIEWS & LOW-MAINTENANCE FLORIDA LIVING! Enjoy the benefits of newer construction without the cost or wait to build! This 2023 elevated home is located in Tropic Isles, a highly desirable 55+ resident-owned waterfront community, offering quality construction, modern finishes, and a carefree coastal lifestyle. Beautiful tropical landscaping welcomes you home, complemented by front and rear paver patios designed for relaxing and entertaining. Sip your morning coffee or unwind in the evening from the covered front porch overlooking the community marina, where beautiful water views and unforgettable Florida sunsets create the perfect backdrop. Inside, you'll find a bright, open-concept floor plan featuring 9-foot ceilings, luxury vinyl plank flooring, custom wood blinds, recessed lighting, and abundant natural light. The stylish galley kitchen offers stainless steel appliances, a farmhouse sink, ample cabinetry, and flows seamlessly into the living and dining areas—ideal for everyday living and entertaining. The spacious primary suite features a beautifully upgraded ensuite bath with a walk-in shower and custom glass enclosure, while the guest bedroom and second full bath provide comfortable accommodations for family and friends. Additional highlights include indoor laundry, an attached utility/storage shed, and ceiling fans throughout, including the front porch. Tropic Isles offers an exceptional waterfront lifestyle with amenities including a full-service marina, heated pool, newly renovated fitness center, boat launch, kayak launch, shuffleboard courts, fishing along Terra Ceia Bay, and a vibrant social calendar with activities year-round. Annual boat slip rentals are available through the association, subject to availability. Conveniently located just minutes from Gulf beaches, waterfront dining, shopping, medical facilities, and easy access to St. Petersburg, Sarasota, and Tampa. Whether you're searching for a seasonal getaway or a full-time residence, this move-in-ready home offers the perfect combination of comfort, convenience, and the Florida waterfront lifestyle.

203 Bimini Drive, Palmetto

$999,999

3 Beds ⋅ 3 Baths ⋅ Palmetto Skyway SubDv. ⋅ 34221 Zip Code ⋅ A4702066 MLS ⋅ Active Status

A rare expression of waterfront luxury, this extraordinary residence offers an unparalleled blend of refined design, exceptional outdoor living, and effortless Gulf access. Perfectly positioned on 105 feet of pristine waterfront with impact windows and doors, this impeccably reimagined 3-bedroom, 3-bathroom estate encompasses more than 2,000 square feet of sophisticated living space, thoughtfully curated for those who appreciate timeless elegance and the finest in coastal living. Every detail has been meticulously crafted, from the designer finishes and high-end upgrades to the seamless open-concept layout that invites natural light and panoramic water views throughout. Expansive living spaces transition effortlessly outdoors, creating a harmonious connection between the home's luxurious interiors and its spectacular waterfront setting. Designed to rival a private resort, the outdoor living experience is truly exceptional. A custom lagoon-style pool with dramatic natural rock formations anchors the backyard oasis, surrounded by expansive entertaining terraces, a charming tiki bar, firepit, and a dedicated outdoor kitchen designed for unforgettable gatherings. Whether hosting elegant sunset soirées or enjoying peaceful mornings by the water, every space has been thoughtfully designed to embrace Florida's year-round outdoor lifestyle. The private dock, complete with two boat lifts (16,000 lbs and 10,000 lbs), provides immediate access to open water and the Gulf beyond, offering endless opportunities for boating, fishing, and waterfront adventure directly from your backyard. Equally suited as a distinguished primary residence, an exclusive seasonal retreat, or a premier luxury vacation rental, this exceptional property presents a rare opportunity to own a home that effortlessly combines lifestyle, recreation, and investment potential. Welcome home to 4900 Arlington Road—where impeccable craftsmanship, resort-inspired amenities, and the beauty of waterfront living converge to create an extraordinary coastal sanctuary. Call today for your own private viewing!

4900 Arlington Road, Palmetto

$819,000

3 Beds ⋅ 2 Baths ⋅ Palmetto Cemete SubDv. ⋅ 34221 Zip Code ⋅ TB8535446 MLS ⋅ Active Status

BOATER’S PARADISE! Salt water canal, No Fixed Bridges & Direct Gulf Access in Minutes! Welcome to the most private and pristine waterfront setting within Palmetto’s coveted Five Finger canals. This masterfully updated 2,320 sq. ft. home offers a rare blend of ultimate seclusion and unparalleled peace of mind. Nestled against a serene backdrop of natural, protected mangroves across the canal, your backyard oasis offers a front-row seat to watch manatees, dolphins, and tropical birds in complete privacy. -- EXCLUSIVE BUYER INCENTIVES INCLUDED AT CLOSING: • Transferable Flood Policy: Fully paid and transferable coverage active through November 2027—shielding you from immediate premium hikes! • $5,000 Premium storm custom engineered barrier system. • 1-Year Home Warranty: Complete peace of mind from day one. • 2019 24ft Carolina Skiff available to purchase. --THE ULTIMATE BACKYARD OASIS & DOCK SETUP: Step outside into a low-maintenance tropical paradise featuring custom pavers, stone, cement, and lush professional landscaping—absolutely no grass to maintain! Host unmatched gatherings under your expansive 19x16 custom Tiki Hut equipped with a brand-new metal roof. For the avid boater, the heavy-duty 10,000-pound boat lift features brand-new stainless steel electric motors and a newer lift cover, sitting on a solid, private seawall with fish cleaning station. Rinse off after a day on the Gulf in your large, private outdoor shower, and store all your gear in the matching detached storage outbuilding. --INTERIOR HIGHLIGHTS & ENDLESS FLEXIBILITY: Inside, the home opens up into a spectacular open-floor concept featuring dramatic vaulted ceilings, custom Roman shades, and beautiful, durable large-plank ceramic flooring throughout. The chef’s kitchen is an entertainer's dream, boasts higher-end soft-close cabinetry, premium granite countertops, double oven and updated modern appliances. Soak in the water views from the massive, light-filled 460 sq. ft. under-roof recreation/sunroom. Upgraded with a premium dual mini-split A/C system (installed 2024) and oversized hurricane-impact windows, this versatile space offers endless possibilities—easily transform it into a grand master suite or a mother-in-law setup. Recreation room entertainment pkg includes slate pool table and tournament size table tennis conversion top for ping pong. The home's layout currently provides excellent flexibility, including a bedroom that can effortlessly be converted back into a traditional 3rd bedroom depending on your needs. A separate, dedicated climate-controlled utility room houses the included washer and dryer. --ELITE ENERGY EFFICIENCY & ECO-FEATURES: Enjoy an incredibly low average electric bill of just $153/month thanks to premium upgrades, including: • Full Hurricane Impact Windows throughout the home. • A durable, long-lasting metal roof matching the house and tiki. • A continuous-flow Gas Rinnai tankless hot water system. • A 250-gallon underground Liquid Petroleum (LP) tank. • 12 inches of added attic insulation • A fully automated irrigation system utilizing eco-friendly reclaimed water. Skip the bidding wars on properties with hidden costs. This hardened, turnkey waterfront estate is ready for its next owner to drop their boat in the water and start living the dream.

810 25th Avenue W, Palmetto

$155,000

2 Beds ⋅ 2 Baths ⋅ Jet Mhp SubDv. ⋅ 34221 Zip Code ⋅ A4701818 MLS ⋅ Active Status

Move-In Ready & Priced to Sell – Fully Renovated 2BR Waterfront Retreat in Jet Mobile Home Park. Motivated seller! This beautifully renovated 2-bedroom, 2-bath home in Jet Mobile Home Park — a resident-owned 55+ waterfront community on the Manatee River — is ready for its next owner. Partially furnished and truly turnkey, it's ideal for seasonal living or a year-round Florida escape. Inside, an open, sun-filled layout leads to a spacious sunroom perfect for morning coffee or entertaining. Every major system was updated in 2025: new vinyl flooring, fresh paint, updated vanities and plumbing, and a brand-new second-bath shower. The custom hickory kitchen pairs timeless style with a new dishwasher, microwave, and disposal, plus split A/C units (condenser raised for efficiency) and a new washer and dryer. More peace of mind built in: vinyl thermopane windows, new siding and awnings, a durable white rubber roof (2023), an engineered front roof extension with lanai and carport, fresh termite treatment, and a clean 4-point inspection (May 2025). HOA is just $195/month and covers water, sewer, garbage, and lawn care. Residents enjoy a private boat ramp, kayak launch, pool, shuffleboard, and an active clubhouse — all minutes from Ellenton Premium Outlets, Anna Maria Island beaches, and three international airports. Priced at appraised value and ready for immediate move-in. Schedule your private showing today!

198 Tankey Drive, Palmetto

$289,000

Riviera Dunes Marina Condo SubDv. ⋅ 34221 Zip Code ⋅ W7888174 MLS ⋅ Active Status

CENTRAL DOCK - available slip in beautiful Riviera Dunes Marina, Slip C-29 is 70 x 19.6 and will allow for a 70 vessel. One of Florida's best protected marinas offering amenities such as Cable TV, WiFi, Water, 2 heated floating pools, tiki bar, Dockside at Riviera Dunes restaurant, HD security cameras throughout facility, laundry room, private bathrooms, pet walking area and pump-outs available as well as 50 amp electrical service. Private parking available. Dock your boat in the center of Floridas best beaches, minutes away from Gulf of Mexico, Tampa Bay, Anna Maria Island and Longboat Key. Located on the Manatee River, just past Red Marker #24Aon the North side of the river. Slips can be rented and managed by owner or marina. You do not need to own a condo in Riviera Dunes to own a slip

102 Riviera Dunes Way Unit C29, Palmetto

$125,000

2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code ⋅ A4701640 MLS ⋅ Active Status

Wake up to the gentle coastal breeze and embrace the relaxed waterfront lifestyle you've been dreaming of in the highly sought-after Tropic Isles Co-Op, a resident-owned 55+ community where every day feels like a vacation. Boating enthusiasts will appreciate the deep-water marina with direct access to Tampa Bay and the Gulf of Mexico, making spontaneous days on the water effortless. Spend your mornings strolling through waterfront parks, launch a kayak at sunrise, unwind in the heated pool and spa, stay active in the fitness center, or gather with neighbors for shuffleboard and the many social events that make this community so special. This spacious two-bedroom, two-bath home welcomes you with an abundance of natural light streaming through newer windows, creating a bright and inviting atmosphere. The thoughtfully updated kitchen and bathrooms blend style with everyday comfort, while the generous living and dining areas provide plenty of space for entertaining guests or simply relaxing at home. A newer air-conditioning system, just two years old, keeps the home comfortable year-round, while the roof, only two and a half years old, provides added peace of mind. Step outside to the paved rear patio, where morning coffee is accompanied by fresh coastal air and evenings become the perfect setting for dining, entertaining, or unwinding after a day on the water. An attached storage shed provides ample room for beach gear, fishing equipment, tools, or hobby supplies. Whether you're searching for a seasonal escape or a full-time residence, this home combines comfort, value, and the unmatched charm of waterfront living in one of the area's most desirable active communities.

130 Capri Drive, Palmetto

$679,000

3 Beds ⋅ 3 Baths ⋅ Palmetto Skyway SubDv. ⋅ 34221 Zip Code ⋅ A4701642 MLS ⋅ Active Status

Welcome to your waterfront paradise! Nestled on a deepwater canal with direct access to the gulf, this beautifully renovated single-family home offers the perfect blend of luxury, comfort, and coastal living. Boaters will appreciate the private dock and boat lift, making it easy to enjoy days on the water right from your backyard. Spend your mornings fishing from the dock, watching breathtaking sunrises over the water, and taking in the abundance of marine life that frequents the canal. Step outside to your own tropical retreat featuring a sparkling pool, outdoor bathroom, and shower, ideal for entertaining guests or rinsing off after a day on the boat. Inside, this move-in-ready home has been updated from top to bottom with exceptional attention to detail. Major improvements include a NEW ROOF, NEW AC, and NEW HURRICANE IMPACT WINDOWS for peace of mind. The interior showcases new flooring throughout, a stunning kitchen with new cabinetry, beautiful countertops, and stainless-steel appliances, creating a stylish and functional space for everyday living. All bathrooms have been tastefully remodeled, and the primary bedroom features a private ensuite bathroom designed with modern finishes and comfort in mind. NO HOA, NO RENTAL RESTRICTIONS, Perfect for short term Airbnb or a forever home. Whether you're looking for a full-time residence, seasonal getaway, or waterfront entertainer's dream, this home delivers the Florida lifestyle you've been searching for. Just bring your boat and start enjoying everything this exceptional waterfront property has!

5004 Arlington Road, Palmetto

$220,000

1 Beds ⋅ 1 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code ⋅ A4701028 MLS ⋅ Active Status

Your Florida waterfront escape is ready and awaiting at 4 Basin St in Tropic Isles Co-op, a welcoming 55+ community! This fully furnished 1-bedroom, 1-bathroom 2015 Palm Harbor manufactured home sits directly on a protected basin with an assigned shared boat slip and a 10,000 lb boat lift right out front — with open water access out to Terra Ceia Bay, perfect for boating, fishing, or paddling just steps from your door. Thoughtfully elevated construction offers real peace of mind in this waterfront setting, keeping the home raised above typical flood concerns while the space below is concrete under entire unit and over 5' clearance providing fantastic bonus storage. The north-facing patio stays comfortably through Florida's warm afternoons, making it ideal for relaxed entertaining by the water. The home also offers a dedicated shed/office space for hobbies or extra convenience. Tropic Isles offers exceptional value with a low $372 monthly maintenance fee that includes water, trash, recycling, sewer, and park management — plus access to resort-style amenities: a full-service marina, two social gathering/meeting buildings, a temperature-controlled pool, hot tub, fitness room, game rooms, library, shuffleboard courts, and 2.5 miles of scenic waterfront. Move-in ready and fully furnished. Enjoy the easy Florida lifestyle in a friendly, active 55+ waterfront community, close to downtown Palmetto shops and dining. Check out the virtual tour and schedule your private showing today!

4 Basin Street, Palmetto

Start Your Search

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS®. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS®,