Palmetto Homes with X Flood Zone

Welcome to Palmetto, a charming city located in Manatee County, Florida. Known for its beautiful landscapes, friendly community, and convenient location, Palmetto offers the perfect blend of small-town charm and modern amenities.

One of the standout features of homes in Palmetto is their location in the X Flood Zone. This designation means that properties in this area are at a minimal risk of flooding, providing homeowners with peace of mind and potentially lower insurance premiums.

Whether you're looking for a cozy bungalow, a waterfront retreat, or a spacious family home, Palmetto has a diverse range of real estate options to suit every taste and budget. From historic properties with character to new construction with modern features, there is something for everyone in this vibrant city.

In addition to its real estate offerings, Palmetto boasts a thriving arts and culture scene, delicious dining options, and plenty of outdoor recreational activities. With easy access to nearby beaches, parks, and major cities like Tampa and Sarasota, residents of Palmetto enjoy the best of both worlds.

If you're searching for a place to call home that offers a relaxed lifestyle and plenty of opportunities for fun and adventure, look no further than Palmetto. Contact us today to learn more about the available real estate options in this wonderful city.

Newest Palmetto Homes with X Flood Zone

$524,900

3 Beds ⋅ 2 Baths ⋅ Sugar Mill Lakes SubDv. ⋅ 34221 Zip Code ⋅ TB8536828 MLS ⋅ Active Status

Welcome to this beautiful custom Built Neal Communities home. Completed in 2015 and thoughtfully designed for comfortable living. This exceptional residence offers 1958 heated sq feet of living space; with its open floor plan and high ceilings it feels much larger. The home is situated on just shy of half an acre which backs up to a bird sanctuary, so you will never have any back yard neighbors. Owner installed a white vinyl fence for privacy as well, that your children can have plenty of room to play and the pets will too! Step out your glass sliding doors to your Screened in lanai, with the pool enclosure. Owner has a four chair firepit and a four-person hot tub, that just had a new motor and pool pump with mainboard replaced in 2024. The gorgeous modern pool with a shallow water chair area and a water fall at the other end is so relaxing. Your pool has a saltwater system instead of the chlorine chemical system much better for your skin and swimsuits. The home!! You will immediately know this owner has pride of ownership as you walk into the entrance. You enter a long high ceiling, Foyer. Immediately to your right is an Office the owner has set up as a separate dining room. Then you walk into open area and high ceilings with a tray ceiling in great room. Great room and kitchen, overlook the pool area and large backyard. Travertine tile in Lanai and pool decking area. There is also a metered sprinkler system for your yard. the Gorgeous kitchen has Thick Granite counter tops with an island in the center of kitchen and breakfast nook area. With eating area at the island. The island has a double stainless-steel sink and a dishwasher and storage area and outlets on both sides. There is under the cabinet lighting and a coffee bar or wine cabinet space too. All appliances were replaced 6 years ago, with LG brand. Light tile throughout the home. The master Bedroom has gorgeous, laminated looks like bamboo flooring. The master suite is 19x 16 and has two walk in closets with a water closet. The floor plan is a split floor plan; there is an inside laundry room with cabinets above for extra storage. Roof was replaced in 2025. You also get a Paid in full Solar panel system. Owner paid $19,500 for it. Note the stone wall in great room matches the island and back splash. The home is centrally located to Bradenton, Sarasota, Apollo Beach, Brandon. Come see your home soon.

4548 29th Avenue Circle E, Palmetto

$389,999

3 Beds ⋅ 2 Baths ⋅ Southpointe SubDv. ⋅ 34221 Zip Code ⋅ A4702355 MLS ⋅ Active Status

Welcome to Southpointe! Experience fresh, modern living in this beautiful brand-new home, expertly crafted by respected local builder M/I Homes. Built with exceptional attention to detail and top-tier quality, this home showcases granite countertops, 40-inch cabinetry, a spacious walk-in pantry, recessed lighting, and a stainless steel appliance package. Offering 3 generously sized bedrooms, a large home office, and 2 full bathrooms, this thoughtfully designed home features zero wasted space and an open, light-filled floor plan that’s perfect for everyday living, entertaining, and creating lasting family memories. The spacious kitchen serves as the heart of the home, seamlessly flowing into the dining and living areas, making it ideal for hosting family gatherings or relaxing after a long day. The oversized utility room provides abundant storage space, helping keep everything organized and out of sight. Retreat to the expansive primary suite, your own private sanctuary featuring plenty of natural light, a spacious layout, and a beautifully appointed en-suite bathroom designed with comfort and convenience in mind. Step outside and enjoy your morning coffee or evening sunsets from the covered rear lanai, complete with elegant brick pavers. The home also features a brick paver driveway and entry walkway that create stunning curb appeal from the moment you arrive. Fresh professional landscaping complements the home’s attractive exterior, making it truly move-in ready. The oversized backyard offers endless possibilities, whether you’re envisioning a future swimming pool, an outdoor entertaining area, or simply plenty of room for everyone to enjoy. Southpointe offers more than just beautiful homes. Residents enjoy outstanding amenities designed to enhance everyday living, including a resort-style community pool and pickleball courts—the perfect places to relax, stay active, and connect with family, friends, and neighbors. M/I Homes is committed to delivering quality-built homes that provide lasting value. Every home is constructed to meet their rigorous Whole Home Building Standards and is backed by an industry-leading 10-Year Transferable Structural Warranty, providing peace of mind for years to come. Conveniently located near I-75 and ideally situated between Sarasota and St. Petersburg, Southpointe has quick access to shopping, dining, beaches, entertainment, top-rated schools, and everything Florida’s Gulf Coast has to offer. Don’t miss your opportunity to own this exceptional, never-lived-in home in one of the area’s fastest-growing communities!

4328 Outhaul Run, Palmetto

$756,999

5 Beds ⋅ 5 Baths ⋅ Palms At Coasterra SubDv. ⋅ 34221 Zip Code ⋅ TB8536964 MLS ⋅ Active Status

Under Construction. What's Special: 5th Bedroom | 3-Car Garage | Cul-de-Sac Lot. New Construction - November Completion! Welcome to the Sand Key at 12517 Wharf Terrace in Palms at Coasterra. Step through the foyer of this new home to find a dedicated study and formal dining room, leading into the gourmet kitchen featuring a large center island, casual dining nook, and views of the expansive great room. A pocket sliding glass door opens to the extended covered lanai, creating seamless indoor-outdoor living. The main-level primary suite offers a private retreat with a spa-inspired en-suite bathroom, walk-in closet with direct laundry room access, and its own pocket sliding door to the lanai. Upstairs, a spacious game room is surrounded by four secondary bedrooms, including two with en-suite bathrooms. A three-car garage provides plenty of room for vehicles, storage, and hobbies. This amenity-rich master-planned community is surrounded by natural beauty and endless ways to enjoy fun, fitness, and connection. Club Coasterra overlooks a 65-acre lake with four pools, cabanas, a workout space, and a lakeside pavilion. Enjoy additional pools, a dog park, a 20-acre lake, and a 160-acre nature park with trails, all near I-75 with access to Sarasota and Tampa. Additional Highlights Include: tray ceiling pkg, 8' interior doors, laundry sink, outdoor kitchen rough-in, 42" upper kitchen cabinets, 42" upper cabinets at laundry, crown molding at kitchen, trash roll out, quartz countertops, and oak tread with painted risers. Photos are for representative purposes only. MLS#TB8536964

12517 Wharf Terrace, Palmetto

$275,500

2 Beds ⋅ 2 Baths ⋅ Villages Of Thousand Oaks SubDv. ⋅ 34221 Zip Code ⋅ A4702272 MLS ⋅ Active Status

Virtually Staged. Welcome home to this move-in-ready and recently updated residence, ideally situated on a cul-de-sac street in Villages of Thousand Oaks. Nestled on an oversized lot, the home features a one-car garage, double driveway and ample parking. An inviting front porch welcomes you into a light-filled interior with a vaulted ceiling and skylight in the spacious living room. Large double sliding doors open to a covered, screened lanai overlooking a lushly landscaped backyard with generous space between neighboring homes. Extensively updated in 2026, this home features a brand-new roof with a transferable warranty, new kitchen countertop and sink, newer kitchen appliances, a new oven and microwave, freshly painted kitchen cabinets and updated kitchen hardware. Both bathrooms have been refreshed with new sinks, vanities and mirrors, while additional improvements include new carpeting in both bedrooms, new closets and interior doors, new ceiling fans and fresh interior paint throughout. The primary suite includes a double wall closet, separate vanity area and a private walk-in shower, and the air-conditioning system was fully serviced and cleaned in July 2026. Residents enjoy access to a community clubhouse, pool and tennis court, with low HOA fees and no CDD fees. With abundant natural light, extensive recent upgrades and immediate move-in availability, this beautifully refreshed home is ready for its next owner!

5506 82nd Avenue Drive E, Palmetto

$474,900

4 Beds ⋅ 3 Baths ⋅ Gillette Grove SubDv. ⋅ 34221 Zip Code ⋅ A4702307 MLS ⋅ Active Status

Welcome to your dream Florida retreat in the highly desirable Gillette Grove community! This spacious 4-bedroom, 2-bathroom single-family home offers the ideal combination of comfort, functionality, and low-maintenance coastal living in fast-growing Palmetto—complete with an installed home security system for added peace of mind. Step inside to an inviting layout filled with natural light, where beautiful first-floor tile flows throughout the main living spaces. Designed for easy everyday living with distinct functional zones, the layout features comfortable living areas and a practical kitchen equipped with a spacious pantry for maximum organization. The thoughtful floor plan also includes an interior hallway laundry area conveniently located right off the garage entry, alongside durable, low-maintenance finishes throughout.

3436 97th Lane E, Palmetto

$405,000

4 Beds ⋅ 3 Baths ⋅ Artisan Lakes Eaves Bend Ph Ii Subph A SubDv. ⋅ 34221 Zip Code ⋅ TB8536028 MLS ⋅ Active Status

Experience the perfect balance of style, comfort, and functionality in this beautifully appointed 4-bedroom, 2.5-bath residence offering approximately 2,100 square feet of thoughtfully designed living space. A highly desirable first-floor primary suite provides a private retreat, complete with an ensuite bath and spacious closet. Designed with both everyday living and effortless entertaining in mind, the open-concept floor plan showcases seamless flow between the living, dining, and kitchen areas, creating an inviting atmosphere for gatherings of any size. Upstairs, three generously sized bedrooms are complemented by a versatile loft—ideal as a media room, home office, fitness space, or additional lounge. Step outside to your fully fenced backyard, offering the perfect backdrop for outdoor entertaining, pets, or simply enjoying your own private outdoor oasis. A spacious two-car garage provides ample parking and additional storage.Combining timeless appeal with modern convenience, this exceptional home offers the space and flexibility today's buyers are seeking. Ideally located near shopping, dining, schools, and major commuter routes, this move-in-ready residence presents an outstanding opportunity to enjoy comfort, convenience, and elevated everyday living. Schedule your private tour today.

5435 Bungalow Grove Court, Palmetto

$315,000

3 Beds ⋅ 2 Baths ⋅ Silverstone South SubDv. ⋅ 34221 Zip Code ⋅ TB8535711 MLS ⋅ Active Status

Short Sale. Welcome to this beautifully maintained three-bedroom, two-bathroom home located in the desirable Silverstone community of Palmetto. Featuring a 2025 roof, 2018 A/C and water heater, updated landscaping in 2024, backyard irrigation, fresh paint throughout the main living areas in 2024, and a freshly painted office in 2025, this home offers modern updates and move-in-ready appeal. An added bonus is a brand-new, never-used tri-fuel generator that is still in the box and conveys with the home. While it has not been connected, this powerful generator is capable of running nearly the entire house, providing valuable peace of mind during Florida storm season. Inside, you'll find durable wood-look tile flooring throughout and an open-concept layout designed for comfortable everyday living. The kitchen overlooks the spacious living room and features granite countertops, matching appliances, ample cabinetry, and plenty of prep space for cooking and entertaining. A dedicated laundry room adds convenience and additional storage. The primary suite serves as a private retreat with a walk-in closet and an en-suite bathroom featuring a dual sink vanity and a walk-in shower. Two additional bedrooms are equally sized, each offering generous closet space, and share a well-appointed full bathroom. Step outside to the covered patio, the perfect spot for grilling, relaxing, or enjoying Florida's beautiful weather. The fully vinyl-fenced backyard provides privacy and room for pets, play, or gardening. Residents of Silverstone enjoy access to a resort-style community pool and convenient proximity to I-75, making travel to neighboring cities a breeze. Shopping, dining, entertainment, and everyday conveniences are all just minutes away, making this home an exceptional opportunity to enjoy the best of the Florida lifestyle. Schedule your showing today!

3918 Willow Hammock Drive, Palmetto

$394,900

4 Beds ⋅ 2 Baths ⋅ Trevesta SubDv. ⋅ 34221 Zip Code ⋅ A4702185 MLS ⋅ Active Status

Welcome to 6022 Tremeza Place, a beautifully maintained 4-bedroom, 2-bath residence with a 2-car garage, nestled in the highly sought-after community of Trevesta. Blending timeless style with thoughtful upgrades, this move-in ready home offers the perfect balance of comfort, functionality, and Florida living. Step inside to a bright and airy open-concept floor plan where natural light fills the living spaces, enhanced by the upgraded glass front door panel that creates an inviting first impression. The well-appointed kitchen is the heart of the home, showcasing upgraded granite countertops, a new oversized single-basin sink, an upgraded dishwasher, and generous prep and storage space, all overlooking the spacious living and dining areas. Upgraded lighting and ceiling fans throughout add an elevated touch of elegance and comfort. Enjoy seamless indoor-outdoor living on the extended screened lanai, offering the perfect place to relax with your morning coffee, host weekend gatherings, or simply enjoy Florida's beautiful weather year-round. Beyond the home, Trevesta offers an exceptional resort-style lifestyle with amenities designed for every age. Residents enjoy a beautiful clubhouse, a resort-style beach-entry pool, splash pad, state-of-the-art fitness center, playgrounds, scenic walking trails, and community events that foster a true neighborhood atmosphere. Ideally located with convenient access to I-75 and I-275, Trevesta places you within easy reach of St. Petersburg, Tampa, Bradenton, Sarasota, top-rated beaches, shopping, dining, and major airports, making commuting and weekend adventures effortless. Combining stylish upgrades, an open and inviting layout, and one of Palmetto's most desirable resort-style communities, this exceptional home is ready to welcome its next owners.

6022 Tremeza Place, Palmetto

$369,900

3 Beds ⋅ 2 Baths ⋅ Crystal Lakes SubDv. ⋅ 34221 Zip Code ⋅ A4702025 MLS ⋅ Active Status

CRYSTAL LAKES CREAMPUFF!!! Perfectly positioned within the established Crystal Lakes community in Palmetto, FL, this beautifully maintained single-family home delivers the clean, comfortable, move-in-ready living today’s buyer is always searching for yet seldom finds. From the moment you arrive, the mature landscaping, graceful palms, large shade tree, decorative curbing, NEW ROOF, and THREE-CAR GARAGE create a warm and welcoming first impression. Traverse the threshold, and you are greeted by a bright, open interior with HIGH CEILINGS, neutral finishes, tile flooring through the main living areas, and charming architectural details including arched openings and display niches. The floor plan flows comfortably from the front living and dining spaces into the heart of the home, creating an easy setting for quiet evenings, casual gatherings, or entertaining family and friends. The kitchen offers a functional connection to the surrounding living areas with warm wood cabinetry, dark counters, black appliances, a breakfast bar/pass-through, built-in pull-out cabinet organizers, and a cheerful dining nook filled with natural light. Whether preparing a quiet meal or hosting guests, this space keeps the chef of the home connected to the conversation. The private owner’s retreat offers a comfortable place to unwind with wood-look flooring, generous natural light, and an en-suite bath featuring a dual-sink vanity, built-in pull-out cabinet organizers, a soaking tub, and separate walk-in shower. Additional rooms provide flexibility for guest accommodations, a home office, hobby space, fitness room, or whatever life may require, while the interior laundry room adds everyday convenience. Out back, the Florida lifestyle takes center stage. A screened lanai with paver flooring overlooks the backyard and peaceful water views, creating an ideal space to sit back, take in the morning breeze whilst sipping on a cup of your favorite brew. Whether enjoying a quiet sunrise, evening unwinding, weekend grilling, or simply relaxing after a long day, this outdoor space adds another layer of everyday livability. Crystal Lakes offers an established neighborhood setting with a VERY LOW HOA, making it an appealing option for buyers who want community appeal without excessive monthly costs. Whether you are a first-time homebuyer, a buyer looking to downsize into something with more character than the typical cookie-cutter new construction option, or a seasonal resident searching for a Florida winter retreat, this home checks the right boxes. Conveniently located near US-301, I-75, Ellenton, Parrish, Bradenton, Lakewood Ranch, Sarasota, St. Petersburg, and Tampa, this Palmetto location keeps you connected to shopping, dining, employment centers, airports, and Gulf Coast beaches, including Anna Maria Island, Holmes Beach, Bradenton Beach, and Longboat Key, while still offering the feel of an established residential community. Clean, cared for, thoughtfully laid out, and ready for its next chapter, this Crystal Lakes opportunity is ready to deliver. DO NOT ALLOW THIS PALMETTO CREAMPUFF TO SAIL OFF INTO THE SUNSET WITHOUT YOU!

7117 50th Avenue Circle E, Palmetto

$295,000

3 Beds ⋅ 2 Baths ⋅ North Oaks Estates SubDv. ⋅ 34221 Zip Code ⋅ A4702137 MLS ⋅ Active Status

Welcome to this beautifully maintained 3 bedroom, 2 bath home located in the desirable North Oaks Estates community. All new AC unit with new duct installed 2025 as well as a brand new Metal Roof 2024. Designed with comfort and entertaining in mind, this home features an open concept floor plan that seamlessly connects the living, dining, and kitchen areas, creating the perfect space for gathering with family and friends. The main living areas are finished with durable luxury vinyl plank flooring, while the bedrooms provides a warmth and comfort of carpet. Step outside to enjoy the large screened-in back porch overlooking a fully fenced backyard, providing plenty of space for pets, play, or relaxing outdoors. A storage shed adds extra room for tools, lawn equipment, or hobbies. Perfectly positioned next to the community park, you'll enjoy convenient access to neighborhood amenities including a playground, fishing ponds, and green spaces. North Oaks Estates offers the added benefit of low HOA fees and no CDD fees, making it an exceptional value in a sought after location. Whether you're a first-time homebuyer, growing family, or looking to downsize, this move in ready home offers the ideal combination of comfort, convenience, and community. Schedule your private showing today!

9311 27th Avenue E, Palmetto

$179,000

2 Beds ⋅ 2 Baths ⋅ Shadow Brook Mobile Home Subd SubDv. ⋅ 34221 Zip Code ⋅ A4701524 MLS ⋅ Active Status

Welcome to your own little peace of paradise. Shadow Brook is one of the best kept secrets in Manatee county. You own the land which means NO LOT RENT. The low quarterly fee includes Water, Sewer, Cable and Internet. It is a any age pet friendly park. This beautiful house has been totally remodeled. Vapor barrier and insulation $8200, New ductwork through out $5300, Brand new plumbing through out the house and new water heater $7000. New drywall throughout the house, new flooring & baseboards $10000 plus $7000 in materials. All new electric boxes ,outlets, switches and lighting $2000. Remodeled bathrooms tub ,shower, vanities toilets $6000. Cabinets and countertop $5200. New skirting around the house $2200. AS you can see thousands of dollars were put into this house to make it beautiful and extremely energy efficient. Shadow Brook features a beautiful heated pool and shuffle board courts. The clubhouse has a large library and a pool table. You can rent out the clubhouse for special events. Shadow Brook is located near the Sunshine Skyway Bridge and I 75. The beautiful gulf beaches of Anna Maria Island are just a short drive away. All room sizes are approximate. Please use As Is contract.

6710 36th Avenue E Unit 197, Palmetto

$220,000

3 Beds ⋅ 2 Baths ⋅ Melwood Oaks Sub SubDv. ⋅ 34221 Zip Code ⋅ A4702013 MLS ⋅ Active Status

Virtually Staged. Move-in ready and packed with upgrades, this 2 bedroom, 2 bath villa with a loft delivers incredible value. Kitchen and Baths have been updated. Enjoy brand-new laminate flooring, new carpet, and a bright corner-unit layout with your own one-car garage. Tucked away on a quiet dead-end street, you get privacy and peace with no through-traffic. Comes partially furnished. Major expenses have already been handled: the HOA has replaced the roof on this home, is replacing roofs throughout the neighborhood, and will soon repaint all exterior buildings — all for just $290/month. That means fewer surprises and more long-term savings. Perfect for anyone working in St. Pete, this location offers an easy commute while giving you a comfortable, low-maintenance place to come home to.

302 40th Street Circle W, Palmetto

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